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MFA Traders vs The5ers: Head-to-Head Comparison (2026)

MFA Traders

6.2 B+
Poland CFD
VS

The5ers

8.6 A+
Israel CFD
Key Differences
Safety B+ vs A+ Payouts On-Demand vs Bi-Weekly Split 90% vs 100% Price $29 vs $19

Verdict: Who Wins?

MFA Traders 0 wins
0 - 7
The5ers 7 wins Decisive Win
Overall Rating 8.6 vs 6.2 Decisive
TrustPilot 4.7 vs 4.3 Clear
Starting Price $19 vs $29 Decisive
Profit Split Up to 100% vs 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) Decisive
Safety Grade A+ vs B+ Clear
Trust Score 98.5/100 vs 67.2/100 Decisive
Challenge Variety 16 vs 8 options Clear

Best For:

Budget-conscious traders The5ers
Maximum profit potential The5ers
Trust & reputation The5ers
Fast payouts MFA Traders

Visual Comparison

MFA Traders The5ers

Save 15% on MFA Traders today

from $29
Save 15% Now Code listed by the firm 1 Sep 2026

Head-to-Head Comparison

MFA Traders Metric The5ers
6.2/10 PFM Score 8.6/10
4.3/5 (165) TrustPilot 4.7/5 (36,877)
B+ Safety Grade A+
67.2 B Trust Score 98.5 A+
65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) Profit Split Up to 100%
3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance Daily Drawdown Summer Plan 1-Step: 6% Max Loss / 3% Max Daily Loss. Summer Plan 2-Step (10/5 and 8/5): 10% Max Loss / 3% Max Daily Loss.
On demand Payout Frequency Biweekly (every 14 days)
$29 Starting Price $19
White-Label Technology Proprietary
Trading View, Match Trader, MT4 Platforms Trading View, MT5
No Direct Path to Funded No
Poland Country Israel
Mar 2023 Established Jan 2016
8 options Challenge Options 16 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size MFA Traders The5ers Savings
$5K $69 $35 Save $34
$10K $109 $69 Save $40
$20K $191 $22 Save $169
$50K $389 $278 Save $111

MFA Traders vs The5ers: Detailed Analysis

MFA Traders and The5ers are both CFD firms. The5ers has been in business longer, established in 2016, while MFA Traders was founded in 2023.

Pricing

In terms of pricing, The5ers is more affordable with challenges starting at $19, which is $10 less than MFA Traders's starting price of $29. MFA Traders offers 8 challenge options, while The5ers offers 16.

Account Sizes

On account sizing, MFA Traders offers account sizes from $1 to $200 across 6 funding tiers, while The5ers offers account sizes from $5 to $250 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, MFA Traders supports Trading View, Match Trader and MT4, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

MFA Traders offers 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) profit split, while The5ers offers Up to 100%. MFA Traders pays out On demand, and The5ers pays out Biweekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: MFA Traders lists its daily drawdown as "3.5% (1-phase Beginner, Instant Core), 4% (2-phase Professional), 5% (2-phase Standard, Instant Prime); recalculated at midnight CET off the previous day's balance", while The5ers lists "Summer Plan 1-Step: 6% Max Loss / 3% Max Daily Loss. Summer Plan 2-Step (10/5 and 8/5): 10% Max Loss / 3% Max Daily Loss.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, MFA Traders has a 4.3/5 TrustPilot rating with 165 reviews, while The5ers has 4.7/5 with 36,877 reviews. Safety grades: MFA Traders B+, The5ers A+.

Who Should Choose Which

So who should pick which? MFA Traders is the stronger choice for fast payouts, while The5ers is the better fit for budget-conscious traders, maximum profit potential and trust & reputation.

Overall, The5ers edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

MFA Traders
Pros
Three routes to a funded account (1-phase Challenge, 2-phase Challenge, and an Instant account with no evaluation); no time limit on Challenge accounts; entry tickets from 29$ on a $1,000 account; a free trial on a $50,000 account; payouts advertised as completed within 60 minutes after risk-team approval; MT4, Match Trade and Trading View; a scaling programme to $2,000,000; an EU-registered operator (My Funding Account P.S.A., KRS 0001023771, Katowice, Poland) with a published address.
Cons
Profit split starts at 65% on the 1-phase Beginner tier (70% Instant, 80% 85% 90% two-phase). News trading is permitted only during the Challenge, not on the funded MFA account. The pricing widget publishes a price for only a fraction of the advertised size/tier combinations. No crawlable FAQ answers, terms or payout-method list: the first-payout window, a minimum and maximum withdrawal in currency, the approved payout methods and the trigger for the advertised 100% refund are all undisclosed. TrustPilot solicits its reviews (4.2/148, verified 2026-08-27).
The5ers
Pros
Summer Plan: industry-low $100K account from $149 (2-Step 10/5), two ways to get funded (1-Step or 2-Step), up to 2 accounts at once, overnight holding allowed.
Cons
1-Step carries a tighter 6% max loss vs 10% on the 2-Step tiers; 2-Step's 50% consistency rule switches on once funded; biweekly payouts require at least $250 in profit.

Active Deals & Promo Codes

MFA Traders
10% OFF 10% off 1-phase Challenge accounts
15% OFF 15% off 2-phase Challenge accounts
5% OFF 5% off Instant accounts
The5ers

No active deals

Frequently Asked Questions

Which is better, MFA Traders or The5ers?

The5ers scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, MFA Traders or The5ers?

The5ers has the lower starting price at $19. MFA Traders offers 8 challenge options starting from $29, while The5ers offers 16 options starting from $19.

Which has better reviews, MFA Traders or The5ers?

The5ers has a higher TrustPilot rating of 4.7/5. MFA Traders has 165 reviews while The5ers has 36,877.

Which offers a higher profit split, MFA Traders or The5ers?

The5ers offers a higher maximum profit split. MFA Traders offers 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard) while The5ers offers Up to 100%.

How fast do MFA Traders and The5ers pay out?

MFA Traders has On demand payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are MFA Traders and The5ers legit?

Both firms have been independently verified by PropFirmMap. MFA Traders holds a B+ safety grade and a 4.3/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, MFA Traders or The5ers?

The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.