Pipcy vs The5ers: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Best For:
Visual Comparison
Head-to-Head Comparison
| Pipcy | Metric | The5ers |
|---|---|---|
| - | PFM Score | 8.7/10 |
| 4.3/5 (42) | TrustPilot | 4.7/5 (28,714) ★ |
| - | Safety Grade | A+ ★ |
| 39.6 F | Trust Score | 88.5 A ★ |
| Up to 95% | Profit Split | Up to 100% ★ |
| None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery). | Daily Drawdown | Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown. |
| Every 7 calendar days | Payout Frequency | Biweekly (every 14 days) |
| $21 ★ | Starting Price | $22 |
| White-Label | Technology | Proprietary |
| MT5, Pipcy Trading Platform | Platforms | Trading View, MT5 |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | United Kingdom |
| - | Established | Jan 2016 |
| 24 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Pipcy | The5ers | Savings |
|---|---|---|---|
| $5K | $31 ★ | $39 | Save $8 |
| $10K | $45 ★ | $78 | Save $33 |
| $25K | $109 | $39 ★ | Save $70 |
| $2.5K | $21 ★ | $22 | Save $1 |
| $50K | $195 ★ | $309 | Save $114 |
| $100K | $415 ★ | $545 | Save $130 |
Pipcy vs The5ers: Detailed Analysis
Pipcy and The5ers are both CFD firms.
Pricing
In terms of pricing, Pipcy is more affordable with challenges starting at $21, which is $1 less than The5ers's starting price of $22. Pipcy offers 24 challenge options, while The5ers offers 10.
Account Sizes
On account sizing, Pipcy offers account sizes from $5 to $100 across 5 funding tiers, while The5ers offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Pipcy supports MT5 and Pipcy Trading Platform, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Pipcy offers Up to 95% profit split, while The5ers offers Up to 100%. Pipcy pays out Every 7 calendar days, and The5ers pays out Biweekly (every 14 days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Pipcy lists its daily drawdown as "None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery).", while The5ers lists "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, Pipcy has a 4.3/5 TrustPilot rating with 42 reviews, while The5ers has 4.7/5 with 28,714 reviews.
Who Should Choose Which
So who should pick which? Pipcy is the stronger choice for budget-conscious traders, while The5ers is the better fit for maximum profit potential, trust & reputation and fast payouts.
Overall, The5ers edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Frequently Asked Questions
Which is better, Pipcy or The5ers?
The5ers scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Pipcy or The5ers?
Pipcy has the lower starting price at $21. Pipcy offers 24 challenge options starting from $21, while The5ers offers 10 options starting from $22.
Which has better reviews, Pipcy or The5ers?
The5ers has a higher TrustPilot rating of 4.7/5. Pipcy has 42 reviews while The5ers has 28,714.
Which offers a higher profit split, Pipcy or The5ers?
The5ers offers a higher maximum profit split. Pipcy offers Up to 95% while The5ers offers Up to 100%.
How fast do Pipcy and The5ers pay out?
Pipcy has Every 7 calendar days payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Pipcy and The5ers legit?
Both firms have been independently verified by PropFirmMap. Pipcy holds a unrated safety grade and a 4.3/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Pipcy or The5ers?
Pipcy may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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