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Funding Pips vs PropXP: Head-to-Head Comparison (2026)

Funding Pips

8.9 A+
United Arab Emirates CFD
VS

PropXP

5.8 B
Saint Lucia CFD
Key Differences
Safety A+ vs B Payouts Weekly vs Bi-Weekly Split 100% vs 95%

Verdict: Who Wins?

Funding Pips 6 wins Decisive Win
6 - 0
PropXP 0 wins
Overall Rating 8.9 vs 5.8 Decisive
TrustPilot Both 4.5 Tie
Starting Price Both $29 Tie
Profit Split 80-100% vs 80% (up to 95% with add-on) Clear
Safety Grade A+ vs B Decisive
Trust Score 73.7/100 vs 44.8/100 Decisive
Challenge Variety 21 vs 17 options Narrow
Platform Choice 3 vs 1 platforms Narrow

Best For:

Maximum profit potential Funding Pips
Trust & reputation Funding Pips
Fast payouts Funding Pips

Visual Comparison

Funding Pips PropXP

Save 25% on Funding Pips today

CODE FP from $29
Save 25% Now Verified deal

Head-to-Head Comparison

Funding Pips Metric PropXP
8.9/10 PFM Score 5.8/10
4.5/5 (52,621) TrustPilot 4.5/5 (183)
A+ Safety Grade B
73.7 B+ Trust Score 44.8 D
80-100% Profit Split 80% (up to 95% with add-on)
3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) Daily Drawdown 3% (1-Step / Instant) or 5% (2-Step) of day's starting equity; static intraday
Weekly Payout Frequency First on-demand, then bi-weekly
$29 Starting Price $29
Proprietary Technology White-Label
cTrader, Match Trader, MT5 Platforms MT5
No Direct Path to Funded No
United Arab Emirates Country Saint Lucia
Oct 2022 Established -
21 options Challenge Options 17 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Funding Pips PropXP Savings
$10K $55 $89 Save $34
$25K $109 $199 Save $90
$50K $219 $289 Save $70
$100K $399 $549 Save $150
$200K $798 $1,099 Save $301

Funding Pips vs PropXP: Detailed Analysis

Funding Pips and PropXP are both CFD firms.

Pricing

In terms of pricing, PropXP is more affordable with challenges starting at $29, which is $0 less than Funding Pips's starting price of $29. Funding Pips offers 21 challenge options, while PropXP offers 17.

Account Sizes

On account sizing, Funding Pips offers account sizes from $5 to $200 across 6 funding tiers, while PropXP offers account sizes from $3 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Funding Pips supports cTrader, Match Trader and MT5, while PropXP runs on MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Funding Pips offers 80-100% profit split, while PropXP offers 80% (up to 95% with add-on). Funding Pips pays out Weekly, and PropXP pays out First on-demand, then bi-weekly.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Funding Pips lists its daily drawdown as "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)", while PropXP lists "3% (1-Step / Instant) or 5% (2-Step) of day's starting equity; static intraday". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer, while PropXP pays out through Crypto.

Trust & Safety

For trust and reputation, Funding Pips has a 4.5/5 TrustPilot rating with 52,621 reviews, while PropXP has 4.5/5 with 183 reviews. Safety grades: Funding Pips A+, PropXP B.

Who Should Choose Which

Across the use cases we scored, Funding Pips is the stronger choice for maximum profit potential, trust & reputation and fast payouts.

Overall, Funding Pips edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Funding Pips
Pros
Up to 100% profit split with flexible reward cycles (weekly, bi-weekly, monthly, daily, on-demand). Starting from $29. Zero reward denial policy. Multiple evaluation models including 1-Step, 2-Step Standard, and Zero instant funding. Scale to $2M in prime capital. Over $263M distributed to 3M+ traders worldwide.
Cons
News trading restricted on funded/master accounts (5-minute window). Weekend holding not permitted on master accounts (positions auto-closed Friday). HFT, tick scalping, hedging, and latency arbitrage prohibited. Consistency score soft rule on funded accounts may delay rewards.
PropXP
Pros
Static drawdown (no trailing); up to 95% profit split; First reward on-demand; no caps on payouts; minimum cash out 0; MT5 platform; choose 1-Step, 2-Step, or Instant Funding
Cons
Single platform (MT5 only); USA jurisdiction restricted; payouts currently only in USDT (TRC20/ERC20); 40% consistency rule (20% on Instant Funding) can extend pass time; 1% floating loss rule on Instant Funding

Active Deals & Promo Codes

Funding Pips
20% OFF 20% off first challenge
20% OFF 20% off all challenges
25% OFF 25% off all challenges
PropXP

No active deals

Frequently Asked Questions

Which is better, Funding Pips or PropXP?

Funding Pips scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, Profit Split, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Funding Pips or PropXP?

Funding Pips has the lower starting price at $29. Funding Pips offers 21 challenge options starting from $29, while PropXP offers 17 options starting from $29.

Which has better reviews, Funding Pips or PropXP?

Funding Pips has a higher TrustPilot rating of 4.5/5. Funding Pips has 52,621 reviews while PropXP has 183.

Which offers a higher profit split, Funding Pips or PropXP?

Funding Pips offers a higher maximum profit split. Funding Pips offers 80-100% while PropXP offers 80% (up to 95% with add-on).

How fast do Funding Pips and PropXP pay out?

Funding Pips has Weekly payouts while PropXP offers First on-demand, then bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.

Are Funding Pips and PropXP legit?

Both firms have been independently verified by PropFirmMap. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. PropXP holds a B safety grade and a 4.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Funding Pips or PropXP?

Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.