Fill88 vs Pipster: Head-to-Head Comparison (2026)

Verdict: Who Wins?

Fill88 3 wins

3 - 3

Pipster 3 wins

Overall Rating 5.3 vs 0.0 Decisive

TrustPilot 4.1 vs 3.7 Clear

Starting Price $2 vs $39 Decisive

Profit Split Both 80% Tie

Safety Grade C vs Decisive

Trust Score 40.8/100 vs 35.5/100 Clear

Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders

Pipster

Trust & reputation

Pipster

Fast payouts

Pipster

Visual Comparison

Fill88 Pipster

Head-to-Head Comparison

Fill88	Metric	Pipster
5.3/10	PFM Score	-
3.7/5 (1) Full Fill88 Trust Report	TrustPilot	4.1/5 (22) ★ Full Pipster Trust Report
C ★	Safety Grade	-
35.5 F	Trust Score	40.8 D ★
80%	Profit Split	80%
4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity.	Daily Drawdown	4% on the 1-Phase (evaluation and funded), 5% on both 2-Phase stages and when funded, 3% on Instant Funded. Pipster Entry has NO daily loss limit during evaluation and 3% once activated. Every daily limit is static for the day, set from the equity recorded at the 22:00 UTC New York session rollover.
On-demand	Payout Frequency	Weekly
$39	Starting Price	$1.99 ★
White-Label	Technology	White-Label
cTrader, Match Trader, MT5	Platforms	Match Trader
No	Direct Path to Funded	No
Jersey	Country	United Kingdom
-	Established	Jun 2025
22 options	Challenge Options	22 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size	Fill88	Pipster	Savings
$5K	$40	$2 ★	Save $38
$10K	$39	$2 ★	Save $37
$25K	$64	$2 ★	Save $62
$50K	$114	$2 ★	Save $112
$100K	$219	$2 ★	Save $217

Fill88 vs Pipster: Detailed Analysis

Fill88 and Pipster are both CFD firms.

Pricing

In terms of pricing, Pipster is more affordable with challenges starting at $2, which is $37 less than Fill88's starting price of $39. Fill88 offers 22 challenge options, while Pipster offers 22.

Account Sizes

On account sizing, Fill88 offers account sizes from $5 to $125 across 6 funding tiers, while Pipster offers account sizes from $1 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Fill88 supports cTrader, Match Trader and MT5, while Pipster runs on Match Trader. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Fill88 offers 80% profit split, while Pipster offers 80%. Fill88 pays out On-demand, and Pipster pays out Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Fill88 lists its daily drawdown as "4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity.", while Pipster lists "4% on the 1-Phase (evaluation and funded), 5% on both 2-Phase stages and when funded, 3% on Instant Funded. Pipster Entry has NO daily loss limit during evaluation and 3% once activated. Every daily limit is static for the day, set from the equity recorded at the 22:00 UTC New York session rollover.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Fill88 supports withdrawals via Crypto and Wire Transfer, while Pipster pays out through Rise, Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Fill88 has a 3.7/5 TrustPilot rating with 1 reviews, while Pipster has 4.1/5 with 22 reviews.

Who Should Choose Which

Across the use cases we scored, Pipster is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.

This is a close matchup with Fill88 winning 3 and Pipster winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Fill88

Pros

Four distinct programs on one price list: Spark (Instant Funding) with no evaluation, no profit target and no daily drawdown, plus 1-step (Launch), 1-step advanced (Ascend) and 2-step (Summit) evaluations. Entry pricing is genuinely low, from $39 for a $10,000 Launch account and $40 for a $5,000 Summit account, with no activation fee and no recurring charge (one-time fee only). Commission-free and RAW Spreads variants cost exactly the same up front. None of the four programs has a time limit. On-Demand Payouts on the three evaluation programs let a funded trader withdraw whenever the consistency and minimum-profit rules are met, with a low $25 minimum withdrawal and a stated 48-business-hour processing target. Spark scales by doubling on each 10% gain up to $1,280,000; the evaluation programs scale 25% of the original balance every 90 days up to double. Profit split starts at 80% and rises to 90% on Ascend and Summit. Overnight holding is permitted across all products, and the published rule set is unusually detailed for a new brand, including per-size lot tables, an explicit risk-per-trade-idea cap and a documented news restriction window.

Cons

Fill88's own Terms state it is NOT the prop firm: Apex Forge Limited acts as the trader's disclosed AGENT and the simulated products, the payouts and the KYC decisions are delivered by unnamed Third-Party Providers whose terms take precedence, so the counterparty a buyer actually contracts with is never named on the site. The homepage advertises $2B in virtual funding, $18M+ in verified payouts, 80,000 traders and an 'Excellent' Trustpilot rating backed by over 6,000 five-star reviews; the company page attributes those same figures to an unnamed London-based partner brand, and Fill88's own Trustpilot profile carries a single review. The site contradicts itself repeatedly: $18M against $118M in payouts on one page, 80,000 against 50,000 users on different pages, payout processing within 24 hours on the trading-rules page against 48 business hours everywhere else, crypto-only payouts on the trading-rules page against crypto and bank transfer in the withdrawal FAQ, and a Launch consistency rule stated as 15% in two places and 40% in another. The pricing widget offers cTrader and Match-Trader buttons and 15 account sizes, but only MetaTrader 5 and 8 sizes are actually purchasable. Fees are non-refundable, no reset product is published, weekend holding is barred on Spark and on every funded account, news trading is barred on Spark and at the funded stage, publicly distributed third-party EAs are prohibited, trades held 60 seconds or less count as prohibited high-frequency trading, and accounts are closed after 60 days of inactivity. The brand is new, with legal documents effective 30 June 2026 and a Trustpilot profile claimed in June 2026, so it has almost no independent track record.

Pipster

Pros

Four distinct routes to funding rather than one: a 1-Phase (10% target), a 2-Phase (8% then 5%), an Instant Funded account, and Pipster Entry, a pay-after-you-pass product costing $1.99 up front with the activation fee due only if you pass. No consistency rule on any standard challenge or funded account, stated in those words, with no cap on how much profit may come from a single day and no consistency-based payout holds. No time limit on any evaluation phase. Entry to a $1,000 1-Phase challenge costs $8.88. Founders are named and verifiable: Cormac Munnelly (CEO, 14 years trading bonds, futures and FX) and Alan Shannon (CTO, 20 years building trading systems at JPMC, UBS, RBC and MUFG), with the operating company registered at Companies House. Payouts run weekly after a 14-day first-payout wait, at an 80% split that the risk team may raise to 90%, with a $100 minimum and RISE, bank transfer or crypto as methods. 100+ instruments across forex, indices, commodities, crypto and metals on Match-Trader.

Cons

Every account carries a Payout Reward Capacity, a lifetime cap on total payouts per account: 12% of the starting balance on purchased accounts and 6% on reward, competition and free accounts. On a $100,000 account that is $12,000 in total, reached after roughly $15,000 of simulated profit, after which the account stops generating rewards and a new one must be bought. A stop loss is mandatory on every position within 60 seconds of opening, and any profitable trade opened and closed inside 60 seconds is treated as high-frequency trading and may be cancelled. Funded and Instant traders may not risk more than 50% of the permitted daily drawdown on open positions at once, and Instant Funded adds a hard 3% maximum loss per trade idea. Copy trading is banned outright. Funded traders must close all positions before the weekend and cannot open positions within 5 minutes either side of a high-impact news release. The firm is unregulated by its own statement, and it is young: the company was incorporated 25 June 2025 and carries only 22 TrustPilot reviews.

Frequently Asked Questions

Which is better, Fill88 or Pipster?

Both firms are competitive. Fill88 wins in 3 categories while Pipster wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Fill88 or Pipster?

Pipster has the lower starting price at $2. Fill88 offers 22 challenge options starting from $39, while Pipster offers 22 options starting from $2.

Which has better reviews, Fill88 or Pipster?

Pipster has a higher TrustPilot rating of 4.1/5. Fill88 has 1 reviews while Pipster has 22.

Which offers a higher profit split, Fill88 or Pipster?

Fill88 offers a higher maximum profit split. Fill88 offers 80% while Pipster offers 80%.

How fast do Fill88 and Pipster pay out?

Fill88 has On-demand payouts while Pipster offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are Fill88 and Pipster legit?

Both firms have been independently verified by PropFirmMap. Fill88 holds a C safety grade and a 3.7/5 TrustPilot rating. Pipster holds a unrated safety grade and a 4.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Fill88 or Pipster?

Pipster may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Visit Fill88 Compare Challenges Visit Pipster

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Where these two rank in the wider market

A head-to-head answers "which of these two". These lists answer "is either one actually the best choice" - every firm we track, ranked side by side.

Best Forex Both firms qualify Instant Funding Both firms qualify 1-Step Challenge Both firms qualify No Daily Drawdown Both firms qualify Swing Trading Both firms qualify Instant Payouts Both firms qualify

Match Trader prop firms Both support Match Trader - see all 56 firms United Kingdom prop firms Pipster is based here - 16 firms listed

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