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Instant Funding

United Kingdom CFD Est. Jun 2020
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Verified Partner Challenges from $39 Up to 90% profit split Every 7 Days (... payouts Code Funding10
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Code re-checked 25 Aug 2026
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Profit Split Up to 90%
Technology Proprietary
Daily Drawdown Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges)
Payout Reliability F Every 7 Days (14-day initial wait) First payout requires 14 Days See full leaderboard

Composite Trust Score

Multi-source aggregate of every verified trust signal we hold on Instant Funding. Methodology →

v1.0 · PropFirmMap
TrustPilot Rating Not assessed
0.0 / 25 pts
Review Volume 0
0.0 / 20 pts
PropFirmMap Safety Grade D
3.0 / 20 pts
Operational Longevity 6.2 yrs
15.0 / 15 pts
PropFirmMap Verification Freshness 2026-07-24
5.0 / 10 pts
Verified Partner Vetting Yes
10.0 / 10 pts
Reputation Penalty TrustPilot Suspended
-20 pts

Every plan below pays a 80% profit split.

Price Account SizeSize Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Notes
$440 $10K Instant P1: P1: No daily drawdown limit P1: $1,000 (10% Static) 80% None Details
$39 One-Phase Micro $10K 1 Step P1: $700 (7%) P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $700 (7% Static) 80% None Details
$94 One-Phase $10K 1 Step P1: $1,000 (10%) P1: $300 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $800 (8% Static) 80% None Details
$49 Two-Phase Micro $10K 2 Steps P1: $800 (8%) P2: $400 (4%) P1: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $400 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $1,000 (10% Static) P2: $1,000 (10% Static) 80% None Details
$63 Two-Phase $10K 2 Steps P1: $800 (8%) P2: $500 (5%) P1: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $1,000 (10% Static) P2: $1,000 (10% Static) 80% None Details
$225 $5K Instant P1: P1: No daily drawdown limit P1: $500 (10% Static) 80% None Details
$49 $5K 1 Step P1: $500 (10%) P1: $150 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $400 (8% Static) 80% None Details
$39 Two-Phase Micro $5K 2 Steps P1: $400 (8%) P2: $200 (4%) P1: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $200 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $500 (10% Static) P2: $500 (10% Static) 80% None Details
$64 One-Phase Micro $25K 1 Step P1: $1,750 (7%) P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $1,750 (7% Static) 80% None Details
$199 One-Phase $25K 1 Step P1: $2,500 (10%) P1: $750 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $2,000 (8% Static) 80% None Details
$104 Two-Phase Micro $25K 2 Steps P1: $2,000 (8%) P2: $1,000 (4%) P1: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $1,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $2,500 (10% Static) P2: $2,500 (10% Static) 80% None Details
$149 Two-Phase $25K 2 Steps P1: $2,000 (8%) P2: $1,250 (5%) P1: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $1,250 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $2,500 (10% Static) P2: $2,500 (10% Static) 80% None Details
$114 One-Phase Micro $50K 1 Step P1: $3,500 (7%) P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $3,500 (7% Static) 80% None Details
$329 One-Phase $50K 1 Step P1: $5,000 (10%) P1: $1,500 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $4,000 (8% Static) 80% None Details
$214 Two-Phase Micro $50K 2 Steps P1: $4,000 (8%) P2: $2,000 (4%) P1: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $2,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $5,000 (10% Static) P2: $5,000 (10% Static) 80% None Details
$254 Two-Phase $50K 2 Steps P1: $4,000 (8%) P2: $2,500 (5%) P1: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $2,500 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $5,000 (10% Static) P2: $5,000 (10% Static) 80% None Details
$219 One-Phase Micro $100K 1 Step P1: $7,000 (7%) P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $7,000 (7% Static) 80% None Details
$599 One-Phase $100K 1 Step P1: $10,000 (10%) P1: $3,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $8,000 (8% Static) 80% None Details
$419 Two-Phase Micro $100K 2 Steps P1: $8,000 (8%) P2: $4,000 (4%) P1: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $4,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $10,000 (10% Static) P2: $10,000 (10% Static) 80% None Details
$439 Two-Phase $100K 2 Steps P1: $8,000 (8%) P2: $5,000 (5%) P1: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $5,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $10,000 (10% Static) P2: $10,000 (10% Static) 80% None Details
$399 One-Phase Micro $200K 1 Step P1: $14,000 (7%) P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $14,000 (7% Static) 80% None Details
$1199 One-Phase $200K 1 Step P1: $20,000 (10%) P1: $6,000 (3% Dynamic) 3% of account value, recalculated daily at 17:00 EST P1: $16,000 (8% Static) 80% None Details
$899 Two-Phase Micro $200K 2 Steps P1: $16,000 (8%) P2: $8,000 (4%) P1: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P2: $8,000 (4% Dynamic) 4% of account value, recalculated daily at 17:00 EST P1: $20,000 (10% Static) P2: $20,000 (10% Static) 80% None Details
$999 Two-Phase $200K 2 Steps P1: $16,000 (8%) P2: $10,000 (5%) P1: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P2: $10,000 (5% Dynamic) 5% of account value, recalculated daily at 17:00 EST P1: $20,000 (10% Static) P2: $20,000 (10% Static) 80% None Details
$870 $20K Instant P1: P1: No daily drawdown limit P1: $2,000 (10% Static) 80% None Details
$120 $2.5K Instant P1: P1: No daily drawdown limit P1: $250 (10% Static) 80% None Details
$79 $1.25K Instant P1: P1: No daily drawdown limit P1: $125 (10% Static) 80% None Details
$1735 $40K Instant P1: P1: No daily drawdown limit P1: $4,000 (10% Static) 80% None Details
$3460 $80K Instant P1: P1: No daily drawdown limit P1: $8,000 (10% Static) 80% None Details
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Main Benefits

Responsive support, Fast payouts & Instant Funding

Main Drawbacks

Sometimes high Spread

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CEO
Lewis Mansbridge
Payout Methods
Rise
Crypto (USDT TRC-20)
Trading Platforms
Commission Structure
Commissions: $5/round lot on all instruments
About Instant Funding

Instant Funding is a UK-based proprietary trading firm founded in 2020 by Lewis Mansbridge and Will Shearer, operating as Acello Ltd. Offers Instant Funding accounts (no evaluation), One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max challenges. Account sizes from $1,250 to $200,000 with scaling up to $3.84M. Platforms: cTrader, MatchTrader, MT5.

Payout Frequency Every 7 days after the first payout (14-day initial wait for Instant Funding family accounts) On demand
Days to First Payout 14 days
Profit Split Up to 90%
Processing Time Within 48 business hours (+1 day on weekends/UK holidays)
Get funded
? Min trading days
14 First payout eligible
Every 7 days after the first payout (14-day initial wait for Instant Funding family accounts)
Payout methods
Rise
Crypto (USDT TRC-20)

Withdrawal fees: SWIFT return fee applies if a withdrawal is returned/rejected.

Amounts
Minimum withdrawal$25
Maximum per payoutNot publicly disclosed
Profit buffer requiredNot documented
Requirements
Min trading daysNot documented
Consistency for payoutNot documented
Eval fee refunded on 1st payoutNot publicly disclosed
Payout proof / KYCNot documented
ScheduleOne-Phase Clarity: instant/1.5%/7-day cycle. Instant Funding family: 14 days for first payout, then every 7 days. Most other products: on-demand. One-Phase Crypto: 1.5% every 7 trading days.
Additional payout notes

Withdrawal methods: RISE and direct crypto withdrawal (USDC, ERC-20).

Source: firm payout terms

General rules (apply to challenge & funded)
Allowed
News trading
Not allowed
Weekend holding
Allowed
Overnight holding
Not allowed
EAs / automation
Allowed
Copy trading
Allowed
Hedging
Not allowed
Scalping
Not stated
Stop-loss
News trading blackout window of 4 minutes around high-impact releases. Overnight holding permitted; weekend holding is not permitted without an add-on, per Instant Funding Program rules.
Challenge vs Funded
Consistency rule Challenge: Best day not more than 40% of total profit (One-Phase/Two-Phase); 15% for Micro products Funded: Best day not more than 40% of total profit (One-Phase/Two-Phase); 15% for Micro products
Drawdown type Challenge: Static Funded: Not publicly disclosed
Drawdown & risk
Daily loss resetNot documented
Max position sizeMax Lot Rule applies per account size tier (see help center Max Lot Rule table); risk-per-trade-idea capped at 3%.
Max leverageNot documented
Min trade durationNot documented
Challenge lifecycle
Time limitNot documented
Inactivity ruleAccount closed after 60 days of inactivity.
Reset feeNot documented
Scaling planAccounts may scale up toward a combined cap of $1.28M, doubling at each 10% gain milestone, with a $1M combined account cap noted for the overall program.
Instruments & restrictions
Prohibited strategiesMartingale, high-frequency trading (HFT), grid trading, and copy trading between unrelated (non-same-owner) accounts are prohibited.

Source: firm rules page

4.4 PFM Score

Fair

Trust & Reputation
4.5 /10
2.2 below avg
Value for Money
9.5 /10
Average
Payout Speed
6 /10
1.2 below avg
Trading Flexibility
8.5 /10
1.2 above avg
Platform Choice
7.5 /10
1.7 above avg

Strengths

  • Established firm (since 2020)
  • Very affordable challenges (from $39)
  • High profit split (up to 90%)
  • Static drawdown (easier to manage)

Red Flags

TrustPilot has restricted this profile and withheld its rating
Ready to save 10% on Instant Funding? Use code Funding10 at checkout
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Recent Activity

Score Update 1 week ago

Score decreased from 7 to 4.4

7 4.4
Safety Update 1 week ago

Safety grade has been downgraded

B+ D
TrustPilot 1 week ago

TrustPilot profile suspended - rating (3.1/5) and review count cleared

3.1 suspended
Score Update 4 weeks ago

Score decreased from 7 to 6.1

7 6.1
View full history on Industry Pulse

Instant Funding Overview

Updated August 2026 · Verified by the PropFirmMap Research Team

Instant Funding is a prop trading firm founded in 2020 and based in United Kingdom, running CFD evaluations for traders. Entry starts at $39 across 29 evaluation challenges.

Its $39 entry price sits close to the $39 median across the 135 CFD firms tracked on PropFirmMap. The 90% maximum profit split matches the 90% typical of that group. Its overall PropFirmMap score of 4.4 places it ahead of 26 of the 135 CFD firms we score.

On a funded account the profit split is Up to 90%. Payouts run on a Every 7 Days (14-day initial wait) cycle (First payout requires 14 Days). The drawdown rule to respect is: Smart Drawdown: -10% initial, adjusts to -5% after 5% gain (IF accounts); Static 8-10% (challenges) Trading is supported on cTrader, Match Trader and MT5.

On the PropFirmMap safety scale Instant Funding rates D. Note that its TrustPilot profile is currently suspended, so any star rating shown elsewhere for Instant Funding should be treated with caution.

It was founded by Lewis Mansbridge. The firm is not registered with a financial-services regulator. Jurisdiction on file: United Kingdom.

Instant Funding FAQ

Why is Instant Funding's TrustPilot page suspended?
TrustPilot has suspended the Instant Funding profile, which it does when review authenticity is under investigation. PropFirmMap does not publish a star rating for a suspended profile. Use the safety breakdown on this page instead of a TrustPilot score when assessing Instant Funding.
Is there a Instant Funding discount code?
Yes. Code Funding10 is currently live for 10% off on Instant Funding. Every active offer we have verified is listed in the deals section on this page.
How does Instant Funding compare to other CFD prop firms?
Instant Funding scores 4.4 on the PropFirmMap rating, ranking #108 of the 135 CFD firms we track. Its entry price is close to the $39 median for that group. The comparison table and similar-firm links on this page show the alternatives side by side.
Who is behind Instant Funding?
Instant Funding was founded by Lewis Mansbridge. The firm has been operating since 2020.
Is Instant Funding regulated?
Prop firms are generally not licensed like brokers. Instant Funding is not registered with a financial-services regulator. Jurisdiction on file: United Kingdom.
What profit split does Instant Funding pay?
Funded accounts at Instant Funding carry a profit split of Up to 90%.
When can I withdraw profits from Instant Funding?
Withdrawals at Instant Funding run on a Every 7 Days (14-day initial wait) cycle (First payout requires 14 Days).

Prop Firms Based in United Kingdom

Instant Funding is one of 18 verified prop firms headquartered in United Kingdom. Compare them side by side on price, profit split, payouts and safety grade.

See all United Kingdom prop firms ranked
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