Skip to main content

FXIFY vs iFunds.io: Head-to-Head Comparison (2026)

FXIFY

8.2 A+
United Kingdom CFD
VS

iFunds.io

6.5 B
Saint Lucia CFD
Key Differences
Safety A+ vs B Split 90% vs 80% Price $19 vs $250

Verdict: Who Wins?

FXIFY 7 wins Decisive Win
7 - 1
iFunds.io 1 wins
Overall Rating 8.2 vs 6.5 Decisive
TrustPilot 4.6 vs 4.4 Narrow
Starting Price $19 vs $250 Decisive
Profit Split Up to 90% vs 50% to 80% (trader-selectable based on Max Drawdown choice) Decisive
Safety Grade A+ vs B Decisive
Trust Score 71.2/100 vs 53.1/100 Decisive
Challenge Variety 47 vs 3 options Decisive
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders FXIFY
Maximum profit potential FXIFY
Trust & reputation FXIFY
Fast payouts iFunds.io

Visual Comparison

FXIFY iFunds.io
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

FXIFY Metric iFunds.io
8.2/10 PFM Score 6.5/10
4.4/5 (6,003) TrustPilot 4.6/5 (214)
A+ Safety Grade B
71.2 B+ Trust Score 53.1 C
Up to 90% Profit Split 50% to 80% (trader-selectable based on Max Drawdown choice)
3-5% daily across Standard programs, 8% on Instant Funding Daily Drawdown No Daily Drawdown
On-demand Payout Frequency On demand (24-hour processing, $50 min withdrawal)
$19 Starting Price $250
White-Label Technology White-Label
Trading View, DXTrade, MT5, MT4 Platforms MT5
No Direct Path to Funded No
United Kingdom Country Saint Lucia
Jan 2023 Established Jan 2024
47 options Challenge Options 3 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FXIFY iFunds.io Savings
$5K $39 $400 Save $361
$10K $59 $700 Save $641
$2.5K $19 $250 Save $231

FXIFY vs iFunds.io: Detailed Analysis

FXIFY and iFunds.io are both CFD firms. FXIFY has been in business longer, established in 2023, while iFunds.io was founded in 2024.

Pricing

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $231 less than iFunds.io's starting price of $250. FXIFY offers 47 challenge options, while iFunds.io offers 3.

Account Sizes

On account sizing, FXIFY offers account sizes from $1 to $400 across 10 funding tiers, while iFunds.io offers account sizes from $5 to $25 across 3 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FXIFY supports Trading View, DXTrade, MT5 and MT4, while iFunds.io runs on MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FXIFY offers Up to 90% profit split, while iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice). FXIFY pays out On-demand, and iFunds.io pays out On demand (24-hour processing, $50 min withdrawal).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FXIFY lists its daily drawdown as "3-5% daily across Standard programs, 8% on Instant Funding", while iFunds.io lists "No Daily Drawdown". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, FXIFY has a 4.4/5 TrustPilot rating with 6,003 reviews, while iFunds.io has 4.6/5 with 214 reviews. Safety grades: FXIFY A+, iFunds.io B.

Who Should Choose Which

So who should pick which? FXIFY is the stronger choice for budget-conscious traders, maximum profit potential and trust & reputation, while iFunds.io is the better fit for fast payouts.

Overall, FXIFY edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
iFunds.io
Pros
No challenge required (instant funding). No Daily Drawdown limit. No time limits. No consistency rules. No minimum trading days. Multiple IP addresses allowed. AutoTrading/EAs/copy-trading permitted. Trader-selectable Profit Split (50%-80%) and Max Drawdown (6%-10%). On-demand 24-hour payouts from $50+ (or 10% compensation up to $1,000). Static/initial-balance drawdown calculation. Scaling from $2.5K up to $500K in 4 steps without wiping excess profits.
Cons
Demo/simulated trading only (Terms section 3.1.3-3.1.4). Default 50% profit split is low vs industry average (higher splits only available with tighter 6% max drawdown). Restricted jurisdictions include United States, Russia, Iran, Israel, Syria, Afghanistan and others (Terms 2.3). Some TrustPilot reviewers report wide spreads particularly on Gold.

Active Deals & Promo Codes

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.
iFunds.io

No active deals

Frequently Asked Questions

Which is better, FXIFY or iFunds.io?

FXIFY scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FXIFY or iFunds.io?

FXIFY has the lower starting price at $19. FXIFY offers 47 challenge options starting from $19, while iFunds.io offers 3 options starting from $250.

Which has better reviews, FXIFY or iFunds.io?

iFunds.io has a higher TrustPilot rating of 4.6/5. FXIFY has 6,003 reviews while iFunds.io has 214.

Which offers a higher profit split, FXIFY or iFunds.io?

FXIFY offers a higher maximum profit split. FXIFY offers Up to 90% while iFunds.io offers 50% to 80% (trader-selectable based on Max Drawdown choice).

How fast do FXIFY and iFunds.io pay out?

FXIFY has On-demand payouts while iFunds.io offers On demand (24-hour processing, $50 min withdrawal) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FXIFY and iFunds.io legit?

Both firms have been independently verified by PropFirmMap. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. iFunds.io holds a B safety grade and a 4.6/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FXIFY or iFunds.io?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.