Pipcy vs TX3 Funding: Head-to-Head Comparison (2026)
Verdict: Who Wins?
TX3 Funding
3 wins
Best For:
TX3 Funding
TX3 Funding
TX3 Funding
Visual Comparison
Head-to-Head Comparison
| Pipcy | Metric | TX3 Funding |
|---|---|---|
| 5.4/10 | PFM Score | 6.8/10 ★ |
| 4.3/5 (54) ★ | TrustPilot | 3.1/5 (4,319) |
| B | Safety Grade | B |
| 51.2 C | Trust Score | 59.7 C ★ |
| Up to 95% | Profit Split | Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10) ★ |
| None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery). | Daily Drawdown | 3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit. |
| Every 7 calendar days | Payout Frequency | Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) |
| $21 | Starting Price | $ |
| White-Label | Technology | White-Label |
| MT5, Pipcy Trading Platform | Platforms | Match Trader, MT5, ProjectX |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | United Arab Emirates |
| - | Established | Jan 2021 |
| 24 options | Challenge Options | 14 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Pipcy | TX3 Funding | Savings |
|---|---|---|---|
| $50K | $195 | $70 ★ | Save $125 |
| $100K | $415 | $135 ★ | Save $280 |
Pipcy vs TX3 Funding: Detailed Analysis
Pipcy and TX3 Funding are both CFD firms.
Account Sizes
On account sizing, Pipcy offers account sizes from $5 to $100 across 5 funding tiers, while TX3 Funding offers account sizes from $5 to $150 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Pipcy supports MT5 and Pipcy Trading Platform, while TX3 Funding runs on Match Trader, MT5 and ProjectX. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Pipcy offers Up to 95% profit split, while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10). Pipcy pays out Every 7 calendar days, and TX3 Funding pays out Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Pipcy lists its daily drawdown as "None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery).", while TX3 Funding lists "3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
TX3 Funding supports withdrawals via Rise, Crypto and Bank Wire.
Trust & Safety
For trust and reputation, Pipcy has a 4.3/5 TrustPilot rating with 54 reviews, while TX3 Funding has 3.1/5 with 4,319 reviews. Safety grades: Pipcy B, TX3 Funding B.
Who Should Choose Which
Across the use cases we scored, TX3 Funding is the stronger choice for maximum profit potential, trust & reputation and fast payouts.
This is a close matchup with Pipcy winning 2 and TX3 Funding winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.
Pros & Cons
Pros
Cons
TX3 Funding
Pros
Cons
Active Deals & Promo Codes
TX3 Funding
No active deals
Frequently Asked Questions
Which is better, Pipcy or TX3 Funding?
Both firms are competitive. Pipcy wins in 2 categories while TX3 Funding wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.
Which has better reviews, Pipcy or TX3 Funding?
Pipcy has a higher TrustPilot rating of 4.3/5. Pipcy has 54 reviews while TX3 Funding has 4,319.
Which offers a higher profit split, Pipcy or TX3 Funding?
TX3 Funding offers a higher maximum profit split. Pipcy offers Up to 95% while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10).
How fast do Pipcy and TX3 Funding pay out?
Pipcy has Every 7 calendar days payouts while TX3 Funding offers Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Pipcy and TX3 Funding legit?
Both firms have been independently verified by PropFirmMap. Pipcy holds a B safety grade and a 4.3/5 TrustPilot rating. TX3 Funding holds a B safety grade and a 3.1/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Pipcy or TX3 Funding?
When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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