FXIFY vs IQ Capital: Head-to-Head Comparison (2026)
Verdict: Who Wins?
IQ Capital
1 wins
Best For:
Visual Comparison
Head-to-Head Comparison
| FXIFY | Metric | IQ Capital |
|---|---|---|
| 8.2/10 ★ | PFM Score | 6.4/10 |
| 4.3/5 (6,205) | TrustPilot | 4.7/5 (474) ★ |
| A+ ★ | Safety Grade | B |
| 81.4 A ★ | Trust Score | 57.9 C |
| Up to 90% | Profit Split | 90% |
| 3-5% daily across Standard programs, 8% on Instant Funding | Daily Drawdown | No daily loss limit on Crypto and CFD plans; Futures Daily-Loss-Limit plans carry $1,000 ($50K) or $1,500 ($100K) |
| On-demand | Payout Frequency | Every 10 days |
| $19 ★ | Starting Price | $36 |
| White-Label | Technology | White-Label |
| Trading View, DXTrade, MT5, MT4 | Platforms | MT5, Quantower, Atas, Volumetrica, DeepCharts |
| No | Direct Path to Funded | No |
| United Kingdom | Country | Saint Lucia |
| Jan 2023 | Established | - |
| 47 options | Challenge Options | 17 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FXIFY | IQ Capital | Savings |
|---|---|---|---|
| $50K | $249 | $36 ★ | Save $213 |
| $100K | $399 | $60 ★ | Save $339 |
| $200K | $799 | $200 ★ | Save $599 |
FXIFY vs IQ Capital: Detailed Analysis
FXIFY and IQ Capital are both CFD firms.
Pricing
In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $17 less than IQ Capital's starting price of $36. FXIFY offers 47 challenge options, while IQ Capital offers 17.
Account Sizes
On account sizing, FXIFY offers account sizes from $1 to $400 across 10 funding tiers, while IQ Capital offers account sizes from $50 to $200 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FXIFY supports Trading View, DXTrade, MT5 and MT4, while IQ Capital runs on MT5, Quantower, Atas, Volumetrica and DeepCharts. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FXIFY offers Up to 90% profit split, while IQ Capital offers 90%. FXIFY pays out On-demand, and IQ Capital pays out Every 10 days.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FXIFY lists its daily drawdown as "3-5% daily across Standard programs, 8% on Instant Funding", while IQ Capital lists "No daily loss limit on Crypto and CFD plans; Futures Daily-Loss-Limit plans carry $1,000 ($50K) or $1,500 ($100K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
IQ Capital supports withdrawals via Crypto, Bank Wire and USDC.
Trust & Safety
For trust and reputation, FXIFY has a 4.3/5 TrustPilot rating with 6,205 reviews, while IQ Capital has 4.7/5 with 474 reviews. Safety grades: FXIFY A+, IQ Capital B.
Who Should Choose Which
Across the use cases we scored, FXIFY is the stronger choice for budget-conscious traders and trust & reputation.
Overall, FXIFY edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pros
Cons
IQ Capital
Pros
Cons
Active Deals & Promo Codes
IQ Capital
Frequently Asked Questions
Which is better, FXIFY or IQ Capital?
FXIFY scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FXIFY or IQ Capital?
FXIFY has the lower starting price at $19. FXIFY offers 47 challenge options starting from $19, while IQ Capital offers 17 options starting from $36.
Which has better reviews, FXIFY or IQ Capital?
IQ Capital has a higher TrustPilot rating of 4.7/5. FXIFY has 6,205 reviews while IQ Capital has 474.
Which offers a higher profit split, FXIFY or IQ Capital?
FXIFY offers a higher maximum profit split. FXIFY offers Up to 90% while IQ Capital offers 90%.
How fast do FXIFY and IQ Capital pay out?
FXIFY has On-demand payouts while IQ Capital offers Every 10 days payouts. Payout speed can be an important factor when choosing a prop firm.
Are FXIFY and IQ Capital legit?
Both firms have been independently verified by PropFirmMap. FXIFY holds a A+ safety grade and a 4.3/5 TrustPilot rating. IQ Capital holds a B safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FXIFY or IQ Capital?
FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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