MFA Traders
Poland
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Price & Rating Trends
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| Price | Account Size | Account Name | Profit Target | Max Daily Loss | Max Drawdown | Profit Split | Activation Fee | Notes | |
|---|---|---|---|---|---|---|---|---|---|
| $109 | $10K 1 Step | Challenge 1-phase Beginner $10K | P1: 8% | P1: 3.5% | P1: 10% | 65% | Details | ||
| $69 | $5K 1 Step | Challenge 1-phase Beginner $5K | P1: 8% | P1: 3.5% | P1: 10% | 65% | Details | ||
| $389 | $50K 1 Step | Challenge 1-phase Beginner $50K | P1: 8% | P1: 3.5% | P1: 10% | 65% | Details | ||
| $2558 | $50K Instant | Instant Core $50,000 | P1: | P1: 3.5% | P1: 7% | 70% | Details | ||
| $2814 | $50K Instant | Instant Prime $50,000 | P1: | P1: 5% | P1: 10% | 70% | Details | ||
| $1097 | $200K 2 Steps | Challenge 2-phase Standard $200,000 | P1: 10% P2: 5% | P1: 5% P2: 5% | P1: 10% P2: 10% | 80% 85% 90% | Details | ||
| $191 | $20K 1 Step | Challenge 1-phase Beginner $20K | P1: 8% | P1: 3.5% | P1: 10% | 65% | Details | ||
| $29 | $1K 1 Step | Challenge 1-phase Beginner $1K | P1: 8% | P1: 3.5% | P1: 10% | 65% | Details |
Main Benefits
Three routes to a funded account (1-phase Challenge, 2-phase Challenge, and an Instant account with no evaluation); no time limit on Challenge accounts; entry tickets from 29$ on a $1,000 account; a free trial on a $50,000 account; payouts advertised as completed within 60 minutes after risk-team approval; MT4, Match Trade and Trading View; a scaling programme to $2,000,000; an EU-registered operator (My Funding Account P.S.A., KRS 0001023771, Katowice, Poland) with a published address.
Main Drawbacks
Profit split starts at 65% on the 1-phase Beginner tier (70% Instant, 80% 85% 90% two-phase). News trading is permitted only during the Challenge, not on the funded MFA account. The pricing widget publishes a price for only a fraction of the advertised size/tier combinations. No crawlable FAQ answers, terms or payout-method list: payout frequency, first-payout window, minimum and maximum withdrawal and the refund trigger are all undisclosed. TrustPilot solicits its reviews (4.2/143).
Reviews
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Trading View
Match Trader
MT4
MFA Traders is a Polish proprietary trading firm operated by My Funding Account P.S.A. of Katowice (KRS 0001023771, LEI 9845004C0B55FB2CA128). It offers three funded-account routes: a 1-phase Challenge (8% profit target, 3.5% daily loss limit, 10% maximum loss, 65% profit split on the Beginner tier), a 2-phase Challenge (Standard 10% then 5% profit targets, 5% daily loss limit, 10% maximum loss, 80% 85% 90% profit split) and an Instant account with no evaluation phase (Core 7% maximum loss / 3.5% daily loss limit, Prime 10% / 5%, 70% profit split). Challenge accounts carry no time limit and require 5 minimum trading days. Trading is on MT4, Match Trade and Trading View, and the firm advertises payouts completed within 60 minutes after risk-team approval. A scaling programme raises the balance by 25% every 4 consecutive months at a 1.5% average monthly return, up to $2,000,000.
Amounts
Requirements
Additional payout notes
Instant account cards publish a 'Min. wypłaty / Min. payout' figure of 1% of the account balance; that is a percentage, not a USD floor, so the firm-level min_withdrawal stays unpublished. The 2-phase Standard plan card prints a 'Refund' column of 100%, but the page does not state what triggers that refund, so fee_refunded_on_first_payout is recorded as not published rather than inferred. Withdrawals 'must be made using approved payment methods' but the approved list is rendered only as unlabelled processor logos, so no payout method could be read.
Source: firm payout terms
General rules (apply to challenge & funded)
See how these rules compare against every other firm in the prop firm rules comparison.
Challenge vs Funded
Drawdown & risk
Challenge lifecycle
Additional rules
Minimum trading days is 5 on both the 1-phase and the 2-phase Challenge; at least one position must be initiated on each of those days and a multi-day trade counts only on the day it was opened. Trading day rollover is midnight CET. All positions must be closed before a profit target is verified. 2-phase profit targets differ by tier: Standard 10% then 5%, Professional 8% then 5%; 2-phase daily loss limit Standard 5%, Professional 4%. Instant maximum loss Core 7% / Prime 10%, daily loss limit Core 3.5% / Prime 5%.
Source: firm rules page
Needs Improvement
Strengths
- Good TrustPilot rating (4.2/5)
- Established firm (since 2023)
- Very affordable challenges (from $29)
- High profit split (up to 90%)
- Fast payouts (On demand)
Recommended For
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MFA Traders Overview
Trading since 2023, MFA Traders is a proprietary trading firm built around CFD markets, operating out of Poland. The firm lists 8 evaluation challenges covering $10K, $5K, $50K, $200K, $20K and $1K, starting at $29.
Its $29 entry price undercuts the $42 median across the 120 CFD firms tracked on PropFirmMap, which puts MFA Traders at the cheaper end of the market. The 90% maximum profit split matches the 90% typical of that group.
MFA Traders pays out a profit split of 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) on funded accounts. Payouts run on a On demand cycle (Instant account step 3 states: 'You earn and withdraw the profits generated by your work. Quickly, transparently, and without complications - exactly when you want.' The site advertises 'Payment in just 60 min' with the footnote 'only after approval by the risk management team'. No payout cycle, first-payout window or minimum holding period is published anywhere on the site.). The drawdown rule to respect is: 3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance Trading View, Match Trader and MT4 are the platforms on offer.
TrustPilot reviewers rate it 4.2 out of 5 across 143 reviews.
It was founded by Paweł Grądziuk. Registration and regulatory details on file: Poland, https://api.gleif.org/api/v1/lei-records?filter%5Bentity.legalName%5D=MY%20FUNDING%20ACCOUNT%20PROSTA%20SPO%C5%81KA%20AKCYJNA and medium.
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