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FTMO vs OneFunded: Head-to-Head Comparison (2026)

FTMO

8.3 A+
Czech Republic CFD
VS

OneFunded

4.5 C
United Kingdom CFD
Key Differences
Safety A+ vs C Price $79 vs $29

Verdict: Who Wins?

FTMO 3 wins
3 - 2
OneFunded 2 wins
Overall Rating 8.3 vs 4.5 Decisive
Starting Price $29 vs $79 Decisive
Profit Split Both Up to 90% Tie
Safety Grade A+ vs C Decisive
Trust Score 84/100 vs 8.8/100 Decisive
Challenge Variety 20 vs 10 options Decisive

Best For:

Budget-conscious traders OneFunded
Trust & reputation FTMO
Fast payouts OneFunded

Visual Comparison

FTMO OneFunded

Head-to-Head Comparison

FTMO Metric OneFunded
8.3/10 PFM Score 4.5/10
4.8/5 (42,594) TrustPilot -
A+ Safety Grade C
84 A Trust Score 8.8 F
Up to 90% Profit Split 80% (up to 90%)
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 4-5% daily / 6-10% total (equity-based)
Bi-weekly (every 14 days) Payout Frequency Biweekly (weekly available as add-on)
$79 Starting Price $29
Proprietary Technology Proprietary
cTrader, MT5, MT4 Platforms cTrader, MT5, TradeLocker
No Direct Path to Funded No
Czech Republic Country United Kingdom
Jan 2015 Established -
10 options Challenge Options 20 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO OneFunded Savings
$10K $79 $59 Save $20
$25K $199 $99 Save $100
$50K $319 $199 Save $120
$100K $439 $349 Save $90
$200K $999 $799 Save $200

FTMO vs OneFunded: Detailed Analysis

FTMO and OneFunded are both CFD firms.

Pricing

In terms of pricing, OneFunded is more affordable with challenges starting at $29, which is $50 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while OneFunded offers 20.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while OneFunded offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while OneFunded runs on cTrader, MT5 and TradeLocker. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while OneFunded offers 80% (up to 90%). FTMO pays out Bi-weekly (every 14 days), and OneFunded pays out Biweekly (weekly available as add-on).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while OneFunded lists "4-5% daily / 6-10% total (equity-based)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

OneFunded supports withdrawals via Crypto, PayPal, International Wire / SWIFT and SEPA.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews. Safety grades: FTMO A+, OneFunded C.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for trust & reputation, while OneFunded is the better fit for budget-conscious traders and fast payouts.

This is a close matchup with FTMO winning 3 and OneFunded winning 2 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
OneFunded
Pros
4 flexible challenge types (Flash/Core/Value/Instant). Accounts from $5K to $200K. Refundable fees on Flash and Core. Biweekly payouts within 24 hours. cTrader, MT5, and TradeLocker platforms.
Cons
New firm (2024), limited track record. Only 200+ TrustPilot reviews. Base profit split 80% (needs add-on for 90%). Minimum $100 payout threshold.

Active Deals & Promo Codes

FTMO

No active deals

OneFunded
20% OFF 20% off $2K accounts only — last chance before the $2K tier is discontinued. Verified live on onefunded.com 2026-05-13.
20% OFF 20% off any OneFunded challenge through June 2026. Verified live on onefunded.com homepage promoline banner 2026-06-03.
30% OFF 30% off all challenges (UF Awards 2026). Verified live on onefunded.com 2026-06-30 ("Use promo code: AWARD and get 30% off").
20% OFF 20% off all challenges (this month only). Verified live on onefunded.com 2026-07-03 (GRAB 20% OFF THIS MONTH Code: JULY20).

Frequently Asked Questions

Which is better, FTMO or OneFunded?

Both firms are competitive. FTMO wins in 3 categories while OneFunded wins in 2. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, FTMO or OneFunded?

OneFunded has the lower starting price at $29. FTMO offers 10 challenge options starting from $79, while OneFunded offers 20 options starting from $29.

Which offers a higher profit split, FTMO or OneFunded?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while OneFunded offers 80% (up to 90%).

How fast do FTMO and OneFunded pay out?

FTMO has Bi-weekly (every 14 days) payouts while OneFunded offers Biweekly (weekly available as add-on) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and OneFunded legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. OneFunded holds a C safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or OneFunded?

OneFunded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.