Challenge Comparison Tool

Select up to 3 firms to compare their challenges, rules, and pricing side by side.

FXIFY FXIFY
XPIPS XPIPS
FXIFY 8.2 Get Started
XPIPS Get Started
Overview
Asset Type CFD CFD
Country United Kingdom United Arab Emirates
Established Jan 2023 -
Technology White-Label White-Label
Platforms Trading View, DXTrade, MT5, MT4 MT5
Trading Rules
Profit Split Up to 90% Best 85% (1-Step), 80% (2-Step), 65% (Instant Funding, upgradable to 80% via paid add-on); 100% from the 3rd scale-up
Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding -
Payout Frequency On-demand
First payout on-demand with no minimum/maximum; bi-weekly available 		30 calendar days after your first trade
Default cycle: first payout 30 calendar days after the first trade, second 21 calendar days after that, every 14 calendar days thereafter. Bi-Weekly and On-Demand payout add-ons shorten it. Calendar days include weekends; inactive days do not delay the cycle. Corroborated by the payoutSettings minDays (30/21/14) on every sellable program in the firm's own catalog.
Direct Path to Funded ✗ No ✗ No
Reviews & Reputation
Review Count 0 reviews 0 reviews
Avg. Rating No ratings yet No ratings yet
Pros & Cons
Main Benefits
  • Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
  • Three evaluation routes (1-Step, 2-Step and Instant Funding) across six account sizes from $5,000 to $200,000, with no maximum trading-day limit on any program. Reward split starts at 85% on the 1-Step route and reaches 100% from the third scale-up; the scaling plan raises the account 30% every three months with no stated upper balance limit. Minimum trading days are 3 on the evaluation routes. The program fee is stated as 100% refundable, returned with the first payout, and the minimum withdrawal is $100 with payouts processed in 1-2 business days. Expert Advisors, scalping, hedging within a single account, weekend holding and overnight holding are all permitted per the public rules page, and news trading is unrestricted during evaluation.
Main Drawbacks
  • Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
  • XPIPS publishes THREE mutually inconsistent versions of its own risk rules: the catalog API's display strings say a flat 3% daily / 6% maximum loss on every program, the same API's numeric risk configuration says 1-Step 7% overall with a 4% trailing component, 2-Step 4% daily / 10% overall and Instant 6% overall with a 3% trailing component, while the public /trading-rules page states 1-Step 4% daily / 6% max / 10% target / 5 minimum days / 80% split against the catalog's 9% target, 3 minimum days and 85% split. Because the three disagree, the per-plan daily-loss limits are left blank on this page rather than guessed. TrustPilot stands at 3.0 from 286 reviews with recent reviews dominated by rejected payouts citing the 30% consistency rule and lot-size consistency, and by repeated broker/server migrations that traders say breached their accounts; the firm replied to only 4% of negative reviews. Hedging is a direct contradiction in itself - the public rules page calls hedging within the same account allowed while the help centre lists it under prohibited practices punishable by immediate disqualification. The named leadership team on /about-us carries no independent corroboration and one card is captioned 'BJames Carter', and the contact page has previously carried a placeholder phone number. Payouts are crypto-only per the help centre, and the maximum simulated capital is stated as $400,000 on the homepage but $300,000 at checkout. Because of that contradiction the six 1-Step plans ($5,000 to $200,000, $59 to $1,019) are deliberately NOT listed on this page: their maximum drawdown is 6% on the public rules page and 7% in the firm's own catalog configuration, and we do not publish a figure we cannot pin to a single source.
Offers & Promo Codes
Active Offers
40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06. NEW40
26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02. GOAL26
Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20. PAPA35
No offers

Challenge Details

FXIFY Challenges

47 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$19
one-time 		$2.5K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$39
one-time 		$5K 3 Steps P1: $250 | 5%
P2: $250 | 5%
P3: $250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$39
one-time 		$5K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$59
one-time 		$10K 3 Steps P1: $500 | 5%
P2: $500 | 5%
P3: $500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$59
one-time 		$10K 1 Step P1: $500 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$59
one-time 		$5K 1 Step P1: $500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$59
one-time 		$5K 2 Steps P1: $250 | 5%
P2: $500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$59
one-time 		$5K 2 Steps P1: $500 | 10%
P2: $250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$69
one-time 		$1K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$79
one-time 		$10K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$79
one-time 		$15K 3 Steps P1: $750 | 5%
P2: $750 | 5%
P3: $750 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$89
one-time 		$10K 1 Step P1: $1,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$89
one-time 		$10K 2 Steps P1: $500 | 5%
P2: $1,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$89
one-time 		$10K 2 Steps P1: $1,000 | 10%
P2: $500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$119
one-time 		$15K 1 Step P1: $1,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$119
one-time 		$15K 2 Steps P1: $750 | 5%
P2: $1,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$119
one-time 		$15K 2 Steps P1: $1,500 | 10%
P2: $750 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$119
one-time 		$2.5K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$149
one-time 		$25K 3 Steps P1: $1,250 | 5%
P2: $1,250 | 5%
P3: $1,250 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$149
one-time 		$25K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$149
one-time 		$25K 1 Step P1: $1,250 | 5%
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$199
one-time 		$25K 1 Step P1: $2,500 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$199
one-time 		$25K 2 Steps P1: $1,250 | 5%
P2: $2,500 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$199
one-time 		$25K 2 Steps P1: $2,500 | 10%
P2: $1,250 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$229
one-time 		$5K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$249
one-time 		$50K 3 Steps P1: $2,500 | 5%
P2: $2,500 | 5%
P3: $2,500 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$249
one-time 		$50K Instant P1: -
 P1: 3%
P1: 4% trailing
 Up to 90% $0
$249
one-time 		$50K 1 Step P1: $2,500 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% $0
$379
one-time 		$50K 1 Step P1: $5,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$379
one-time 		$50K 2 Steps P1: $2,500 | 5%
P2: $5,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$379
one-time 		$50K 2 Steps P1: $5,000 | 10%
P2: $2,500 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$399
one-time 		$100K 3 Steps P1: $5,000 | 5%
P2: $5,000 | 5%
P3: $5,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$399
one-time 		$100K 1 Step P1: $5,000 | 5%
P1: 3%
P1: 4% trailing
 Up to 90% $0
$449
one-time 		$10K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$549
one-time 		$100K 1 Step P1: $10,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$549
one-time 		$100K 2 Steps P1: $5,000 | 5%
P2: $10,000 | 10%
 P1: 4%
P2: 4%
P1: 10% static
P2: 10% static
 Up to 90% $0
$549
one-time 		$100K 2 Steps P1: $10,000 | 10%
P2: $5,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$799
one-time 		$200K 3 Steps P1: $10,000 | 5%
P2: $10,000 | 5%
P3: $10,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$899
one-time 		$25K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$1049
one-time 		$200K 1 Step P1: $20,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$1049
one-time 		$200K 2 Steps P1: $20,000 | 10%
P2: $10,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$1599
one-time 		$400K 3 Steps P1: $20,000 | 5%
P2: $20,000 | 5%
P3: $20,000 | 5%
 P1: 5%
P2: 5%
P3: 5%
P1: 5% trailing
P2: 5% trailing
P3: 5% trailing
 Up to 90% $0
$1749
one-time 		$50K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$2499
one-time 		$75K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0
$2950
one-time 		$400K 1 Step P1: $40,000 | 10%
 P1: 3%
P1: 6% trailing
 Up to 90% $0
$2950
one-time 		$400K 2 Steps P1: $40,000 | 10%
P2: $20,000 | 5%
 P1: 4%
P2: 4%
P1: 10% trailing
P2: 10% trailing
 Up to 90% $0
$4249
one-time 		$100K Instant P1: -
 P1: 8%
P1: 8% trailing
 Up to 90% $0

XPIPS Challenges

11 challenges
Price Account Size Step Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee
$49
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$5K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$89
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$5K Instant P1: -
 P1: -
P1: 6%
 65% None
$99
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$10K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$149
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$10K Instant P1: -
 P1: -
P1: 6%
 65% None
$199
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$25K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$269
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$25K Instant P1: -
 P1: -
P1: 6%
 65% None
$349
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$50K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$479
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$50K Instant P1: -
 P1: -
P1: 6%
 65% None
$549.99
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$100K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
$749.99
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14). Reward split rises to 80% via a paid add-on (+25% of program price). 		$100K Instant P1: -
 P1: -
P1: 6%
 65% None
$989
List price. Code SUMMER takes 60% off at checkout (live 2026-08-14); code WELCOME 45% off a first purchase. 		$200K 2 Steps P1: 8%
P2: 5%
 P1: -
P2: -
P1: 10%
P2: 10%
 80% None
FXIFY
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XPIPS
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