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FXIFY vs TX3 Funding: Head-to-Head Comparison (2026)

FXIFY

8.2 A+
United Kingdom CFD
VS

TX3 Funding

7.0 B+
United Arab Emirates CFD
Key Differences
Safety A+ vs B+ Split 90% vs 100%

Verdict: Who Wins?

FXIFY 5 wins Decisive Win
5 - 1
TX3 Funding 1 wins
Overall Rating 8.2 vs 7.0 Decisive
TrustPilot 4.4 vs 3.5 Decisive
Profit Split Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10) vs Up to 90% Decisive
Safety Grade A+ vs B+ Clear
Trust Score 71.2/100 vs 64.7/100 Clear
Challenge Variety 47 vs 14 options Decisive

Best For:

Maximum profit potential TX3 Funding
Trust & reputation FXIFY
Fast payouts TX3 Funding

Visual Comparison

FXIFY TX3 Funding
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

CODE NEW40 from $19
Save 40% Now Verified deal

Head-to-Head Comparison

FXIFY Metric TX3 Funding
8.2/10 PFM Score 7.0/10
4.4/5 (6,003) TrustPilot 3.5/5 (4,305)
A+ Safety Grade B+
71.2 B+ Trust Score 64.7 B
Up to 90% Profit Split Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10)
3-5% daily across Standard programs, 8% on Instant Funding Daily Drawdown 3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit.
On-demand Payout Frequency Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days)
$19 Starting Price $
White-Label Technology White-Label
Trading View, DXTrade, MT5, MT4 Platforms Match Trader, MT5, ProjectX
No Direct Path to Funded No
United Kingdom Country United Arab Emirates
Jan 2023 Established Jan 2021
47 options Challenge Options 14 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FXIFY TX3 Funding Savings
$50K $249 $70 Save $179
$100K $399 $135 Save $264

FXIFY vs TX3 Funding: Detailed Analysis

FXIFY and TX3 Funding are both CFD firms. TX3 Funding has been in business longer, established in 2021, while FXIFY was founded in 2023.

Account Sizes

On account sizing, FXIFY offers account sizes from $1 to $400 across 10 funding tiers, while TX3 Funding offers account sizes from $5 to $150 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FXIFY supports Trading View, DXTrade, MT5 and MT4, while TX3 Funding runs on Match Trader, MT5 and ProjectX. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FXIFY offers Up to 90% profit split, while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10). FXIFY pays out On-demand, and TX3 Funding pays out Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FXIFY lists its daily drawdown as "3-5% daily across Standard programs, 8% on Instant Funding", while TX3 Funding lists "3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

TX3 Funding supports withdrawals via Rise, Crypto and Bank Wire.

Trust & Safety

For trust and reputation, FXIFY has a 4.4/5 TrustPilot rating with 6,003 reviews, while TX3 Funding has 3.5/5 with 4,305 reviews. Safety grades: FXIFY A+, TX3 Funding B+.

Who Should Choose Which

So who should pick which? FXIFY is the stronger choice for trust & reputation, while TX3 Funding is the better fit for maximum profit potential and fast payouts.

Overall, FXIFY edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.
TX3 Funding
Pros
Multi-asset firm offering Forex (MT5, Match-Trader, A-Trader), Futures (Project X — currently suspended pending NinjaTrader/Tradevate/TradingView migration), and Crypto trading from one account. Five distinct Forex programs: Instant Standard (no eval, 80% split), Instant Pro (no eval, faster payouts), 1 Phase, 2 Phase Flex, 2 Phase Pro. Account sizes from $5K to $300K (Forex) / $50K-$150K (Futures Starter & Pro). 24h payout guarantee with $1,000 bonus if late. Futures Starter pays 100% of first $10,000 in profits, then 90/10 split. Up to 90% profit split with add-ons. Wise integration with 15 payment options + crypto USDT (ERC-20). 24/7 support. Founded by Cue Banks (Quillan Roberto Black) and Anthony Williams — both established Forex trader-educators with large public followings. TrustPilot 3.6/5 across 4,299 reviews; claimed profile with paid Trustpilot subscription; company replies to 100% of negative reviews.
Cons
Futures product line currently disabled — homepage states 'Purchasing Futures Challenges is temporarily disabled as Project X is no longer working with Propfirms' (May 2026); migration to NinjaTrader, Tradovate, and TradingView is in progress. Pricing widget is JS state-driven with up to 25 Forex combinations (5 sizes x 5 challenge types) plus platform selection (MT5 / Match-Trader / A-Trader) — only the default-selected combination ($100K Instant Standard A-Trader at $475) is reliably captured by static scrapers. TrustPilot rating 3.6 with 'mixed' summary: positive payout/customer-service mentions balanced against multiple reports of denied payouts and rules not being explained well. Strict consistency rules (40-50% best-day cap on funded accounts, 15% on Instant Standard, 10% on Instant Pro). Long restricted-countries list (33 countries on Futures, 18 on Forex including Afghanistan, Belarus, Cuba, Iran, Iraq, North Korea, Russia, Syria, Venezuela; Vietnam restricted effective March 2026). TX3 Funding FZCO is not registered with SEC, CFTC, FINRA, NFA, ESMA, DFSA or any regulator — operates solely as a simulated-trading provider. Dispute resolution by Dubai International Arbitration Centre or AAA Miami (US users).

Active Deals & Promo Codes

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.
TX3 Funding

No active deals

Frequently Asked Questions

Which is better, FXIFY or TX3 Funding?

FXIFY scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which has better reviews, FXIFY or TX3 Funding?

FXIFY has a higher TrustPilot rating of 4.4/5. FXIFY has 6,003 reviews while TX3 Funding has 4,305.

Which offers a higher profit split, FXIFY or TX3 Funding?

TX3 Funding offers a higher maximum profit split. FXIFY offers Up to 90% while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10).

How fast do FXIFY and TX3 Funding pay out?

FXIFY has On-demand payouts while TX3 Funding offers Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FXIFY and TX3 Funding legit?

Both firms have been independently verified by PropFirmMap. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. TX3 Funding holds a B+ safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FXIFY or TX3 Funding?

When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.