Verdict: Who Wins?
Top One Futures
2 wins
Funding Pips
4 wins
Decisive Win
Best For:
Funding Pips
Funding Pips
Funding Pips
Top One Futures
Visual Comparison
Head-to-Head Comparison
| Top One Futures | Metric | Funding Pips |
|---|---|---|
| 8.1/10 ★ | PFM Score | 7.9/10 |
| 4.8/5 (4,039) ★ | TrustPilot | 4.5/5 (52,621) |
| B+ | Safety Grade | A+ ★ |
| 59.6 C | Trust Score | 73.5 B+ ★ |
| 90% | Profit Split | 80-100% ★ |
| Varies by program — End-of-Day trailing on Elite/Daily/Access/Ignite; Intraday on S2F Sim PRO. See per-challenge daily_loss_limit. | Daily Drawdown | 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) |
| Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) | Payout Frequency | Weekly |
| $39 | Starting Price | $29 ★ |
| White-Label | Technology | Proprietary |
| NinjaTrader, Tradovate | Platforms | cTrader, Match Trader, MT5 |
| No | Direct Path to Funded | No |
| United States | Country | United Arab Emirates |
| Apr 2025 | Established | Oct 2022 |
| 23 options | Challenge Options | 21 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Top One Futures | Funding Pips | Savings |
|---|---|---|---|
| $25K | $39 ★ | $109 | Save $70 |
| $50K | $39 ★ | $219 | Save $180 |
| $100K | $39 ★ | $399 | Save $360 |
Top One Futures vs Funding Pips: Detailed Analysis
Top One Futures and Funding Pips are both Futures firms. Funding Pips has been in business longer, established in 2022, while Top One Futures was founded in 2025.
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $10 less than Top One Futures's starting price of $39. Top One Futures offers 23 challenge options, while Funding Pips offers 21.
Top One Futures offers 90% profit split, while Funding Pips offers 80-100%. Top One Futures pays out Daily (Elite Daily), Bi-weekly (Elite Challenge & Access), and Funding Pips pays out Weekly.
For trust and reputation, Top One Futures has a 4.8/5 TrustPilot rating with 4,039 reviews, while Funding Pips has 4.5/5 with 52,621 reviews. Safety grades: Top One Futures B+, Funding Pips A+.
Overall, Funding Pips edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.
Pros & Cons
Top One Futures
Pros
Cons
Funding Pips
Active Deals & Promo Codes
Top One Futures
No active deals
Funding Pips
Frequently Asked Questions
Which is better, Top One Futures or Funding Pips?
Funding Pips scores higher overall, winning 4 out of 6 comparison categories including Starting Price, Profit Split, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Top One Futures or Funding Pips?
Funding Pips has the lower starting price at $29. Top One Futures offers 23 challenge options starting from $39, while Funding Pips offers 21 options starting from $29.
Which has better reviews, Top One Futures or Funding Pips?
Top One Futures has a higher TrustPilot rating of 4.8/5. Top One Futures has 4,039 reviews while Funding Pips has 52,621.
Which offers a higher profit split, Top One Futures or Funding Pips?
Funding Pips offers a higher maximum profit split. Top One Futures offers 90% while Funding Pips offers 80-100%.
How fast do Top One Futures and Funding Pips pay out?
Top One Futures has Daily (Elite Daily), Bi-weekly (Elite Challenge & Access) payouts while Funding Pips offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.