FXIFY vs Pipcy: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Best For:
Visual Comparison
Head-to-Head Comparison
| FXIFY | Metric | Pipcy |
|---|---|---|
| 8.2/10 | PFM Score | - |
| 4.4/5 (6,003) ★ | TrustPilot | 4.3/5 (42) |
| A+ ★ | Safety Grade | - |
| 81.6 A ★ | Trust Score | 39.6 F |
| Up to 90% | Profit Split | Up to 95% ★ |
| 3-5% daily across Standard programs, 8% on Instant Funding | Daily Drawdown | None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery). |
| On-demand | Payout Frequency | Every 7 calendar days |
| $19 ★ | Starting Price | $21 |
| White-Label | Technology | White-Label |
| Trading View, DXTrade, MT5, MT4 | Platforms | MT5, Pipcy Trading Platform |
| No | Direct Path to Funded | No |
| United Kingdom | Country | United Arab Emirates |
| Jan 2023 | Established | - |
| 47 options | Challenge Options | 24 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FXIFY | Pipcy | Savings |
|---|---|---|---|
| $5K | $39 | $31 ★ | Save $8 |
| $10K | $59 | $45 ★ | Save $14 |
| $25K | $149 | $109 ★ | Save $40 |
| $2.5K | $19 ★ | $21 | Save $2 |
| $50K | $249 | $195 ★ | Save $54 |
| $100K | $399 ★ | $415 | Save $16 |
FXIFY vs Pipcy: Detailed Analysis
FXIFY and Pipcy are both CFD firms.
Pricing
In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $2 less than Pipcy's starting price of $21. FXIFY offers 47 challenge options, while Pipcy offers 24.
Account Sizes
On account sizing, FXIFY offers account sizes from $1 to $400 across 10 funding tiers, while Pipcy offers account sizes from $5 to $100 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FXIFY supports Trading View, DXTrade, MT5 and MT4, while Pipcy runs on MT5 and Pipcy Trading Platform. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FXIFY offers Up to 90% profit split, while Pipcy offers Up to 95%. FXIFY pays out On-demand, and Pipcy pays out Every 7 calendar days.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FXIFY lists its daily drawdown as "3-5% daily across Standard programs, 8% on Instant Funding", while Pipcy lists "None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery).". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, FXIFY has a 4.4/5 TrustPilot rating with 6,003 reviews, while Pipcy has 4.3/5 with 42 reviews.
Who Should Choose Which
So who should pick which? FXIFY is the stronger choice for budget-conscious traders and trust & reputation, while Pipcy is the better fit for maximum profit potential.
Overall, FXIFY edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Cons
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Frequently Asked Questions
Which is better, FXIFY or Pipcy?
FXIFY scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FXIFY or Pipcy?
FXIFY has the lower starting price at $19. FXIFY offers 47 challenge options starting from $19, while Pipcy offers 24 options starting from $21.
Which has better reviews, FXIFY or Pipcy?
FXIFY has a higher TrustPilot rating of 4.4/5. FXIFY has 6,003 reviews while Pipcy has 42.
Which offers a higher profit split, FXIFY or Pipcy?
Pipcy offers a higher maximum profit split. FXIFY offers Up to 90% while Pipcy offers Up to 95%.
How fast do FXIFY and Pipcy pay out?
FXIFY has On-demand payouts while Pipcy offers Every 7 calendar days payouts. Payout speed can be an important factor when choosing a prop firm.
Are FXIFY and Pipcy legit?
Both firms have been independently verified by PropFirmMap. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Pipcy holds a unrated safety grade and a 4.3/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FXIFY or Pipcy?
FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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