FTMO vs TX3 Funding: Head-to-Head Comparison (2026)

FTMO

8.1 A+
Czech Republic CFD
VS

TX3 Funding

6.9 B+
United Arab Emirates CFD
Key Differences
Safety A+ vs B+ Payouts Bi-Weekly vs On-Demand Split 90% vs 100%

Verdict: Who Wins?

FTMO 4 wins Decisive Win
4 - 2
TX3 Funding 2 wins
Overall Rating 8.1 vs 6.9 Decisive
TrustPilot 4.8 vs 3.5 Decisive
Profit Split Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10) vs Up to 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 84/100 vs 64.7/100 Decisive
Challenge Variety 14 vs 10 options Narrow

Best For:

Maximum profit potential TX3 Funding
Trust & reputation FTMO
Fast payouts TX3 Funding

Visual Comparison

FTMO TX3 Funding

Head-to-Head Comparison

FTMO Metric TX3 Funding
8.1/10 ★ PFM Score 6.9/10
4.8/5 (42,594) ★ TrustPilot 3.5/5 (4,305)
A+ ★ Safety Grade B+
84 A ★ Trust Score 64.7 B
Up to 90% Profit Split Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10) ★
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit.
Bi-weekly (every 14 days) Payout Frequency Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days)
$79 Starting Price $
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms Match Trader, MT5, ProjectX
No Direct Path to Funded No
Czech Republic Country United Arab Emirates
Jan 2015 Established Jan 2021
10 options Challenge Options 14 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO TX3 Funding Savings
$50K $319 $70 ★ Save $249
$100K $439 $135 ★ Save $304

FTMO vs TX3 Funding: Detailed Analysis

FTMO and TX3 Funding are both CFD firms. FTMO has been in business longer, established in 2015, while TX3 Funding was founded in 2021.

FTMO offers Up to 90% profit split, while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10). FTMO pays out Bi-weekly (every 14 days), and TX3 Funding pays out Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days).

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while TX3 Funding has 3.5/5 with 4,305 reviews. Safety grades: FTMO A+, TX3 Funding B+.

Overall, FTMO edges ahead winning 4 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
TX3 Funding
Pros
Multi-asset firm offering Forex (MT5, Match-Trader, A-Trader), Futures (Project X — currently suspended pending NinjaTrader/Tradevate/TradingView migration), and Crypto trading from one account. Five distinct Forex programs: Instant Standard (no eval, 80% split), Instant Pro (no eval, faster payouts), 1 Phase, 2 Phase Flex, 2 Phase Pro. Account sizes from $5K to $300K (Forex) / $50K-$150K (Futures Starter & Pro). 24h payout guarantee with $1,000 bonus if late. Futures Starter pays 100% of first $10,000 in profits, then 90/10 split. Up to 90% profit split with add-ons. Wise integration with 15 payment options + crypto USDT (ERC-20). 24/7 support. Founded by Cue Banks (Quillan Roberto Black) and Anthony Williams — both established Forex trader-educators with large public followings. TrustPilot 3.6/5 across 4,299 reviews; claimed profile with paid Trustpilot subscription; company replies to 100% of negative reviews.
Cons
Futures product line currently disabled — homepage states 'Purchasing Futures Challenges is temporarily disabled as Project X is no longer working with Propfirms' (May 2026); migration to NinjaTrader, Tradovate, and TradingView is in progress. Pricing widget is JS state-driven with up to 25 Forex combinations (5 sizes x 5 challenge types) plus platform selection (MT5 / Match-Trader / A-Trader) — only the default-selected combination ($100K Instant Standard A-Trader at $475) is reliably captured by static scrapers. TrustPilot rating 3.6 with 'mixed' summary: positive payout/customer-service mentions balanced against multiple reports of denied payouts and rules not being explained well. Strict consistency rules (40-50% best-day cap on funded accounts, 15% on Instant Standard, 10% on Instant Pro). Long restricted-countries list (33 countries on Futures, 18 on Forex including Afghanistan, Belarus, Cuba, Iran, Iraq, North Korea, Russia, Syria, Venezuela; Vietnam restricted effective March 2026). TX3 Funding FZCO is not registered with SEC, CFTC, FINRA, NFA, ESMA, DFSA or any regulator — operates solely as a simulated-trading provider. Dispute resolution by Dubai International Arbitration Centre or AAA Miami (US users).

Frequently Asked Questions

Which is better, FTMO or TX3 Funding?

FTMO scores higher overall, winning 4 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which has better reviews, FTMO or TX3 Funding?

FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while TX3 Funding has 4,305.

Which offers a higher profit split, FTMO or TX3 Funding?

TX3 Funding offers a higher maximum profit split. FTMO offers Up to 90% while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10).

How fast do FTMO and TX3 Funding pay out?

FTMO has Bi-weekly (every 14 days) payouts while TX3 Funding offers Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and TX3 Funding legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. TX3 Funding holds a B+ safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or TX3 Funding?

When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Visit FTMO Compare Challenges Visit TX3 Funding

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