Fill88 vs T4TCapitalFM: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Fill88
7 wins
Decisive Win
Best For:
Fill88
Fill88
Fill88
Visual Comparison
Head-to-Head Comparison
| Fill88 | Metric | T4TCapitalFM |
|---|---|---|
| 5.3/10 | PFM Score | - |
| 3.7/5 (1) ★ | TrustPilot | 2.5/5 (6) |
| C ★ | Safety Grade | - |
| 35.5 F ★ | Trust Score | 26.4 F |
| 80% ★ | Profit Split | 75% |
| 4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity. | Daily Drawdown | 2.5% |
| On-demand | Payout Frequency | 7 days |
| $39 ★ | Starting Price | $45 |
| White-Label | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | cTrader, MT5 |
| No | Direct Path to Funded | No |
| Jersey | Country | Australia |
| - | Established | - |
| 22 options | Challenge Options | 11 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Fill88 | T4TCapitalFM | Savings |
|---|---|---|---|
| $5K | $40 ★ | $45 | Save $5 |
| $10K | $39 ★ | $65 | Save $26 |
| $25K | $64 ★ | $95 | Save $31 |
| $50K | $114 ★ | $195 | Save $81 |
| $100K | $219 ★ | $375 | Save $156 |
Fill88 vs T4TCapitalFM: Detailed Analysis
Fill88 and T4TCapitalFM are both CFD firms.
Pricing
In terms of pricing, Fill88 is more affordable with challenges starting at $39, which is $6 less than T4TCapitalFM's starting price of $45. Fill88 offers 22 challenge options, while T4TCapitalFM offers 11.
Account Sizes
On account sizing, Fill88 offers account sizes from $5 to $125 across 6 funding tiers, while T4TCapitalFM offers account sizes from $1 to $500 across 8 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Fill88 supports cTrader, Match Trader and MT5, while T4TCapitalFM runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Fill88 offers 80% profit split, while T4TCapitalFM offers 75%. Fill88 pays out On-demand, and T4TCapitalFM pays out 7 days.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Fill88 lists its daily drawdown as "4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity.", while T4TCapitalFM lists "2.5%". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Fill88 supports withdrawals via Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, Fill88 has a 3.7/5 TrustPilot rating with 1 reviews, while T4TCapitalFM has 2.5/5 with 6 reviews.
Who Should Choose Which
Across the use cases we scored, Fill88 is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation.
Overall, Fill88 edges ahead winning 7 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
Fill88
Pros
Cons
Frequently Asked Questions
Which is better, Fill88 or T4TCapitalFM?
Fill88 scores higher overall, winning 7 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Fill88 or T4TCapitalFM?
Fill88 has the lower starting price at $39. Fill88 offers 22 challenge options starting from $39, while T4TCapitalFM offers 11 options starting from $45.
Which has better reviews, Fill88 or T4TCapitalFM?
Fill88 has a higher TrustPilot rating of 3.7/5. Fill88 has 1 reviews while T4TCapitalFM has 6.
Which offers a higher profit split, Fill88 or T4TCapitalFM?
Fill88 offers a higher maximum profit split. Fill88 offers 80% while T4TCapitalFM offers 75%.
How fast do Fill88 and T4TCapitalFM pay out?
Fill88 has On-demand payouts while T4TCapitalFM offers 7 days payouts. Payout speed can be an important factor when choosing a prop firm.
Are Fill88 and T4TCapitalFM legit?
Both firms have been independently verified by PropFirmMap. Fill88 holds a C safety grade and a 3.7/5 TrustPilot rating. T4TCapitalFM holds a unrated safety grade and a 2.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Fill88 or T4TCapitalFM?
Fill88 may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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