Funding Pips vs MFA Traders: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Best For:
Visual Comparison
Save 25% on Funding Pips today
Head-to-Head Comparison
| Funding Pips | Metric | MFA Traders |
|---|---|---|
| 8.9/10 | PFM Score | - |
| 4.5/5 (62,062) ★ | TrustPilot | 4.2/5 (143) |
| A+ ★ | Safety Grade | - |
| 84.2 A ★ | Trust Score | 52.2 C |
| 80-100% | Profit Split | 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) ★ |
| 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) | Daily Drawdown | 3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance |
| Weekly | Payout Frequency | On demand |
| $29 | Starting Price | $29 |
| Proprietary | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | Trading View, Match Trader, MT4 |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | Poland |
| Oct 2022 | Established | Mar 2023 |
| 21 options | Challenge Options | 8 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funding Pips | MFA Traders | Savings |
|---|---|---|---|
| $5K | $29 ★ | $69 | Save $40 |
| $10K | $55 ★ | $109 | Save $54 |
| $50K | $219 ★ | $389 | Save $170 |
| $200K | $798 ★ | $1,097 | Save $299 |
Funding Pips vs MFA Traders: Detailed Analysis
Funding Pips and MFA Traders are both CFD firms. Funding Pips has been in business longer, established in 2022, while MFA Traders was founded in 2023.
Pricing
In terms of pricing, MFA Traders is more affordable with challenges starting at $29, which is $0 less than Funding Pips's starting price of $29. Funding Pips offers 21 challenge options, while MFA Traders offers 8.
Account Sizes
On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while MFA Traders offers account sizes from $1 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while MFA Traders runs on Trading View, Match Trader and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Funding Pips offers 80-100% profit split, while MFA Traders offers 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard). Funding Pips pays out Weekly, and MFA Traders pays out On demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while MFA Traders lists "3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 62,062 reviews, while MFA Traders has 4.2/5 with 143 reviews.
Who Should Choose Which
So who should pick which? Funding Pips is the stronger choice for maximum profit potential and trust & reputation, while MFA Traders is the better fit for fast payouts.
Overall, Funding Pips edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pros
Cons
Pros
Cons
Active Deals & Promo Codes
No active deals
Frequently Asked Questions
Which is better, Funding Pips or MFA Traders?
Funding Pips scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funding Pips or MFA Traders?
Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while MFA Traders offers 8 options starting from $29.
Which has better reviews, Funding Pips or MFA Traders?
Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 62,062 reviews while MFA Traders has 143.
Which offers a higher profit split, Funding Pips or MFA Traders?
Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while MFA Traders offers 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard).
How fast do Funding Pips and MFA Traders pay out?
Funding Pips has Weekly payouts while MFA Traders offers On demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funding Pips and MFA Traders legit?
Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. MFA Traders holds a unrated safety grade and a 4.2/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funding Pips or MFA Traders?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
More Comparisons
Not sold on either? Explore alternatives
See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.