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Verified by PropFirmMap Challenges from $29 65% (1-phase... profit split On demand payouts
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Composite Trust Score

Multi-source aggregate of every verified trust signal we hold on MFA Traders. Methodology →

v1.0 · PropFirmMap
TrustPilot Rating 4.3
21.5 / 25 pts
Review Volume 165
11.1 / 20 pts
PropFirmMap Safety Grade B+
14.0 / 20 pts
Operational Longevity 3.5 yrs
10.6 / 15 pts
PropFirmMap Verification Freshness 2026-08-27
10.0 / 10 pts
Verified Partner Vetting No
0.0 / 10 pts
Reputation Penalty None
0 pts
Price Account SizeSize Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Notes
$109 $10K 1 Step P1: 8% P1: 3.5% P1: 10% 65% Unknown Details
$69 $5K 1 Step P1: 8% P1: 3.5% P1: 10% 65% Unknown Details
$389 $50K 1 Step P1: 8% P1: 3.5% P1: 10% 65% Unknown Details
$2558 $50K Instant P1: P1: 3.5% P1: 7% 70% Unknown Details
$2814 $50K Instant P1: P1: 5% P1: 10% 70% Unknown Details
$1097 $200K 2 Steps P1: 10% P2: 5% P1: 5% P2: 5% P1: 10% P2: 10% 80% 85% 90% Unknown Details
$191 $20K 1 Step P1: 8% P1: 3.5% P1: 10% 65% Unknown Details
$29 $1K 1 Step P1: 8% P1: 3.5% P1: 10% 65% Unknown Details
0 / 5

Based on 0 reviews

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Main Benefits

Three routes to a funded account (1-phase Challenge, 2-phase Challenge, and an Instant account with no evaluation); no time limit on Challenge accounts; entry tickets from 29$ on a $1,000 account; a free trial on a $50,000 account; payouts advertised as completed within 60 minutes after risk-team approval; MT4, Match Trade and Trading View; a scaling programme to $2,000,000; an EU-registered operator (My Funding Account P.S.A., KRS 0001023771, Katowice, Poland) with a published address.

Main Drawbacks

Profit split starts at 65% on the 1-phase Beginner tier (70% Instant, 80% 85% 90% two-phase). News trading is permitted only during the Challenge, not on the funded MFA account. The pricing widget publishes a price for only a fraction of the advertised size/tier combinations. No crawlable FAQ answers, terms or payout-method list: the first-payout window, a minimum and maximum withdrawal in currency, the approved payout methods and the trigger for the advertised 100% refund are all undisclosed. TrustPilot solicits its reviews (4.2/148, verified 2026-08-27).

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TrustPilot
4.3/5 (165 reviews)
Trading Platforms
About MFA Traders

MFA Traders is a Polish proprietary trading firm operated by My Funding Account P.S.A. of Katowice (KRS 0001023771, LEI 9845004C0B55FB2CA128). It offers three funded-account routes: a 1-phase Challenge (8% profit target, 3.5% daily loss limit, 10% maximum loss, 65% profit split on the Beginner tier), a 2-phase Challenge (Standard 10% then 5% profit targets, 5% daily loss limit, 10% maximum loss, 80% 85% 90% profit split) and an Instant account with no evaluation phase (Core 7% maximum loss / 3.5% daily loss limit, Prime 10% / 5%, 70% profit split). Challenge accounts carry no time limit and require 5 minimum trading days. Trading is on MT4, Match Trade and Trading View, and the firm advertises payouts completed within 60 minutes after risk-team approval. A scaling programme raises the balance by 25% every 4 consecutive months at a 1.5% average monthly return, up to $2,000,000.

Payout Frequency On demand On demand
Days to First Payout Not documented
Profit Split 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard)
Processing Time 60 min
Get funded
? Min trading days
? First payout eligible
On demand
Amounts
Minimum withdrawalNot documented
Maximum per payoutNot documented
Profit buffer requiredNot documented
Requirements
Min trading daysNot documented
Consistency for payoutNot documented
Eval fee refunded on 1st payoutNot documented
Payout proof / KYCRequired
Proof detailThe MFA account agreement is signed only 'once you have successfully completed identity verification' (challenge how-it-works pages), and the privacy policy states the operator is an AML obliged institution for whom client AML verification, including biometric data and image, is mandatory.
ScheduleInstant account step 3: 'You earn and withdraw the profits generated by your work. Quickly, transparently, and without complications - exactly when you want.' No fixed payout day or cycle is published.

Source: firm payout terms

General rules (apply to challenge & funded)
Allowed
News trading
Not stated
Weekend holding
Not stated
Overnight holding
Not stated
EAs / automation
Not stated
Copy trading
Not stated
Hedging
Not stated
Scalping
Not stated
Stop-loss
The 1-phase Challenge plan card prints 'Trading on news: Challenge ✔ Funded ✖' - news trading is permitted during the Challenge and NOT permitted on the funded MFA account. The 2-phase and Instant cards do not carry this row.
Challenge vs Funded
Consistency rule Challenge: Not documented Funded: Not documented
Drawdown type Challenge: Static maximum loss (10% of the initial simulated capital, both 1-phase and 2-phase) plus a separate daily loss limit that is re-based each midnight CET on the previous day's balance Funded: Not documented
Drawdown & risk
Daily loss resetRecalculated daily at midnight CET as 'account balance at midnight CET on the previous day - 3.5%' (1-phase); on day 1 the initial simulated capital is used. The limit can increase and decrease.
Max position sizeNot documented
Max leverage1:30 (1-phase Challenge Beginner), 1:100 (2-phase Challenge Standard)
Min trade durationNot documented
Challenge lifecycle
Time limitno limit
Inactivity ruleNot documented
Reset feeNot documented
Scaling planMFA Scaling Program: trade 4 consecutive months at an average monthly profit of 1.5% or more and the balance is increased by 25%; the cycle repeats every 4 months up to $2,000,000. Stated requirements: a cycle of at least 4 months, at least 10% total net simulated profit over the four-month period, at least 2 rewards processed, and a positive account balance at the moment of scaling. Stated benefit: reward increased to 90%.
Additional rules

Minimum trading days is 5 on both the 1-phase and the 2-phase Challenge; at least one position must be initiated on each of those days and a multi-day trade counts only on the day it was opened. Trading day rollover is midnight CET. All positions must be closed before a profit target is verified. 2-phase profit targets differ by tier: Standard 10% then 5%, Professional 8% then 5%; 2-phase daily loss limit Standard 5%, Professional 4%. Instant maximum loss Core 7% / Prime 10%, daily loss limit Core 3.5% / Prime 5%.

Source: firm rules page

6.2 PFM Score

Good

Trust & Reputation
9.1 /10
2.5 above avg
Value for Money
10 /10
0.9 above avg
Payout Speed
10 /10
2.9 above avg
Trading Flexibility
7 /10
Average
Platform Choice
7.5 /10
1.7 above avg

Strengths

  • Good TrustPilot rating (4.3/5)
  • Established firm (since 2023)
  • Very affordable challenges (from $29)
  • High profit split (up to 90%)
  • Fast payouts (On demand)
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Recent Activity

Score Update 1 week ago

Score increased from 6 to 6.2

6 changed to 6.2
Safety Update 1 week ago

Safety grade has been upgraded

B changed to B+
New Deal 1 week ago

5% off Instant accounts

New Deal 1 week ago

15% off 2-phase Challenge accounts

New Deal 1 week ago

10% off 1-phase Challenge accounts

Score Update 2 weeks ago

Score increased from 0 to 6

Safety Update 2 weeks ago

Safety grade published for the first time: B

View full history on Industry Pulse

MFA Traders Overview

Updated September 2026 · Verified by the PropFirmMap Research Team

Trading since 2023, MFA Traders is a proprietary trading firm built around CFD markets, operating out of Poland. The firm lists 8 evaluation challenges covering $10K, $5K, $50K, $200K, $20K and $1K, starting at $29.

Its $29 entry price undercuts the $39 median across the 135 CFD firms tracked on PropFirmMap, which puts MFA Traders at the cheaper end of the market. The 90% maximum profit split matches the 90% typical of that group. Its overall PropFirmMap score of 6.2 places it ahead of 102 of the 135 CFD firms we score.

MFA Traders pays out a profit split of 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) on funded accounts. Payouts run on a On demand cycle (Instant account step 3 states: 'You earn and withdraw the profits generated by your work. Quickly, transparently, and without complications - exactly when you want.' The site advertises 'Payment in just 60 min' with the footnote 'only after approval by the risk management team'. No payout cycle, first-payout window or minimum holding period is published anywhere on the site.). The drawdown rule to respect is: 3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance Trading View, Match Trader and MT4 are the platforms on offer.

Our own safety review grades MFA Traders B+. TrustPilot reviewers rate it 4.3 out of 5 across 165 reviews.

It was founded by Paweł Grądziuk. The firm is not registered with a financial-services regulator. Jurisdiction on file: Poland.

MFA Traders FAQ

Is there a MFA Traders discount code?
Yes. Code BTNS2 is currently live for 15% off on MFA Traders. Every active offer we have verified is listed in the deals section on this page.
How does MFA Traders compare to other CFD prop firms?
MFA Traders scores 6.2 on the PropFirmMap rating, ranking #32 of the 135 CFD firms we track. Its entry price also comes in below the $39 median for that group. The comparison table and similar-firm links on this page show the alternatives side by side.
Who is behind MFA Traders?
MFA Traders was founded by Paweł Grądziuk. The firm has been operating since 2023.
Is MFA Traders regulated?
Prop firms are generally not licensed like brokers. MFA Traders is not registered with a financial-services regulator. Jurisdiction on file: Poland.
How often does MFA Traders pay out?
MFA Traders offers On demand payouts (Instant account step 3 states: 'You earn and withdraw the profits generated by your work. Quickly, transparently, and without complications - exactly when you want.' The site advertises 'Payment in just 60 min' with the footnote 'only after approval by the risk management team'. No payout cycle, first-payout window or minimum holding period is published anywhere on the site.).
How much can I lose before breaching MFA Traders?
The MFA Traders drawdown limit is: 3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance
Which platforms can I use at MFA Traders?
The platforms available at MFA Traders are Trading View, Match Trader and MT4.
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