FTMO vs MFA Traders: Head-to-Head Comparison (2026)
Verdict: Who Wins?
FTMO
4 wins
Decisive Win
Best For:
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | MFA Traders |
|---|---|---|
| 8.3/10 ★ | PFM Score | 6.0/10 |
| 4.8/5 (49,993) ★ | TrustPilot | 4.2/5 (143) |
| A+ ★ | Safety Grade | B |
| 79 B+ ★ | Trust Score | 63.2 B |
| Up to 90% | Profit Split | 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance |
| Bi-weekly (every 14 days) | Payout Frequency | On demand |
| $79 | Starting Price | $29 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | Trading View, Match Trader, MT4 |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Poland |
| Jan 2015 | Established | Mar 2023 |
| 10 options | Challenge Options | 8 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | MFA Traders | Savings |
|---|---|---|---|
| $10K | $79 ★ | $109 | Save $30 |
| $50K | $319 ★ | $389 | Save $70 |
| $200K | $999 ★ | $1,097 | Save $98 |
FTMO vs MFA Traders: Detailed Analysis
FTMO and MFA Traders are both CFD firms. FTMO has been in business longer, established in 2015, while MFA Traders was founded in 2023.
Pricing
In terms of pricing, MFA Traders is more affordable with challenges starting at $29, which is $50 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while MFA Traders offers 8.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while MFA Traders offers account sizes from $1 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while MFA Traders runs on Trading View, Match Trader and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while MFA Traders offers 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard). FTMO pays out Bi-weekly (every 14 days), and MFA Traders pays out On demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while MFA Traders lists "3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 49,993 reviews, while MFA Traders has 4.2/5 with 143 reviews. Safety grades: FTMO A+, MFA Traders B.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for trust & reputation, while MFA Traders is the better fit for budget-conscious traders and fast payouts.
Overall, FTMO edges ahead winning 4 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or MFA Traders?
FTMO scores higher overall, winning 4 out of 5 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or MFA Traders?
MFA Traders has the lower starting price at $29. FTMO offers 10 challenge options starting from $79, while MFA Traders offers 8 options starting from $29.
Which has better reviews, FTMO or MFA Traders?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 49,993 reviews while MFA Traders has 143.
Which offers a higher profit split, FTMO or MFA Traders?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while MFA Traders offers 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard).
How fast do FTMO and MFA Traders pay out?
FTMO has Bi-weekly (every 14 days) payouts while MFA Traders offers On demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and MFA Traders legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. MFA Traders holds a B safety grade and a 4.2/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or MFA Traders?
MFA Traders may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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