EverFunded Review: Plans, Rules, and How It Compares

EverFunded

EverFunded is a simulated proprietary trading firm operated by EverFunded Ltd., a Saint Lucia International Business Company (registration 2026-00562) with a registered office in Rodney Bay Village, Gros Islet. Its own homepage describes the brand as trading "Since 2026". The firm sells four routes to a simulated funded account: a two-phase 2-Step, a single-phase 1-Step, a Flash 7.77 route that charges $7.77 up front with the balance due only on passing, and an Instant account with no evaluation at all. Simulated account sizes run from $5,000 to $200,000. Traders work on MetaTrader 5 or Match-Trader across FX, gold, indices, oil and crypto. The base profit split is 80% on 1-Step, 2-Step and Flash, and 90% on Instant.

Plans and pricing

EverFunded publishes a single price table covering every route and every size. The figures below are the one-time account fees in USD, add-ons excluded, as listed on the firm's pricing page. The 1-Step and 2-Step columns already include the EVERFUNDED20 coupon, which the firm applies automatically and describes as 20% off on those two routes at every size.

The pre-coupon list fees on the 2-Step route are $43.75, $87.50, $200, $312.50, $562.50 and $1,250 for the six sizes in order. Instant carries no standing discount, and the firm states it is not sold at $5,000 or $200,000. Optional add-ons are priced as percentages of the post-coupon account fee: a 90% profit split adds 20%, weekly payouts add 25%, and swap-free adds 10%. On Instant, the profit-split add-on raises the split to 100% for the same 20%. Flash has no add-ons. Multi-account orders on 1-Step and 2-Step receive 10% off for two accounts, 15% for three and 20% for four, applied after the coupon; Flash and Instant are excluded from that bundle discount.

Rules by route

Objectives differ meaningfully across the four products. The 2-Step asks for 8% in Phase 1 and 5% in Phase 2, with a 5% daily loss limit and a 10% static overall loss limit. The 1-Step asks for a single 10% target against a 3% daily loss limit and a 6% static overall limit. Flash asks for 5% against a 3% daily limit and a 5% static limit during evaluation. Instant has no evaluation; instead each payout requires profit of at least 4% above the starting balance, against a 3% daily loss limit and a 6% trailing drawdown.

Drawdown type changes once an account is funded. The 1-Step and 2-Step routes stay static. Flash switches from a static 5% evaluation limit to a 5% trailing limit that locks at the starting balance after a 5% gain. Instant trails by 6% and locks after a 6% gain. The firm states that a payout resets the balance and re-arms trailing drawdown for the next cycle. The daily reference is the equity snapshot at 00:00 server time rather than local midnight.

There is no time limit on any evaluation route. The 1-Step requires three evaluation trading days and the 2-Step requires three per phase; Flash has no minimum. Leverage is 1:100 during 2-Step evaluation and 1:50 once funded, while 1-Step, Flash and Instant use 1:30; gold, indices and oil are 1:10 and crypto is 1:2. There is no consistency rule during evaluation. Once funded, a single day may not exceed 35% of total profit on 1-Step and 2-Step, 20% on Flash, or 25% on Instant. The firm states that exceeding the ratio is not a breach: profits are not deducted and the trader continues until the ratio qualifies.

News trading is unrestricted during evaluation. On funded accounts, holding through news is allowed, but profit from trades opened or closed within three minutes either side of a high-impact release is excluded from the payout without counting as a breach; a position opened at least five hours before the window and closed by a pre-set stop or target is exempt. Evaluation accounts may hold over the weekend, while funded accounts are automatically flattened at Friday market close, which the firm states is not a breach. Expert Advisors are permitted where the trader can demonstrate ownership, and copy trading is permitted only between a trader's own accounts. Martingale and grid strategies described as abusive, tick scalping, churning, high-frequency trading, latency and feed arbitrage, and third-party challenge-passing services are listed among the prohibited practices. An account inactive for six months may be terminated on notice, without refund.

Payouts

Payouts run on a minimum 14-day interval, which an eligible weekly add-on shortens to seven days. The minimum payout is $100 and the firm states processing takes up to 24 hours from request. Rewards are paid in cryptocurrency (USDT or USDC) or through Rise. Payouts settle all eligible profit, reset the balance and re-arm any trailing drawdown; the firm states partial withdrawals are not available. The 1-Step and 2-Step account fee is refunded after a trader's fourth payout, which the firm explicitly distinguishes from a refund on passing or on a first payout. Flash and Instant do not include that fee refund. The scaling programme covers 1-Step and 2-Step only.

Pros and cons

Pros

• The full Flash cost is published on the pricing table itself, showing entry fee, balance on passing and total side by side for every size.
• No time limit applies to any evaluation route, and news, weekend and EA trading are permitted under stated conditions.
• Payout terms are quantified rather than left vague: a $100 minimum, a 14-day interval, and a stated processing time of up to 24 hours.

Cons

• The $7.77 Flash headline is an entry fee; the real cost of that route runs from $80 to $1,100 depending on account size.
• The account-fee refund requires a fourth payout and does not apply to Flash or Instant at all.
• The firm dates itself to 2026 and PropFirmMap holds no TrustPilot rating for it, so there is limited independent track record to weigh against the published rules.

How it compares

Against other CFD firms selling a $5,000 evaluation, EverFunded's 2-Step entry fee of $35 sits below the three closest comparables in our database, though all four fall within $15 of each other and all four quote the same 80% base split.

The gap widens slightly at $10,000, where EverFunded's 2-Step costs $70 against $89.99 for Funded Academy's 2-Step Standard. It is worth noting that EverFunded's advertised prices on the 1-Step and 2-Step routes are coupon-inclusive: the pre-coupon $5,000 fee is $43.75, which sits within $6.25 of all three comparables. A price comparison against firms that do not run a standing discount is therefore a comparison of current offers rather than list prices. EverFunded's 80% base split is also add-on dependent if a trader wants more, since reaching 90% costs an extra 20% of the account fee, whereas Lark Funding lists up to 90% within its own structure.

Four routes, four different drawdown models. The route you pick changes the rules more than the price does.PropFirmMap

Verdict

EverFunded's most useful characteristic is disclosure. The pricing page states the full Flash cost rather than leaving the $7.77 headline to stand alone, the add-on percentages are published, the bundle-discount stacking order is spelled out, and the fourth-payout refund condition is stated plainly instead of being framed as a refund on passing. That makes the firm straightforward to evaluate on its own published terms.

It suits traders who want a low absolute entry cost on a CFD evaluation with no deadline, and who are comfortable reading which of the four routes actually fits their risk model, since the daily limits range from 3% to 5% and the funded drawdown is static on two routes and trailing on the other two. Traders who want the fee back should note it returns only on the fourth payout and only on 1-Step and 2-Step. Traders who weight independent review history heavily will find little to work with, as the firm dates itself to 2026 and carries no TrustPilot rating in our records.

All figures in this review were read from EverFunded's own pricing and trading-rules pages on 3 September 2026: everfunded.com/pricing, everfunded.com/trading-rules and everfunded.com. Comparison figures are from the PropFirmMap database as of the same date. Prices and rules change; check the firm's own pages before purchasing.