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IQ Capital

Saint Lucia CFD Founded: not disclosed
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Verified by PropFirmMap Top-rated 4.7★ on TrustPilot Challenges from $36 90% profit split Every 10 days payouts
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Profit Split 90%
Technology White-Label
Daily Drawdown No daily loss limit on Crypto and CFD plans; Futures Daily-Loss-Limit plans carry $1,000 ($50K) or $1,500 ($100K)
Payout Reliability B Every 10 days Core and Instant Funding plans pay out every 10 days; Rapid plans every 3 days. See full leaderboard

Composite Trust Score

Multi-source aggregate of every verified trust signal we hold on IQ Capital. Methodology →

v1.0 · PropFirmMap
TrustPilot Rating 4.7
23.5 / 25 pts
Review Volume 412
13.1 / 20 pts
PropFirmMap Safety Grade Not assessed
0.0 / 20 pts
Operational Longevity Not assessed
0.0 / 15 pts
PropFirmMap Verification Freshness 2026-08-22
10.0 / 10 pts
Verified Partner Vetting No
0.0 / 10 pts
Reputation Penalty None
0 pts
Price Account Size Account Name Profit Target Max Daily Loss Max Drawdown Profit Split Activation Fee Notes
$1925 $385 $50K Instant Advanced P1: P1: $1,000 P1: $3,000 EOD Trailing 90% Details
$3495 $699 $100K Instant Expert P1: P1: P1: $6,000 EOD Trailing 90% Details
$3845 $769 $100K Instant Expert P1: P1: $1,500 P1: $6,000 EOD Trailing 90% Details
$199 $40 $50K 1 Step Advanced P1: $4,000 P1: P1: $3,000 EOD Trailing 90% $199 Details
$675 $135 $50K 1 Step Advanced P1: $3,000 P1: P1: $2,000 EOD Trailing 90% Details
$1745 $349 $50K Instant Advanced P1: P1: P1: $3,000 EOD Trailing 90% Details
$179 $36 $50K 1 Step Advanced P1: $3,000 P1: P1: $3,000 EOD Trailing 90% $129 Details
$299 $60 $50K 1 Step Advanced P1: $3,000 P1: $1,000 P1: $3,000 EOD Trailing 90% $129 Details
$675 $135 $50K 1 Step Advanced P1: $3,000 P1: $1,000 P1: $2,000 EOD Trailing 90% Details
$1745 $349 $50K Instant Advanced P1: P1: P1: $3,000 EOD Trailing 90% Details
$499 $100 $100K 1 Step Expert P1: $8,000 P1: P1: $6,000 EOD Trailing 90% $299 Details
$1125 $225 $100K 1 Step Expert P1: $6,000 P1: P1: $3,000 EOD Trailing 90% Details
$3495 $699 $100K Instant Expert P1: P1: P1: $6,000 EOD Trailing 90% Details
$299 $60 $100K 1 Step Expert P1: $6,000 P1: P1: $6,000 EOD Trailing 90% $149 Details
$699 $140 $100K 1 Step Expert P1: $6,000 P1: $1,500 P1: $6,000 EOD Trailing 90% $149 Details
$1125 $225 $100K 1 Step Expert P1: $6,000 P1: $1,500 P1: $3,000 EOD Trailing 90% Details
$999 $200 $200K 1 Step Master P1: $16,000 P1: P1: $10,000 EOD Trailing 90% $1499 Details
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Main Benefits

Flat 90% profit split from the first dollar with no threshold or tiers; single-phase evaluation with no minimum trading days; soft-breach system closes the offending trade instead of the account (two soft breaches before a hard breach); crypto, CFD and futures under one firm; no minimum payout size.

Main Drawbacks

Trailing end-of-day drawdown on both the evaluation and the funded account; a hard 30% consistency rule on funded accounts (40% on Rapid); recurring monthly management fee per funded account; futures accounts are intraday only with no hedging; evaluation fees are non-refundable; the site's own pages disagree on the operating jurisdiction (Saint Lucia in the imprint, UAE in the FAQ).

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TrustPilot
4.7/5 (412 reviews)
Payment Methods
Credit/Debit Card
Crypto
Bank Transfer
Payout Methods
Crypto
Bank Wire
USDC
Trading Platforms
Quantower
Atas
Volumetrica
DeepCharts
About IQ Capital

IQ Capital is a proprietary trading firm that allocates its own capital to traders who pass a single-phase evaluation or buy an instant-funding account. It runs two product families side by side: CFD and crypto accounts on MetaTrader 5 and Volumetrica, and futures accounts on Deepchart, ATAS and Quantower. Each family is sold in three product types - Core (lowest cost, payouts every 10 days), Rapid (faster targets, payouts every 3 days, free activation) and Instant Funding (no challenge, funded from day one). Traders keep a flat 90% of profits from the first dollar, with no threshold and no tiers, and there is no minimum payout size. Drawdown is end-of-day trailing on both the evaluation and the funded account, and the funded account carries a 30% consistency rule (40% on Rapid). The brand is operated by Beyond IQ Capital Ltd. of Gros Islet, Saint Lucia, and was founded by Christoph Radecker.

Payout Frequency Every 10 days
Days to First Payout 10 days
Profit Split 90%
Processing Time Guaranteed within 48 hours
Get funded
10 Min trading days
10 First payout eligible
Every 10 days
Payout methods
Crypto
Bank Wire
USDC
Amounts
Minimum withdrawalNot documented
Maximum per payout$4,000
Profit buffer requiredNot publicly disclosed
Split scalingNo threshold and no tiers
Requirements
Min trading days10
Consistency for payoutBest trading day may not exceed 30% of total profit on Funded and Instant Funding accounts (40% on Rapid plans); exceeding it raises the profit target by the excess
Eval fee refunded on 1st payoutNo
Payout proof / KYCNot publicly disclosed
ScheduleFirst payout after 10 active trading days on the funded account. Every further payout requires 10 new active trading days, at least 50% new profit since the last payout, and compliance with the consistency rule. Rapid plans are advertised with payouts every 3 days.
Additional payout notes

Average processing time stated as 3 hours, guaranteed within 48 hours. No minimum payout size. Each payout may include up to 50% of total profits; the remainder stays in the account. Per-request caps are tiered and rise with each payout: $50K account $1,500 (payouts 1-2), $2,000 (3-4), $2,500 (from the 5th); $100K account $2,000, $2,500, $3,000; $200K account $3,000, $3,500, $4,000. Payouts are requested in USDC or USD.

Source: firm payout terms

General rules (apply to challenge & funded)
Not disclosed
News trading
Allowed
Weekend holding
Allowed
Overnight holding
Allowed
EAs / automation
Not allowed
Copy trading
Allowed
Hedging
Allowed
Scalping
Not disclosed
Stop-loss
Crypto and CFD accounts have no restrictions on holding overnight or over the weekend. Futures accounts are intraday only: overnight and weekend holding is not allowed and any position still open at market close is closed automatically. Scalping is allowed subject to a 15 second hold threshold. At least 50% of all trades and at least 50% of total profit must come from trades held longer than 15 seconds; accounts that do not meet this rule are not eligible for a payout. Tick scalping and high-frequency trading are prohibited.
Challenge vs Funded
Consistency rule Challenge: None on Core and Instant Funding plans; 40% on Rapid plans Funded: 30% on Core and Instant Funding plans; 40% on Rapid plans
Drawdown type Challenge: End-of-day trailing Funded: End-of-day trailing
Drawdown & risk
Daily loss resetNot publicly disclosed
Max position size5 minis or 50 micros on a $50k futures account, 10 minis or 100 micros on a $100k futures account; no position-size limit in crypto
Max leverageFixed per asset class and not adjustable by the trader; maximum 50x on FX
Min trade duration15 seconds
Challenge lifecycle
Time limit30 days
Inactivity ruleNo inactivity rule. The account stays active as long as the monthly subscription is maintained.
Reset feeCrypto and CFD Core: $69 ($50K), $149 ($100K), $299 ($200K). Futures Core: $49 ($50K), $79 ($100K). Rapid plans carry no reset fee. Funded-account resets: $499 ($50K), $899 ($100K).
Reset policyA reset restores the account balance only, not the remaining duration of the challenge.
Scaling planUp to ten accounts at the same time for a maximum of $2 million in capital; top performers are invited to IQ Elite to trade real institutional capital at a 90% profit split.
Instruments & restrictions
Allowed instrumentsCrypto, Forex, Gold, Indices, Commodities and Futures
Prohibited strategiesPlatform or market manipulation, latency arbitrage and quote manipulation, extreme or tick scalping, high-frequency trading, copy trading and external signal providers, black-box or commercial bots, hedging in futures, account sharing and multi-accounting, and reuse of single-use promo codes.
Additional rules

Third-party Expert Advisors and AI bots are allowed only where the trader has full access to the source code and demonstrable control over the logic. Hedging is available on crypto and CFD hedging accounts but is prohibited in futures, including across accounts and correlated markets. Breaches escalate over three strikes: the first two position-loss breaches are soft breaches that close the trade only, the third is a hard breach that closes the account.

Source: firm rules page

0.0 PFM Score

Needs Improvement

Trust & Reputation
9.2 /10
2.1 above avg
Value for Money
9.5 /10
Average
Payout Speed
5 /10
2.2 below avg
Trading Flexibility
8.5 /10
1.2 above avg
Platform Choice
9 /10
3.2 above avg

Strengths

  • Good TrustPilot rating (4.7/5)
  • Very affordable challenges (from $36)
  • High profit split (up to 90%)
  • No daily drawdown limit
  • 5 trading platforms supported
Ready to start trading with IQ Capital?
Visit IQ Capital

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IQ Capital Overview

Updated August 2026 · Verified by the PropFirmMap Research Team

IQ Capital is a prop trading firm and based in Saint Lucia, running CFD evaluations for traders. Entry starts at $36 across 17 evaluation challenges covering $50K, $100K and $200K.

Its $36 entry price undercuts the $40.50 median across the 123 CFD firms tracked on PropFirmMap, which puts IQ Capital at the cheaper end of the market. The 90% maximum profit split matches the 90% typical of that group.

IQ Capital pays out a profit split of 90% on funded accounts. Payouts run on a Every 10 days cycle (Core and Instant Funding plans pay out every 10 days; Rapid plans every 3 days.). The drawdown rule to respect is: No daily loss limit on Crypto and CFD plans; Futures Daily-Loss-Limit plans carry $1,000 ($50K) or $1,500 ($100K) Accounts can be traded on MT5, Quantower, Atas, Volumetrica and DeepCharts.

TrustPilot reviewers rate it 4.7 out of 5 across 412 reviews.

It was founded by Christoph Radecker. The firm is not registered with a financial-services regulator. Jurisdiction on file: Saint Lucia.

IQ Capital FAQ

Who is behind IQ Capital?
IQ Capital was founded by Christoph Radecker.
Is IQ Capital regulated?
Prop firms are generally not licensed like brokers. IQ Capital is not registered with a financial-services regulator. Jurisdiction on file: Saint Lucia.
What is the IQ Capital payout schedule?
Payouts are processed Every 10 days (Core and Instant Funding plans pay out every 10 days; Rapid plans every 3 days.) at IQ Capital.
How much can I lose before breaching IQ Capital?
The IQ Capital drawdown limit is: No daily loss limit on Crypto and CFD plans; Futures Daily-Loss-Limit plans carry $1,000 ($50K) or $1,500 ($100K)
Which platforms can I use at IQ Capital?
The platforms available at IQ Capital are MT5, Quantower, Atas, Volumetrica and DeepCharts.
Is IQ Capital legit?
IQ Capital has a TrustPilot rating of 4.7 out of 5 from 412 reviews. Review the full safety breakdown on this page before you decide.
What is the cheapest IQ Capital challenge?
The lowest IQ Capital entry price is $36 across 17 challenge options. Larger account sizes cost more - the pricing table on this page breaks down every tier.
IQ Capital
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IQ Capital offers 90% profit split with Every 10 days payouts. Ready to start your funded trading journey?

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