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10FOUR vs Phoenix Trader Funding: Head-to-Head Comparison (2026)

10FOUR

Hong Kong Futures
VS
Key Differences
Payouts On-Demand vs Bi-Weekly Price $75 vs $39

Verdict: Who Wins?

10FOUR 1 wins
1 - 6
Phoenix Trader Funding 6 wins Decisive Win
Overall Rating 6.8 vs 0.0 Decisive
TrustPilot 4.6 vs 3.2 Decisive
Starting Price $39 vs $75 Decisive
Profit Split Both 90% Tie
Safety Grade A vs Decisive
Trust Score 78.7/100 vs 26/100 Decisive
Challenge Variety 12 vs 6 options Clear
Platform Choice 10 vs 2 platforms Decisive

Best For:

Budget-conscious traders Phoenix Trader Funding
Trust & reputation Phoenix Trader Funding
Fast payouts 10FOUR

Visual Comparison

10FOUR Phoenix Trader Funding

Save 30% on Phoenix Trader Funding today

from $39
Save 30% Now Verified deal

Head-to-Head Comparison

10FOUR Metric Phoenix Trader Funding
- PFM Score 6.8/10
3.2/5 (1) TrustPilot 4.6/5 (832)
- Safety Grade A
26 F Trust Score 78.7 B+
90% Profit Split 90%
No Daily Loss Limit on any evaluation account (ORIGIN or DAILY). Funded: ORIGIN has none at any size. INSTANT has none at $25K, then $1,200 ($50K), $2,100 ($100K) and $3,000 ($150K). DAILY has none at $25K, then $1,000 ($50K), $1,500 ($100K) and $2,000 ($150K). Reaching the Daily Loss Limit is a soft breach: trading is paused for the session and resumes when the next session opens at 6:00 PM ET. Daily Drawdown No standard daily loss limit. Classic and Spark use trailing EOD drawdown from highest balance. Merit accounts apply a 25% dynamic daily drawdown of starting balance.
On demand Payout Frequency Bi-Weekly
$75 Starting Price $39
White-Label Technology White-Label
Trading View, CQG Desktop Platforms Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Phoenix Instant Logger, Rithmic, DeepCharts
No Direct Path to Funded Yes
Hong Kong Country France
- Established Aug 2023
12 options Challenge Options 6 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size 10FOUR Phoenix Trader Funding Savings
$25K $75 $39 Save $36
$50K $99 $69 Save $30
$100K $175 $269 Save $94

10FOUR vs Phoenix Trader Funding: Detailed Analysis

10FOUR and Phoenix Trader Funding are both Futures firms.

Pricing

In terms of pricing, Phoenix Trader Funding is more affordable with challenges starting at $39, which is $36 less than 10FOUR's starting price of $75. 10FOUR offers 12 challenge options, while Phoenix Trader Funding offers 6.

Account Sizes

On account sizing, 10FOUR offers account sizes from $25 to $150 across 4 funding tiers, while Phoenix Trader Funding offers account sizes from $2 to $100 across 4 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, 10FOUR supports Trading View and CQG Desktop, while Phoenix Trader Funding runs on Trading View, NinjaTrader, Tradovate, Quantower, Atas, dxFeed, Volumetrica, Phoenix Instant Logger, Rithmic and DeepCharts. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

10FOUR offers 90% profit split, while Phoenix Trader Funding offers 90%. 10FOUR pays out On demand, and Phoenix Trader Funding pays out Bi-Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: 10FOUR lists its daily drawdown as "No Daily Loss Limit on any evaluation account (ORIGIN or DAILY). Funded: ORIGIN has none at any size. INSTANT has none at $25K, then $1,200 ($50K), $2,100 ($100K) and $3,000 ($150K). DAILY has none at $25K, then $1,000 ($50K), $1,500 ($100K) and $2,000 ($150K). Reaching the Daily Loss Limit is a soft breach: trading is paused for the session and resumes when the next session opens at 6:00 PM ET.", while Phoenix Trader Funding lists "No standard daily loss limit. Classic and Spark use trailing EOD drawdown from highest balance. Merit accounts apply a 25% dynamic daily drawdown of starting balance.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, 10FOUR supports withdrawals via Crypto, ACH and Rise Pay, while Phoenix Trader Funding pays out through Payoneer and PayPal.

Trust & Safety

For trust and reputation, 10FOUR has a 3.2/5 TrustPilot rating with 1 reviews, while Phoenix Trader Funding has 4.6/5 with 832 reviews.

Who Should Choose Which

So who should pick which? 10FOUR is the stronger choice for fast payouts, while Phoenix Trader Funding is the better fit for budget-conscious traders and trust & reputation.

Overall, Phoenix Trader Funding edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

10FOUR
Pros
90/10 profit split from the very first withdrawal on every programme, with no ramp-up period, no introductory rate and no milestone required. One-time fee per account with no monthly subscription and no rebilling, and no activation fee when an evaluation converts to a funded account. 24-hour payout guarantee: 10FOUR states that if an eligible payout is not processed within 24 business hours the trader keeps 100% of that payout. No fixed payout window, so a request can be submitted any day once eligibility is met, and the DAILY programme allows a withdrawal every trading day from a $250 minimum. No daily loss limit at all during evaluation, and no consistency rule on funded ORIGIN and DAILY accounts. An unusually detailed published rulebook on Intercom covering drawdown mechanics, scaling tiers, consistency and payout objectives per programme, plus a full per-symbol commission table. A documented Path to Live programme that moves consistent traders onto real capital with daily payouts.
Cons
No overnight or swing positions on simulated accounts: every position must be closed by 4:45 PM ET Monday to Friday. Hedging is banned outright, including across accounts held at other prop firms, and repeated violations can mean permanent restriction. High-frequency trading is never permitted, and bots, EAs and VPS use require prior disclosure plus proof that the strategy is solely yours. Microscalping is policed by automated systems: at least 50% of trades must be held longer than 10 seconds and at least 50% of profit must come from those trades. Only two platforms are offered, CQG Desktop and TradingView, the choice is locked in at checkout and cannot be switched once a trade is placed, and the TradingView route needs a paid Essential plan bought by the trader. 10FOUR is unavailable in 75+ jurisdictions for regulatory reasons. The firm publishes no founding date and names no founders, and its operator Ten Four Group is a Hong Kong entity that states it is not a broker, investment firm or financial services provider. The help centre and the live product catalogue disagree on the $25K and $50K ORIGIN and DAILY loss limits ($1,000/$2,000 versus $1,250/$2,500) and on DAILY evaluation prices, an unresolved legacy-versus-current split. The TrustPilot profile is unclaimed and carries a single 1-star review. The in-house copy trader is marked unavailable as of the firm's own August 2026 update.
Phoenix Trader Funding
Pros
Three funded account programs: Classic (subscription-based, 90% profit split), Spark (lower-cost subscription with $29 one-time activation, all strategies allowed), and Merit (one-time $2K challenge with 50/80 profit split structure). No daily drawdown limit on Classic and Spark programs. Multiple platform choices including NinjaTrader, Tradovate, Rithmic, TradingView, Odin, Quantower, Atas, and Volumetrica. Bi-weekly payouts via PayPal and Payoneer.
Cons
Classic and Spark programs require ongoing monthly subscription fees that continue while subscribed. Spark accounts require a $29 one-time activation fee at signup. Trailing EOD drawdown on Classic and Spark tracks from highest account balance. Merit program limited to $2K account size with EdgeClear broker only.

Active Deals & Promo Codes

10FOUR

No active deals

Phoenix Trader Funding
30% OFF 30% off every challenge but Merit Accounts
10% OFF 10% off Spark accounts. Verified live on phoenixtraderfunding.com homepage 2026-06-07 ("10% OFF on Spark Accounts, Starting at $35! ... Use This Code At Checkout JUNE").
30% OFF 30% off Classic accounts. Verified live on phoenixtraderfunding.com 2026-06-24 ("Odin got upgraded! Enjoy 30% OFF Classic Accounts! ... Use This Code At Checkout ODIN").

Frequently Asked Questions

Which is better, 10FOUR or Phoenix Trader Funding?

Phoenix Trader Funding scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, 10FOUR or Phoenix Trader Funding?

Phoenix Trader Funding has the lower starting price at $39. 10FOUR offers 12 challenge options starting from $75, while Phoenix Trader Funding offers 6 options starting from $39.

Which has better reviews, 10FOUR or Phoenix Trader Funding?

Phoenix Trader Funding has a higher TrustPilot rating of 4.6/5. 10FOUR has 1 reviews while Phoenix Trader Funding has 832.

Which offers a higher profit split, 10FOUR or Phoenix Trader Funding?

10FOUR offers a higher maximum profit split. 10FOUR offers 90% while Phoenix Trader Funding offers 90%.

How fast do 10FOUR and Phoenix Trader Funding pay out?

10FOUR has On demand payouts while Phoenix Trader Funding offers Bi-Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are 10FOUR and Phoenix Trader Funding legit?

Both firms have been independently verified by PropFirmMap. 10FOUR holds a unrated safety grade and a 3.2/5 TrustPilot rating. Phoenix Trader Funding holds a A safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, 10FOUR or Phoenix Trader Funding?

Phoenix Trader Funding may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.