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Funding Pips vs Pipster: Head-to-Head Comparison (2026)

Funding Pips

8.9 A+
United Arab Emirates CFD
VS

Pipster

5.4 B
United Kingdom CFD
Key Differences
Safety A+ vs B Split 100% vs 80% Price $29 vs $2

Verdict: Who Wins?

Funding Pips 7 wins Decisive Win
7 - 1
Pipster 1 wins
Overall Rating 8.9 vs 5.4 Decisive
TrustPilot 4.5 vs 4.1 Clear
Starting Price $2 vs $29 Decisive
Profit Split 60-100% vs 80% Decisive
Safety Grade A+ vs B Decisive
Trust Score 94.3/100 vs 51.9/100 Decisive
Challenge Variety 27 vs 22 options Clear
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders Pipster
Maximum profit potential Funding Pips
Trust & reputation Funding Pips

Visual Comparison

Funding Pips Pipster

Save 25% on Funding Pips today

from $29
Save 25% Now Code re-checked 24 Aug 2026

Head-to-Head Comparison

Funding Pips Metric Pipster
8.9/10 PFM Score 5.4/10
4.5/5 (67,684) TrustPilot 4.1/5 (22)
A+ Safety Grade B
94.3 A+ Trust Score 51.9 C
60-100% Profit Split 80%
3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard) Daily Drawdown 4% on the 1-Phase (evaluation and funded), 5% on both 2-Phase stages and when funded, 3% on Instant Funded. Pipster Entry has NO daily loss limit during evaluation and 3% once activated. Every daily limit is static for the day, set from the equity recorded at the 22:00 UTC New York session rollover.
Weekly Payout Frequency Weekly
$29 Starting Price $1.99
Proprietary Technology White-Label
cTrader, Match Trader, MT5 Platforms Match Trader
No Direct Path to Funded No
United Arab Emirates Country United Kingdom
Oct 2022 Established Jun 2025
27 options Challenge Options 22 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips Pipster Savings
$5K $29 $2 Save $27
$10K $55 $2 Save $53
$25K $134 $2 Save $132
$50K $224 $2 Save $222
$100K $422 $2 Save $420

Funding Pips vs Pipster: Detailed Analysis

Funding Pips and Pipster are both CFD firms. Funding Pips has been in business longer, established in 2022, while Pipster was founded in 2025.

Pricing

In terms of pricing, Pipster is more affordable with challenges starting at $2, which is $27 less than Funding Pips's starting price of $29. Funding Pips offers 27 challenge options, while Pipster offers 22.

Account Sizes

On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while Pipster offers account sizes from $1 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while Pipster runs on Match Trader. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funding Pips offers 60-100% profit split, while Pipster offers 80%. Funding Pips pays out Weekly, and Pipster pays out Weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard)", while Pipster lists "4% on the 1-Phase (evaluation and funded), 5% on both 2-Phase stages and when funded, 3% on Instant Funded. Pipster Entry has NO daily loss limit during evaluation and 3% once activated. Every daily limit is static for the day, set from the equity recorded at the 22:00 UTC New York session rollover.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while Pipster pays out through Rise, Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 67,684 reviews, while Pipster has 4.1/5 with 22 reviews. Safety grades: Funding Pips A+, Pipster B.

Who Should Choose Which

So who should pick which? Funding Pips is the stronger choice for maximum profit potential and trust & reputation, while Pipster is the better fit for budget-conscious traders.

Overall, Funding Pips edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.
Pipster
Pros
Four distinct routes to funding rather than one: a 1-Phase (10% target), a 2-Phase (8% then 5%), an Instant Funded account, and Pipster Entry, a pay-after-you-pass product costing $1.99 up front with the activation fee due only if you pass. No consistency rule on any standard challenge or funded account, stated in those words, with no cap on how much profit may come from a single day and no consistency-based payout holds. No time limit on any evaluation phase. Entry to a $1,000 1-Phase challenge costs $8.88. Founders are named and verifiable: Cormac Munnelly (CEO, 14 years trading bonds, futures and FX) and Alan Shannon (CTO, 20 years building trading systems at JPMC, UBS, RBC and MUFG), with the operating company registered at Companies House. Payouts run weekly after a 14-day first-payout wait, at an 80% split that the risk team may raise to 90%, with a $100 minimum and RISE, bank transfer or crypto as methods. 100+ instruments across forex, indices, commodities, crypto and metals on Match-Trader.
Cons
Every account carries a Payout Reward Capacity, a lifetime cap on total payouts per account: 12% of the starting balance on purchased accounts and 6% on reward, competition and free accounts. On a $100,000 account that is $12,000 in total, reached after roughly $15,000 of simulated profit, after which the account stops generating rewards and a new one must be bought. A stop loss is mandatory on every position within 60 seconds of opening, and any profitable trade opened and closed inside 60 seconds is treated as high-frequency trading and may be cancelled. Funded and Instant traders may not risk more than 50% of the permitted daily drawdown on open positions at once, and Instant Funded adds a hard 3% maximum loss per trade idea. Copy trading is banned outright. Funded traders must close all positions before the weekend and cannot open positions within 5 minutes either side of a high-impact news release. The firm is unregulated by its own statement, and it is young: the company was incorporated 25 June 2025 and carries only 22 TrustPilot reviews.

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
Pipster

No active deals

Frequently Asked Questions

Which is better, Funding Pips or Pipster?

Funding Pips scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or Pipster?

Pipster has the lower starting price at $2. Funding Pips offers 27 challenge options starting from $29, while Pipster offers 22 options starting from $2.

Which has better reviews, Funding Pips or Pipster?

Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 67,684 reviews while Pipster has 22.

Which offers a higher profit split, Funding Pips or Pipster?

Funding Pips offers a higher maximum profit split. Funding Pips offers 60-100% while Pipster offers 80%.

How fast do Funding Pips and Pipster pay out?

Funding Pips has Weekly payouts while Pipster offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funding Pips and Pipster legit?

Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. Pipster holds a B safety grade and a 4.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funding Pips or Pipster?

Pipster may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.