Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

FXIFY FXIFY
MyFundedCapital MyFundedCapital
FXIFY 8.2 Get Started
MyFundedCapital Get Started
Overview
Asset Type CFD CFD
Country United Kingdom United Arab Emirates
Established Jan 2023 Jan 2024
Technology White-Label White-Label
Platforms Trading View, DXTrade, MT5, MT4 DXTrade, cTrader, GooeyPro, Polymarket
Trading Rules
Profit Split Up to 90% Best Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder.
Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding 3% on Instant Funding; 5% on the 1-Step Challenge and the Scale Up (2-Step) Challenge
Payout Frequency On-demand
First payout on-demand with no minimum/maximum; bi-weekly available 		Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on).
Taken from the /faq/live-accounts/ 'How do I withdraw the gains in my Live Account?' section, which states the cadence separately for all three programs, and corroborated by the /compare-plans side-by-side table and the /features page. The /faq/general-questions/ page states a different and mutually inconsistent set of cadences and was not used: see verification.conflicts. Payout on Demand is a paid add-on on the 1-Step and Scale Up programs; average processing time is stated as 24 hours.
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
  • Four separately-priced programs, all one-time payments with no subscription: Instant Funding (live account from day one, no evaluation, $95 to $999), a 1-Step Challenge ($75 to $689), a Scale Up 2-Step Challenge that starts at $19 for a $2,000 account and carries a published 23-step scaling ladder to $500,000, and a PolyMarket-based Prediction Market product. No time limit on any evaluation and no mandatory stop loss. Minimum trading days are only 3 per phase on the challenges and none at all on Instant Funding. Profit splits start at 70/30 (Instant) or 80/20 (challenges) and can be bought up to 100%. Payouts are capped at $5,000 per cycle but are processed in an average of 24 hours, and the first Scale Up challenge fee is refunded with the first payout. Expert advisors and automated strategies are explicitly permitted. Three live platforms (DXTrade, cTrader, GooeyPro) plus PolyMarket, all at the same price. The CEO and Founder, Bogdan Rubtsov, is named and pictured on the firm's own site and signs TrustPilot replies personally.
Main Drawbacks
  • Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
  • TrustPilot sits at 3.4 from 84 reviews with only 20 reviews in the last 12 months, and the negative cluster is substantive: several one-star reviewers state they passed both phases and were then refused a funded account on a discretionary 'final risk review', which the firm confirms in its replies is a real gate that hitting the targets does not by itself clear. A separate wave of one-star reviews describes aggressive repeat cold-calling from rotating numbers, which the firm disclaims as impersonation. The Terms state there are no refunds once login details have been emailed. No financial regulator, licence number or regulated entity is disclosed anywhere on the site, and the Terms themselves warn of 'limited regulatory protection'. News trading and weekend holding are both switched off by default on every program and cost 10% to 20% of the plan price as add-ons, as does any profit-split upgrade. The published $5,000 per-payout cap contradicts the /payouts page's 'There are no limits on payout amounts' claim. The pricing calculator and /compare-plans quote $95 / $75 / $69 for the three $5,000 plans while the site's own WooCommerce checkout catalogue prices the same variations at $249 / $189 / $149. The Prediction Market program is sold at $219 to $1,399 across five account sizes with no published rule set at all.
Offers & Promo Codes
Active Offers
40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06. NEW40
26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02. GOAL26
Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20. PAPA35
No offers

Challenge Details

FXIFY Challenges

47 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$19
one-time 		$2.5K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$39
one-time 		$5K 3 Steps P1: $250 | 5%
P2: $250 | 5%
P3: $250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$39
one-time 		$5K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$59
one-time 		$10K 3 Steps P1: $500 | 5%
P2: $500 | 5%
P3: $500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$59
one-time 		$10K 1 Step P1: $500 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$59
one-time 		$5K 1 Step P1: $500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$59
one-time 		$5K 2 Steps P1: $250 | 5%
P2: $500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$59
one-time 		$5K 2 Steps P1: $500 | 10%
P2: $250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$69
one-time 		$1K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$79
one-time 		$10K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$79
one-time 		$15K 3 Steps P1: $750 | 5%
P2: $750 | 5%
P3: $750 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$89
one-time 		$10K 1 Step P1: $1,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$89
one-time 		$10K 2 Steps P1: $500 | 5%
P2: $1,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$89
one-time 		$10K 2 Steps P1: $1,000 | 10%
P2: $500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$119
one-time 		$15K 1 Step P1: $1,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$119
one-time 		$15K 2 Steps P1: $750 | 5%
P2: $1,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$119
one-time 		$15K 2 Steps P1: $1,500 | 10%
P2: $750 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$119
one-time 		$2.5K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$149
one-time 		$25K 3 Steps P1: $1,250 | 5%
P2: $1,250 | 5%
P3: $1,250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$149
one-time 		$25K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$149
one-time 		$25K 1 Step P1: $1,250 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$199
one-time 		$25K 1 Step P1: $2,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$199
one-time 		$25K 2 Steps P1: $1,250 | 5%
P2: $2,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$199
one-time 		$25K 2 Steps P1: $2,500 | 10%
P2: $1,250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$229
one-time 		$5K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$249
one-time 		$50K 3 Steps P1: $2,500 | 5%
P2: $2,500 | 5%
P3: $2,500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$249
one-time 		$50K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$249
one-time 		$50K 1 Step P1: $2,500 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% $0
$379
one-time 		$50K 1 Step P1: $5,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$379
one-time 		$50K 2 Steps P1: $2,500 | 5%
P2: $5,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$379
one-time 		$50K 2 Steps P1: $5,000 | 10%
P2: $2,500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$399
one-time 		$100K 3 Steps P1: $5,000 | 5%
P2: $5,000 | 5%
P3: $5,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$399
one-time 		$100K 1 Step P1: $5,000 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% $0
$449
one-time 		$10K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$549
one-time 		$100K 1 Step P1: $10,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$549
one-time 		$100K 2 Steps P1: $5,000 | 5%
P2: $10,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$549
one-time 		$100K 2 Steps P1: $10,000 | 10%
P2: $5,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$799
one-time 		$200K 3 Steps P1: $10,000 | 5%
P2: $10,000 | 5%
P3: $10,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$899
one-time 		$25K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$1049
one-time 		$200K 1 Step P1: $20,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$1049
one-time 		$200K 2 Steps P1: $20,000 | 10%
P2: $10,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$1599
one-time 		$400K 3 Steps P1: $20,000 | 5%
P2: $20,000 | 5%
P3: $20,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$1749
one-time 		$50K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$2499
one-time 		$75K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$2950
one-time 		$400K 1 Step P1: $40,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$2950
one-time 		$400K 2 Steps P1: $40,000 | 10%
P2: $20,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$4249
one-time 		$100K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0

MyFundedCapital Challenges

16 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$19
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$2K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$69
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$5K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$75
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$5K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$95
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$5K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None
$119
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$10K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$129
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$10K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$189
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$10K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None
$259
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$25K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$289
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$25K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$375
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$50K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$409
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$25K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None
$415
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$50K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$609
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$50K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None
$635
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off. Sold as 'Two-Step Assessment'; the fee is refunded with the first payout. 		$100K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on; the scaling ladder reaches 85/15 at $175,000, 90/10 at $250,000 and 100/0 at $350,000. None
$689
List price from mfc_data.prices in the homepage calculator and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. Sold in the WooCommerce catalogue as 'One-Step Assessment'. 		$100K 1 Step P1: 10%
 P1: -
P1: 10%
 80%, upgradeable to 90%, 95% or 100% with the paid Profit-Split add-on None
$999
List price from the site's own calculator data object (mfc_data.prices, embedded in the homepage HTML) and the /compare-plans pricing table, which agree exactly. Pre-code price; MFC20 gives 20% off at checkout. See verification.conflicts. 		$100K Instant P1: None
 P1: -
P1: 6%
 Starts at 70/30, rises to 80/20 after +10% profit and 90/10 after +20% profit; a paid Profit-Split add-on adds a further 10%, up to 100% None
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