Fill88 vs FTMO: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Fill88
2 wins
FTMO
5 wins
Decisive Win
Best For:
Fill88
FTMO
FTMO
FTMO
Visual Comparison
Head-to-Head Comparison
| Fill88 | Metric | FTMO |
|---|---|---|
| 5.3/10 | PFM Score | 8.3/10 ★ |
| 3.7/5 (1) | TrustPilot | 4.8/5 (49,993) ★ |
| C | Safety Grade | A+ ★ |
| 35.5 F | Trust Score | 79 B+ ★ |
| 80% | Profit Split | Up to 90% ★ |
| 4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity. | Daily Drawdown | Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) |
| On-demand | Payout Frequency | Bi-weekly (every 14 days) |
| $39 ★ | Starting Price | $79 |
| White-Label | Technology | Proprietary |
| cTrader, Match Trader, MT5 | Platforms | cTrader, MT5, MT4 |
| No | Direct Path to Funded | No |
| Jersey | Country | Czech Republic |
| - | Established | Jan 2015 |
| 22 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Fill88 | FTMO | Savings |
|---|---|---|---|
| $10K | $39 ★ | $79 | Save $40 |
| $25K | $64 ★ | $199 | Save $135 |
| $50K | $114 ★ | $319 | Save $205 |
| $100K | $219 ★ | $439 | Save $220 |
Fill88 vs FTMO: Detailed Analysis
Fill88 and FTMO are both CFD firms.
Pricing
In terms of pricing, Fill88 is more affordable with challenges starting at $39, which is $40 less than FTMO's starting price of $79. Fill88 offers 22 challenge options, while FTMO offers 10.
Account Sizes
On account sizing, Fill88 offers account sizes from $5 to $125 across 6 funding tiers, while FTMO offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Fill88 supports cTrader, Match Trader and MT5, while FTMO runs on cTrader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Fill88 offers 80% profit split, while FTMO offers Up to 90%. Fill88 pays out On-demand, and FTMO pays out Bi-weekly (every 14 days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Fill88 lists its daily drawdown as "4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity.", while FTMO lists "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Fill88 supports withdrawals via Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, Fill88 has a 3.7/5 TrustPilot rating with 1 reviews, while FTMO has 4.8/5 with 49,993 reviews. Safety grades: Fill88 C, FTMO A+.
Who Should Choose Which
So who should pick which? Fill88 is the stronger choice for budget-conscious traders, while FTMO is the better fit for maximum profit potential, trust & reputation and fast payouts.
Overall, FTMO edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Fill88
Pros
Cons
FTMO
Pros
Cons
Frequently Asked Questions
Which is better, Fill88 or FTMO?
FTMO scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Fill88 or FTMO?
Fill88 has the lower starting price at $39. Fill88 offers 22 challenge options starting from $39, while FTMO offers 10 options starting from $79.
Which has better reviews, Fill88 or FTMO?
FTMO has a higher TrustPilot rating of 4.8/5. Fill88 has 1 reviews while FTMO has 49,993.
Which offers a higher profit split, Fill88 or FTMO?
FTMO offers a higher maximum profit split. Fill88 offers 80% while FTMO offers Up to 90%.
How fast do Fill88 and FTMO pay out?
Fill88 has On-demand payouts while FTMO offers Bi-weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Fill88 and FTMO legit?
Both firms have been independently verified by PropFirmMap. Fill88 holds a C safety grade and a 3.7/5 TrustPilot rating. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Fill88 or FTMO?
Fill88 may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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