10FOUR vs Topstep: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Topstep
5 wins
Decisive Win
Best For:
Topstep
Topstep
Visual Comparison
Head-to-Head Comparison
| 10FOUR | Metric | Topstep |
|---|---|---|
| - | PFM Score | 7.9/10 |
| 3.2/5 (1) | TrustPilot | 3.6/5 (14,382) ★ |
| - | Safety Grade | A ★ |
| 26 F | Trust Score | 75 B+ ★ |
| 90% | Profit Split | 90% |
| No Daily Loss Limit on any evaluation account (ORIGIN or DAILY). Funded: ORIGIN has none at any size. INSTANT has none at $25K, then $1,200 ($50K), $2,100 ($100K) and $3,000 ($150K). DAILY has none at $25K, then $1,000 ($50K), $1,500 ($100K) and $2,000 ($150K). Reaching the Daily Loss Limit is a soft breach: trading is paused for the session and resumes when the next session opens at 6:00 PM ET. | Daily Drawdown | $2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K) |
| On demand | Payout Frequency | On-demand |
| $75 | Starting Price | $49 ★ |
| White-Label | Technology | Proprietary |
| Trading View, CQG Desktop | Platforms | Topstep X |
| No | Direct Path to Funded | Yes |
| Hong Kong | Country | United States |
| - | Established | Jan 2010 |
| 12 options | Challenge Options | 3 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | 10FOUR | Topstep | Savings |
|---|---|---|---|
| $50K | $99 | $49 ★ | Save $50 |
| $100K | $175 | $99 ★ | Save $76 |
| $150K | $245 | $199 ★ | Save $46 |
10FOUR vs Topstep: Detailed Analysis
10FOUR and Topstep are both Futures firms.
Pricing
In terms of pricing, Topstep is more affordable with challenges starting at $49, which is $26 less than 10FOUR's starting price of $75. 10FOUR offers 12 challenge options, while Topstep offers 3.
Account Sizes
On account sizing, 10FOUR offers account sizes from $25 to $150 across 4 funding tiers, while Topstep offers account sizes from $50 to $150 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, 10FOUR supports Trading View and CQG Desktop, while Topstep runs on Topstep X. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
10FOUR offers 90% profit split, while Topstep offers 90%. 10FOUR pays out On demand, and Topstep pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: 10FOUR lists its daily drawdown as "No Daily Loss Limit on any evaluation account (ORIGIN or DAILY). Funded: ORIGIN has none at any size. INSTANT has none at $25K, then $1,200 ($50K), $2,100 ($100K) and $3,000 ($150K). DAILY has none at $25K, then $1,000 ($50K), $1,500 ($100K) and $2,000 ($150K). Reaching the Daily Loss Limit is a soft breach: trading is paused for the session and resumes when the next session opens at 6:00 PM ET.", while Topstep lists "$2,000 max loss limit ($50K) / $3,000 ($100K) / $4,500 ($150K)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, 10FOUR supports withdrawals via Crypto, ACH and Rise Pay, while Topstep pays out through Wise, ACH and International Wire / SWIFT.
Trust & Safety
For trust and reputation, 10FOUR has a 3.2/5 TrustPilot rating with 1 reviews, while Topstep has 3.6/5 with 14,382 reviews.
Who Should Choose Which
So who should pick which? 10FOUR is the stronger choice for fast payouts, while Topstep is the better fit for budget-conscious traders and trust & reputation.
Overall, Topstep edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Pros
Cons
Topstep
Pros
Cons
Active Deals & Promo Codes
No active deals
Topstep
Frequently Asked Questions
Which is better, 10FOUR or Topstep?
Topstep scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, 10FOUR or Topstep?
Topstep has the lower starting price at $49. 10FOUR offers 12 challenge options starting from $75, while Topstep offers 3 options starting from $49.
Which has better reviews, 10FOUR or Topstep?
Topstep has a higher TrustPilot rating of 3.6/5. 10FOUR has 1 reviews while Topstep has 14,382.
Which offers a higher profit split, 10FOUR or Topstep?
10FOUR offers a higher maximum profit split. 10FOUR offers 90% while Topstep offers 90%.
How fast do 10FOUR and Topstep pay out?
10FOUR has On demand payouts while Topstep offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are 10FOUR and Topstep legit?
Both firms have been independently verified by PropFirmMap. 10FOUR holds a unrated safety grade and a 3.2/5 TrustPilot rating. Topstep holds a A safety grade and a 3.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, 10FOUR or Topstep?
Topstep may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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