IQ Capital vs The5ers: Head-to-Head Comparison (2026)
Verdict: Who Wins?
IQ Capital
2 wins
Best For:
Visual Comparison
Head-to-Head Comparison
| IQ Capital | Metric | The5ers |
|---|---|---|
| - | PFM Score | 8.7/10 |
| 4.7/5 (412) | TrustPilot | 4.7/5 (35,844) |
| - | Safety Grade | A+ ★ |
| 46.6 D | Trust Score | 88.5 A ★ |
| 90% | Profit Split | Up to 100% ★ |
| No daily loss limit on Crypto and CFD plans; Futures Daily-Loss-Limit plans carry $1,000 ($50K) or $1,500 ($100K) | Daily Drawdown | Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown. |
| Every 10 days | Payout Frequency | Biweekly (every 14 days) |
| $36 | Starting Price | $22 ★ |
| White-Label | Technology | Proprietary |
| MT5, Quantower, Atas, Volumetrica, DeepCharts | Platforms | Trading View, MT5 |
| No | Direct Path to Funded | No |
| Saint Lucia | Country | United Kingdom |
| - | Established | Jan 2016 |
| 17 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | IQ Capital | The5ers | Savings |
|---|---|---|---|
| $50K | $36 ★ | $309 | Save $273 |
| $100K | $60 ★ | $545 | Save $485 |
IQ Capital vs The5ers: Detailed Analysis
IQ Capital and The5ers are both CFD firms.
Pricing
In terms of pricing, The5ers is more affordable with challenges starting at $22, which is $14 less than IQ Capital's starting price of $36. IQ Capital offers 17 challenge options, while The5ers offers 10.
Account Sizes
On account sizing, IQ Capital offers account sizes from $50 to $200 across 3 funding tiers, while The5ers offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, IQ Capital supports MT5, Quantower, Atas, Volumetrica and DeepCharts, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
IQ Capital offers 90% profit split, while The5ers offers Up to 100%. IQ Capital pays out Every 10 days, and The5ers pays out Biweekly (every 14 days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: IQ Capital lists its daily drawdown as "No daily loss limit on Crypto and CFD plans; Futures Daily-Loss-Limit plans carry $1,000 ($50K) or $1,500 ($100K)", while The5ers lists "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
IQ Capital supports withdrawals via Crypto, Bank Wire and USDC.
Trust & Safety
For trust and reputation, IQ Capital has a 4.7/5 TrustPilot rating with 412 reviews, while The5ers has 4.7/5 with 35,844 reviews.
Who Should Choose Which
Across the use cases we scored, The5ers is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.
Overall, The5ers edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
IQ Capital
Pros
Cons
Pros
Cons
Frequently Asked Questions
Which is better, IQ Capital or The5ers?
The5ers scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, IQ Capital or The5ers?
The5ers has the lower starting price at $22. IQ Capital offers 17 challenge options starting from $36, while The5ers offers 10 options starting from $22.
Which has better reviews, IQ Capital or The5ers?
IQ Capital has a higher TrustPilot rating of 4.7/5. IQ Capital has 412 reviews while The5ers has 35,844.
Which offers a higher profit split, IQ Capital or The5ers?
The5ers offers a higher maximum profit split. IQ Capital offers 90% while The5ers offers Up to 100%.
How fast do IQ Capital and The5ers pay out?
IQ Capital has Every 10 days payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are IQ Capital and The5ers legit?
Both firms have been independently verified by PropFirmMap. IQ Capital holds a unrated safety grade and a 4.7/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, IQ Capital or The5ers?
The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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