100X Club Review: Plans, Rules, and How It Compares

100X Club is an Israeli CFD proprietary trading firm operating at 100x.club. It is incorporated as 100X Club Ltd, company number 517203345, with a registered office at Jabotinsky 7, Ramat Gan, Israel, and its card payments are processed by Hundred X Club LTD (registration number HE 477401), a Cyprus subsidiary based in Limassol. Our record holds no founding date for the firm.

The proposition is a low entry price attached to a wide account ladder: six account sizes from $5K to $250K, priced from $55, across three programs, with no time limit on any of them. Trading is on cTrader, with leverage up to 1:100 on FX. The standard profit split is 80%, and the 95% figure the firm leads with in its marketing is a paid checkout add-on rather than the default rate.

Plans and pricing

100X Club sells three programs, and each one is offered in the same six account sizes. The 2-Step program is branded The Pro Choice, the 1-Step is The Fast Track, and the no-evaluation product is Instant Access. Prices below are the one-time fees listed on each program page, verified on 2026-08-29.

The risk parameters differ by program. The 2-Step asks for a 6% profit target in each of its two phases and applies a static 6% maximum loss, permanently fixed below the initial starting balance so account growth becomes usable buffer. The 1-Step asks for a single 10% target and applies a 6% maximum loss that trails upward with the balance until it locks at the starting balance. Instant Funding has no profit target at all, which the firm's objectives table records as "No Limit", and applies an 8% maximum loss that trails against the highest recorded floating equity rather than the closed balance.

The daily loss limit is 3% on both evaluation programs and 4% on Instant Funding. On all three it is fixed once every 24 hours at the 5:00 PM EST rollover, taken from the higher of closed balance or floating equity at that moment, and it does not move again during the trading day. Both evaluation programs require a minimum of 3 trading days, each with a net profit of at least 0.5% of the starting balance, and the days do not have to be consecutive.

Rules a buyer should read before paying

Three rules on this firm are easy to miss because they sit outside the program pages.

The first is the add-on structure. The 80% split is what a funded trader receives by default; a Profit Booster add-on bought at checkout raises it to 95%. Payout cadence works the same way: profits become withdrawable every 14 calendar days as standard, and a 5-day payout add-on shortens that to every 5 days. On the 1-Step and Instant Funding programs a Static Drawdown add-on is also sold, which anchors the maximum loss at day-one level instead of letting it trail. None of these are included in the listed price.

The second is news trading. On the 1-Step and 2-Step programs, opening or closing positions within 5 minutes before and 5 minutes after a high-impact release such as NFP, FOMC or CPI is prohibited, and the restriction applies during both the evaluation and the funded stage. Compliance is checked by account audit at phase completion or at a payout request, so a violation can surface after the fact. Instant Funding is the exception: the firm states those traders may trade high-impact releases without restriction.

The third sits in the Terms and Conditions rather than the product pages. The firm's prohibited-conduct list requires each trade to remain open for a minimum of 2 minutes, prohibits tick-scalping along with hedge-arbitrage and reverse-arbitrage tactics, prohibits coordinated trading and copy-trading across accounts, and requires the firm's prior written approval before any Automated Trading Software is used. The same document lists the Restricted Jurisdictions in which the service is unavailable, and that list includes the USA and Israel, the firm's own country of incorporation. The Terms were last updated on September 8th, 2025.

Two further points on payouts. The firm advertises a 48-hour payment window once a payout is approved. On the 1-Step and Instant Funding programs a payout lock applies after the first funded payout: the drawdown floor locks permanently at the initial starting balance, so withdrawing the full available profit leaves the balance sitting exactly on the floor. The consistency scores on the 2-Step and Instant Funding programs hold a payout rather than breaching the account, which is a meaningfully softer treatment than a breach.

Pros and cons

Verified strengths:

• Entry at $55 with the same six-size ladder available on all three programs, so a trader is not pushed into a different product to get a smaller account.
• No time limit on any program, and a static 6% maximum loss on the 2-Step that converts banked profit into usable buffer.
• Overnight and weekend holding is permitted on every program, and Instant Funding allows both news trading and immediate withdrawals.

Verified drawbacks:

• The 95% split and the 5-day payout cadence are paid add-ons, so the advertised figures are not what the listed price buys.
• One platform only. cTrader is the sole option, and the Terms state the platform selected at purchase is final and cannot be changed.
• A 2-minute minimum trade duration and a tick-scalping prohibition rule out short-horizon strategies, and the firm publishes no minimum or maximum withdrawal amounts.

How it compares

The three CFD firms below overlap 100X Club's entry price band and carry the highest PropFirmMap Scores in it. All figures are from our own firm records.

Firm	Entry price	Profit split	Payout cadence	PropFirmMap Score
100X Club	$55	80% (95% with add-on)	14 days (5 with add-on)	4.9
Funding Pips	$29	80-100%	Weekly	8.9
The5ers	$22	Up to 100%	Biweekly (every 14 days)	8.7
FundedNext	$24.74	Up to 95%	24 hours guaranteed. First withdrawal after 21 days.	8.5

On price 100X Club is not the cheapest of this group; Funding Pips, The5ers and FundedNext all open below it. Where 100X Club differs is the structure of the ladder rather than its floor: the same six sizes are available on all three of its programs, and the maximum size reaches $250K. Its PropFirmMap Score of 4.9 sits well below the three comparison firms, and the score breakdown records the firm as leading its peer group on transparency while sitting weakest on trust and reliability. That gap is largely a function of operating history and review volume: its TrustPilot profile carried a 4 rating from 9 reviews when we last checked it on 2026-08-23, against review counts in the thousands at the three firms above.

A 9-review TrustPilot profile is not evidence of a problem. It is an absence of evidence, and it should be weighed as one.PropFirmMap

Verdict

100X Club publishes an unusually complete rulebook. Each program has a dedicated objectives page with worked numeric examples for every limit, the daily-loss mechanic is spelled out down to the 5:00 PM EST rollover and the balance-versus-equity question, and the corporate entities behind both the service and the card processing are named with registration numbers. That level of disclosure is why the scoring breakdown places it ahead of its peer group on transparency.

The counterweight is track record rather than disclosure. The firm carries a 4.9 PropFirmMap Score driven down by a thin review history, and the pricing that reads as low at $55 becomes less distinct once the 95% split and 5-day payout add-ons are priced in, in a band where three higher-scoring firms already start cheaper.

It suits a trader who wants a static-drawdown 2-Step with no time limit at a low entry price, who is comfortable on cTrader as the only platform, and who holds positions for more than 2 minutes. It does not suit a scalper, an unapproved EA user, a copy-trader, or anyone resident in the USA, all of whom the Terms exclude explicitly.

Sources verified 2026-08-29: program pages, trading objectives and Terms and Conditions. See the full data record on our 100X Club firm page.