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Pipcy vs SharkFunded: Head-to-Head Comparison (2026)

Pipcy

5.4 B
United Arab Emirates CFD
VS

SharkFunded

4.6 D
Saint Lucia CFD
Key Differences
Safety B vs D Split 95% vs 100%

Verdict: Who Wins?

Pipcy 4 wins Decisive Win
4 - 2
SharkFunded 2 wins
Overall Rating 5.4 vs 4.6 Clear
Starting Price $21 vs $24 Clear
Profit Split Up to 100% vs Up to 95% Clear
Safety Grade B vs D Decisive
Trust Score 51.2/100 vs 0/100 Decisive
Challenge Variety 30 vs 24 options Clear

Best For:

Budget-conscious traders Pipcy
Maximum profit potential SharkFunded
Trust & reputation Pipcy
Fast payouts SharkFunded

Visual Comparison

Pipcy SharkFunded

Head-to-Head Comparison

Pipcy Metric SharkFunded
5.4/10 PFM Score 4.6/10
4.3/5 (54) TrustPilot -
B Safety Grade D
51.2 C Trust Score 0 F
Up to 95% Profit Split Up to 100%
None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery). Daily Drawdown 4%
Every 7 calendar days Payout Frequency Daily
$21 Starting Price $24
White-Label Technology White-Label
MT5, Pipcy Trading Platform Platforms MT5
No Direct Path to Funded No
United Arab Emirates Country Saint Lucia
- Established -
24 options Challenge Options 30 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Pipcy SharkFunded Savings
$5K $31 $24 Save $7
$10K $45 $47 Save $2
$25K $109 $113 Save $4
$50K $195 $213 Save $18
$100K $415 $356 Save $59

Pipcy vs SharkFunded: Detailed Analysis

Pipcy and SharkFunded are both CFD firms.

Pricing

In terms of pricing, Pipcy is more affordable with challenges starting at $21, which is $3 less than SharkFunded's starting price of $24. Pipcy offers 24 challenge options, while SharkFunded offers 30.

Account Sizes

On account sizing, Pipcy offers account sizes from $5 to $100 across 5 funding tiers, while SharkFunded offers account sizes from $3 to $100 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Pipcy supports MT5 and Pipcy Trading Platform, while SharkFunded runs on MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Pipcy offers Up to 95% profit split, while SharkFunded offers Up to 100%. Pipcy pays out Every 7 calendar days, and SharkFunded pays out Daily.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Pipcy lists its daily drawdown as "None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery).", while SharkFunded lists "4%". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

SharkFunded supports withdrawals via Crypto.

Trust & Safety

For trust and reputation, Pipcy has a 4.3/5 TrustPilot rating with 54 reviews. Safety grades: Pipcy B, SharkFunded D.

Who Should Choose Which

So who should pick which? Pipcy is the stronger choice for budget-conscious traders and trust & reputation, while SharkFunded is the better fit for maximum profit potential and fast payouts.

Overall, Pipcy edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Pipcy
Pros
No daily drawdown limit and no trailing drawdown on any challenge model, on both the Classic and Pips Mastery programmes. 12% absolute maximum loss on Pipcy Classic, one of the widest overall loss limits published in the sector. Reward Payments are processed within 48 hours and the profit split reaches up to 95% through a nine-level Growth Plan that scales a funded account to $3,000,000 with no scaling fees. News trading, overnight holding and weekend holding are all permitted on every Challenge and funded account. Entry prices start at $21 and a SUMMER35 code takes 35% off every challenge, open to new and existing users (Endless Summer Offer, read live on pipcy.com 2026-08-23); a free trial is available before purchase. MetaTrader 5 plus an in-house Pipcy Trading Platform, a Swap-Free option, and zero commission on cryptocurrencies, indices and commodities.
Cons
Pipcy states plainly that it is not regulated by the FCA, ASIC or CySEC. The profit split STARTS at 50%: the advertised 95% is the ninth Growth Plan level, and each scale-up requires 25% accumulated profit left in the account plus at least 90 calendar days. No withdrawal method is published anywhere on the site: payouts are described only as going to your selected payment method. Pipcy's own blog comparison table says news trading is Not permitted on Pipcy Classic, contradicting its FAQ, its Terms of Service and its own pricing table, all of which say it is allowed. A trader may hold a maximum of three open positions in the same direction on the same asset, an account-ending rule that two TrustPilot reviewers say they only found after their challenge was closed. Only 1 funded account and 3 challenge accounts are permitted per trader, and fees are non-refundable once simulated trading starts. The TrustPilot profile carries only 42 reviews in total, so there is little long-run payout evidence, and no incorporation or launch date is published anywhere on the site.
SharkFunded
Pros
Daily performance rewards paid within 24 hours (weekends excluded, avg 6H reward time); crypto withdrawals; MT5 platform with 300+ instruments (Fx, Commodities, Indices, Stock, Crypto); 100% registration-fee refund on the first performance reward; three models (Instant Funding, 1-Phase, 2-Phase) across Prime, Lite and Bolt lines; weekend holding allowed; leverage up to 1:100 on evaluation.
Cons
TrustPilot rating is suspended due to a breach of guidelines (fake reviews removed); the standard profit split is NOT disclosed on any first-party page - only an advertised "up to 100%" maximum; a 1% Max Floating Rule applies on funded accounts; USA, North Korea and Pakistan residents are prohibited; funded max drawdown tightens to 7%.

Active Deals & Promo Codes

Pipcy
35% OFF Endless Summer Offer - 35% off every challenge, new and existing users welcome
SharkFunded

No active deals

Frequently Asked Questions

Which is better, Pipcy or SharkFunded?

Pipcy scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Pipcy or SharkFunded?

Pipcy has the lower starting price at $21. Pipcy offers 24 challenge options starting from $21, while SharkFunded offers 30 options starting from $24.

Which offers a higher profit split, Pipcy or SharkFunded?

SharkFunded offers a higher maximum profit split. Pipcy offers Up to 95% while SharkFunded offers Up to 100%.

How fast do Pipcy and SharkFunded pay out?

Pipcy has Every 7 calendar days payouts while SharkFunded offers Daily payouts. Payout speed can be an important factor when choosing a prop firm.

Are Pipcy and SharkFunded legit?

Both firms have been independently verified by PropFirmMap. Pipcy holds a B safety grade and a 4.3/5 TrustPilot rating. SharkFunded holds a D safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Pipcy or SharkFunded?

Pipcy may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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