Funding Pips vs JoinX Capital: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Head-to-Head Comparison
| Funding Pips | Metric | JoinX Capital |
|---|---|---|
| 8.9/10 | PFM Score | - |
| 4.5/5 (67,250) ★ | TrustPilot | 4.2/5 (24) |
| A+ ★ | Safety Grade | - |
| 94.3 A+ ★ | Trust Score | 37.9 F |
| 60-100% ★ | Profit Split | 50% to 80% depending on challenge type and account size |
| 3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard) | Daily Drawdown | 4% on the 1 Step Challenge, 5% on the 2 Steps Challenge, 4% on Crypto Challenge Steps 1 and 2 and 5% on the Crypto funded step. All are stated as a percentage of the initial account balance. |
| Weekly | Payout Frequency | Bi-weekly |
| $29 ★ | Starting Price | $59 |
| Proprietary | Technology | White-Label |
| cTrader, Match Trader, MT5 | Platforms | - |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | - |
| Oct 2022 | Established | - |
| 27 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Funding Pips | JoinX Capital | Savings |
|---|---|---|---|
| $5K | $29 ★ | $59 | Save $30 |
| $10K | $55 ★ | $99 | Save $44 |
| $25K | $134 ★ | $199 | Save $65 |
| $50K | $224 ★ | $262 | Save $38 |
| $100K | $422 ★ | $499 | Save $77 |
Funding Pips vs JoinX Capital: Detailed Analysis
Funding Pips and JoinX Capital are both CFD firms.
Pricing
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $30 less than JoinX Capital's starting price of $59. Funding Pips offers 27 challenge options, while JoinX Capital offers 10.
Account Sizes
On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while JoinX Capital offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Funding Pips supports cTrader, Match Trader and MT5.
Profit Split & Payouts
Funding Pips offers 60-100% profit split, while JoinX Capital offers 50% to 80% depending on challenge type and account size. Funding Pips pays out Weekly, and JoinX Capital pays out Bi-weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard)", while JoinX Capital lists "4% on the 1 Step Challenge, 5% on the 2 Steps Challenge, 4% on Crypto Challenge Steps 1 and 2 and 5% on the Crypto funded step. All are stated as a percentage of the initial account balance.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while JoinX Capital pays out through Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 67,250 reviews, while JoinX Capital has 4.2/5 with 24 reviews.
Who Should Choose Which
Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.
Overall, Funding Pips edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Frequently Asked Questions
Which is better, Funding Pips or JoinX Capital?
Funding Pips scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Funding Pips or JoinX Capital?
Funding Pips has the lower starting price at $29. Funding Pips offers 27 challenge options starting from $29, while JoinX Capital offers 10 options starting from $59.
Which has better reviews, Funding Pips or JoinX Capital?
Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 67,250 reviews while JoinX Capital has 24.
Which offers a higher profit split, Funding Pips or JoinX Capital?
Funding Pips offers a higher maximum profit split. Funding Pips offers 60-100% while JoinX Capital offers 50% to 80% depending on challenge type and account size.
How fast do Funding Pips and JoinX Capital pay out?
Funding Pips has Weekly payouts while JoinX Capital offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are Funding Pips and JoinX Capital legit?
Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. JoinX Capital holds a unrated safety grade and a 4.2/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Funding Pips or JoinX Capital?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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