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Funding Pips vs JoinX Capital: Head-to-Head Comparison (2026)

Funding Pips

8.9 A+
United Arab Emirates CFD
VS
Key Differences
Payouts Weekly vs Bi-Weekly Split 100% vs 80% Price $29 vs $59

Verdict: Who Wins?

Funding Pips 8 wins Decisive Win
8 - 0
JoinX Capital 0 wins
Overall Rating 8.9 vs 0.0 Decisive
TrustPilot 4.5 vs 4.2 Clear
Starting Price $29 vs $59 Decisive
Profit Split 60-100% vs 50% to 80% depending on challenge type and account size Decisive
Safety Grade A+ vs Decisive
Trust Score 94.3/100 vs 37.9/100 Decisive
Challenge Variety 27 vs 10 options Decisive
Platform Choice 3 vs 0 platforms Clear

Best For:

Budget-conscious traders Funding Pips
Maximum profit potential Funding Pips
Trust & reputation Funding Pips
Fast payouts Funding Pips

Visual Comparison

Funding Pips JoinX Capital

Save 25% on Funding Pips today

from $29
Save 25% Now Code re-checked 24 Aug 2026

Head-to-Head Comparison

Funding Pips Metric JoinX Capital
8.9/10 PFM Score -
4.5/5 (67,250) TrustPilot 4.2/5 (24)
A+ Safety Grade -
94.3 A+ Trust Score 37.9 F
60-100% Profit Split 50% to 80% depending on challenge type and account size
3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard) Daily Drawdown 4% on the 1 Step Challenge, 5% on the 2 Steps Challenge, 4% on Crypto Challenge Steps 1 and 2 and 5% on the Crypto funded step. All are stated as a percentage of the initial account balance.
Weekly Payout Frequency Bi-weekly
$29 Starting Price $59
Proprietary Technology White-Label
cTrader, Match Trader, MT5 Platforms -
No Direct Path to Funded No
United Arab Emirates Country -
Oct 2022 Established -
27 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips JoinX Capital Savings
$5K $29 $59 Save $30
$10K $55 $99 Save $44
$25K $134 $199 Save $65
$50K $224 $262 Save $38
$100K $422 $499 Save $77

Funding Pips vs JoinX Capital: Detailed Analysis

Funding Pips and JoinX Capital are both CFD firms.

Pricing

In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $30 less than JoinX Capital's starting price of $59. Funding Pips offers 27 challenge options, while JoinX Capital offers 10.

Account Sizes

On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while JoinX Capital offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funding Pips supports cTrader, Match Trader and MT5.

Profit Split & Payouts

Funding Pips offers 60-100% profit split, while JoinX Capital offers 50% to 80% depending on challenge type and account size. Funding Pips pays out Weekly, and JoinX Capital pays out Bi-weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard)", while JoinX Capital lists "4% on the 1 Step Challenge, 5% on the 2 Steps Challenge, 4% on Crypto Challenge Steps 1 and 2 and 5% on the Crypto funded step. All are stated as a percentage of the initial account balance.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while JoinX Capital pays out through Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 67,250 reviews, while JoinX Capital has 4.2/5 with 24 reviews.

Who Should Choose Which

Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.

Overall, Funding Pips edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.
JoinX Capital
Pros
Unlimited challenge duration on the 1 Step and 2 Steps programs, low entry price (2 Steps $5K at $59), a genuinely free $5K entry route (pass Step 1 free, unlock Step 2 for $9.9), 1:100 leverage, no MT5 install required (browser terminal in the JoinX User Area), 7 payment methods including PayPal, Wise, Revolut and crypto, and multilingual live support by chat, email and WhatsApp.
Cons
The hero and the how-it-works page advertise keeping up to 90% of simulated profits, but no published plan table exceeds 80% and the smallest 2 Steps plan pays 50%. The FAQ page publishes drawdown and minimum-trading-day figures that contradict the pricing tables. The footer /terms-and-conditions and /contact links both 404. The funded account is issued by an unrelated third party (Volanza AG) whose profit-split annex is not published, and challenge fees are non-refundable.

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
JoinX Capital

No active deals

Frequently Asked Questions

Which is better, Funding Pips or JoinX Capital?

Funding Pips scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or JoinX Capital?

Funding Pips has the lower starting price at $29. Funding Pips offers 27 challenge options starting from $29, while JoinX Capital offers 10 options starting from $59.

Which has better reviews, Funding Pips or JoinX Capital?

Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 67,250 reviews while JoinX Capital has 24.

Which offers a higher profit split, Funding Pips or JoinX Capital?

Funding Pips offers a higher maximum profit split. Funding Pips offers 60-100% while JoinX Capital offers 50% to 80% depending on challenge type and account size.

How fast do Funding Pips and JoinX Capital pay out?

Funding Pips has Weekly payouts while JoinX Capital offers Bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funding Pips and JoinX Capital legit?

Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. JoinX Capital holds a unrated safety grade and a 4.2/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funding Pips or JoinX Capital?

Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.