Pipcy vs WeGetFunded: Head-to-Head Comparison (2026)

WeGetFunded

6.8 B+

CFD

Key Differences

Safety B vs B+ Split 95% vs 100% Price $21 vs $69

Verdict: Who Wins?

Pipcy 3 wins

3 - 4

WeGetFunded 4 wins

Overall Rating 6.8 vs 5.4 Decisive

TrustPilot 4.3 vs 3.9 Clear

Starting Price $21 vs $69 Decisive

Profit Split 80% on 1 Step and 2 Steps funded accounts and 70% on Instant Funded; 90% or 100% available as paid options bought with the challenge vs Up to 95% Clear

Safety Grade B+ vs B Narrow

Trust Score 69.5/100 vs 51.2/100 Decisive

Challenge Variety 24 vs 10 options Decisive

Best For:

Budget-conscious traders

Pipcy

Maximum profit potential

WeGetFunded

Trust & reputation

WeGetFunded

Visual Comparison

Pipcy WeGetFunded

WeGetFunded

Grade B+ 3.9

Save 50% on WeGetFunded today

from $69

Save 50% Now Code listed by the firm 29 Aug 2026

Head-to-Head Comparison

Pipcy	Metric	WeGetFunded
5.4/10	PFM Score	6.8/10 ★
4.3/5 (54) ★ Full Pipcy Trust Report	TrustPilot	3.9/5 (1,004) Full WeGetFunded Trust Report
B	Safety Grade	B+ ★
51.2 C	Trust Score	69.5 B ★
Up to 95%	Profit Split	80% on 1 Step and 2 Steps funded accounts and 70% on Instant Funded; 90% or 100% available as paid options bought with the challenge ★
None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery).	Daily Drawdown	5% on the 2 Steps programme and 3% on Instant Funded, reset at 00:00 UTC. The 1 Step programme has no daily loss limit at all: its only loss cap is a 4% End-of-Day maximum drawdown.
Every 7 calendar days	Payout Frequency	Every 14 days
$21 ★	Starting Price	$69
White-Label	Technology	White-Label
MT5, Pipcy Trading Platform	Platforms	cTrader, MT5
No	Direct Path to Funded	No
United Arab Emirates	Country	Saint Lucia
-	Established	Jan 2023
24 options	Challenge Options	10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size	Pipcy	WeGetFunded	Savings
$25K	$109	$109	Same price
$50K	$195	$69 ★	Save $126
$100K	$415	$139 ★	Save $276

Pipcy vs WeGetFunded: Detailed Analysis

Pipcy and WeGetFunded are both CFD firms.

Pricing

In terms of pricing, Pipcy is more affordable with challenges starting at $21, which is $48 less than WeGetFunded's starting price of $69. Pipcy offers 24 challenge options, while WeGetFunded offers 10.

Account Sizes

On account sizing, Pipcy offers account sizes from $5 to $100 across 5 funding tiers, while WeGetFunded offers account sizes from $15 to $200 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Pipcy supports MT5 and Pipcy Trading Platform, while WeGetFunded runs on cTrader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Pipcy offers Up to 95% profit split, while WeGetFunded offers 80% on 1 Step and 2 Steps funded accounts and 70% on Instant Funded; 90% or 100% available as paid options bought with the challenge. Pipcy pays out Every 7 calendar days, and WeGetFunded pays out Every 14 days.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Pipcy lists its daily drawdown as "None. Pipcy publishes no daily loss limit on any challenge model, and no trailing drawdown; only the overall max loss applies (12% absolute on Classic, 250 pips on Pips Mastery).", while WeGetFunded lists "5% on the 2 Steps programme and 3% on Instant Funded, reset at 00:00 UTC. The 1 Step programme has no daily loss limit at all: its only loss cap is a 4% End-of-Day maximum drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

WeGetFunded supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Pipcy has a 4.3/5 TrustPilot rating with 54 reviews, while WeGetFunded has 3.9/5 with 1,004 reviews. Safety grades: Pipcy B, WeGetFunded B+.

Who Should Choose Which

So who should pick which? Pipcy is the stronger choice for budget-conscious traders, while WeGetFunded is the better fit for maximum profit potential and trust & reputation.

This is a close matchup with Pipcy winning 3 and WeGetFunded winning 4 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

Pipcy

Pros

No daily drawdown limit and no trailing drawdown on any challenge model, on both the Classic and Pips Mastery programmes. 12% absolute maximum loss on Pipcy Classic, one of the widest overall loss limits published in the sector. Reward Payments are processed within 48 hours and the profit split reaches up to 95% through a nine-level Growth Plan that scales a funded account to $3,000,000 with no scaling fees. News trading, overnight holding and weekend holding are all permitted on every Challenge and funded account. Entry prices start at $21 and a SUMMER35 code takes 35% off every challenge, open to new and existing users (Endless Summer Offer, read live on pipcy.com 2026-08-23); a free trial is available before purchase. MetaTrader 5 plus an in-house Pipcy Trading Platform, a Swap-Free option, and zero commission on cryptocurrencies, indices and commodities.

Cons

Pipcy states plainly that it is not regulated by the FCA, ASIC or CySEC. The profit split STARTS at 50%: the advertised 95% is the ninth Growth Plan level, and each scale-up requires 25% accumulated profit left in the account plus at least 90 calendar days. No withdrawal method is published anywhere on the site: payouts are described only as going to your selected payment method. Pipcy's own blog comparison table says news trading is Not permitted on Pipcy Classic, contradicting its FAQ, its Terms of Service and its own pricing table, all of which say it is allowed. A trader may hold a maximum of three open positions in the same direction on the same asset, an account-ending rule that two TrustPilot reviewers say they only found after their challenge was closed. Only 1 funded account and 3 challenge accounts are permitted per trader, and fees are non-refundable once simulated trading starts. The TrustPilot profile carries only 42 reviews in total, so there is little long-run payout evidence, and no incorporation or launch date is published anywhere on the site.

WeGetFunded

Pros

Three distinct routes to a funded account on one price list: a 1 Step challenge (6% target, 2 minimum trading days), a 2 Steps challenge (8% then 5%, 5 minimum trading days) and Instant Funded, which skips evaluation entirely. Rules are unusually permissive for the category and are stated identically on the homepage, the FAQ and the contractual terms: news trading, overnight and weekend holding are all allowed, no stop loss is required, and trades held under one minute are explicitly permitted. Leverage is 1:100 on most instruments and 1:50 on metals and crypto. There is no time limit on a challenge. The profit split can be bought up to 100% at checkout, and a One Day Pass option can compress the 1 Step minimum to a single trading day. A 30-day free trial is offered with no card required, resets are discounted (70% off on 2 Steps, 20% off on 1 Step), and a scaling plan raises the funded balance by 40% after three consecutive months of 10% growth, up to a stated ceiling of $4,000,000. Support is French-first with a public Discord, which is rare in this market.

Cons

The firm advertises a 4.7/5 rating from 800 and then 'more than 900' reviews in two places on its own homepage, but its own footnote calls that figure a 'Note globale sur les sites d'avis tiers', an aggregate across third-party review sites rather than a TrustPilot score. The live TrustPilot profile for wegetfunded.com read 4.0 from 996 reviews when scraped this session. TrustPilot also flags the profile 'Asks customers to review' and 'Paid Trustpilot subscription'. The pricing block on the homepage shows a struck-through 139 EUR next to the 278 EUR actually charged for the 100K 1 Step account, and the page's own embedded product catalogue, which is what the cart consumes, carries no discount at all on any of the ten plans. Corporate identity is layered and offshore: the operating company is registered in Saint Lucia (registration 2025-00757), the leased office is in Tbilisi, Georgia, and payments run through a Dubai free-zone subsidiary, Catalyst Creations FZCO (licence 32875). No founder, director or officer is named anywhere on the site; the About page signs its CEO letter 'Notre CEO'. The firm is not regulated by any financial authority. Terms section 30 forbids chargebacks and disputes outright and section 24 removes any right of withdrawal or refund, including after a reset. The funded account carries a 30% Daily PNL Cap that is only checked at the moment a payout is requested, and a payout is capped at 50% of cumulative P&L up to a per-account-size ceiling. The homepage promises withdrawals processed in 1 to 3 business days while the FAQ states the full process can take 4 to 7 business days.

Active Deals & Promo Codes

Pipcy

35% OFF Endless Summer Offer - 35% off every challenge, new and existing users welcome

WeGetFunded

50% OFF 50% off all challenge and instant funding plans, automatically applied at checkout

Frequently Asked Questions

Which is better, Pipcy or WeGetFunded?

Both firms are competitive. Pipcy wins in 3 categories while WeGetFunded wins in 4. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, Pipcy or WeGetFunded?

Pipcy has the lower starting price at $21. Pipcy offers 24 challenge options starting from $21, while WeGetFunded offers 10 options starting from $69.

Which has better reviews, Pipcy or WeGetFunded?

Pipcy has a higher TrustPilot rating of 4.3/5. Pipcy has 54 reviews while WeGetFunded has 1,004.

Which offers a higher profit split, Pipcy or WeGetFunded?

WeGetFunded offers a higher maximum profit split. Pipcy offers Up to 95% while WeGetFunded offers 80% on 1 Step and 2 Steps funded accounts and 70% on Instant Funded; 90% or 100% available as paid options bought with the challenge.

How fast do Pipcy and WeGetFunded pay out?

Pipcy has Every 7 calendar days payouts while WeGetFunded offers Every 14 days payouts. Payout speed can be an important factor when choosing a prop firm.

Are Pipcy and WeGetFunded legit?

Both firms have been independently verified by PropFirmMap. Pipcy holds a B safety grade and a 4.3/5 TrustPilot rating. WeGetFunded holds a B+ safety grade and a 3.9/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Pipcy or WeGetFunded?

Pipcy may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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Where these two rank in the wider market

A head-to-head answers "which of these two". These lists answer "is either one actually the best choice" - every firm we track, ranked side by side.

Best Forex Both firms qualify Best Crypto Both firms qualify 1-Step Challenge Both firms qualify No Daily Drawdown Both firms qualify Swing Trading Both firms qualify Under $100 Both firms qualify

MT5 prop firms Both support MT5 - see all 73 firms United Arab Emirates prop firms Pipcy is based here - 45 firms listed Saint Lucia prop firms WeGetFunded is based here - 22 firms listed

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