MyFundedCapital Review: Plans, Rules, and How It Compares
MyFundedCapital
MyFundedCapital (MFC) is a proprietary trading firm headquartered in Dubai, United Arab Emirates, with an operational hub in Limassol, Cyprus. The firm launched in January 2024 and is led by CEO and Founder Bogdan Rubtsov, who is named and pictured on the company's own site and signs some TrustPilot replies personally. MFC funds CFD traders across forex, indices, commodities and crypto, and states it serves traders in more than 180 countries.
The headline proposition is choice of route rather than a single evaluation. MFC sells three separately priced trading programs plus a fourth prediction-market product, spanning account sizes from $2,000 to $100,000, all as one-time payments with no subscription. Accounts run on DXTrade, cTrader and GooeyPro, with MT5 listed on the site as coming soon. Every evaluation is unlimited in time, and payouts are capped at $5,000 per cycle.
Plans and advertised pricing
MFC's Pricing at a Glance table lists one-time fees for each program at each account size. The figures below are the firm's own advertised prices, read from its comparison page.
| Account size | Instant Funding | 1-Step Challenge | Scale Up (2-Step) |
|---|---|---|---|
| $2,000 | Not offered | Not offered | $19 |
| $5,000 | $95 | $75 | $69 |
| $10,000 | $189 | $129 | $119 |
| $25,000 | $409 | $289 | $259 |
| $50,000 | $609 | $415 | $375 |
| $100,000 | $999 | $689 | $635 |
A fourth product, a PolyMarket-based Prediction Market, is sold in the firm's store catalogue across five account sizes at $219 to $1,399. It is not covered by the comparison page that documents the three trading programs, and no rule set for it appears there.
Checked on 21 August 2026, MFC's WooCommerce store catalogue prices Instant Funding from $249 and the One-Step Assessment from $189, against the $95 and $75 entry prices its comparison page advertises. The upper end of each ladder agrees ($999 and $689), so the gap sits on the smaller accounts. The Two-Step Assessment matches at $19 to $635. We have not been able to establish which figure a buyer is actually charged, so confirm the price on the checkout screen before paying.
Rules at a glance
The three programs differ in more than price. Instant Funding has no evaluation and no profit target, but carries the tightest drawdown and the lowest starting split. The Scale Up program is the cheapest entry and the only one with a published scaling ladder.
| Rule | Instant Funding | 1-Step | Scale Up |
|---|---|---|---|
| Evaluation phases | None | 1 phase | 2 phases |
| Profit target | None | 10% | 8% then 5% |
| Max drawdown | 6% | 10% trailing | 10% static |
| Daily loss limit | 3% | 5% | 5% |
| Profit split at start | 70/30 | 80/20 | 80/20 |
| Forex leverage | 1:30 | 1:50 | 1:100 |
| Minimum trading days | None | 3 days | 3 days per phase |
| First payout | 14 days | 7 days | 14 days |
| Payout frequency | Weekly | Weekly | Every 14 days |
| Scaling plan | None | None | Up to $500,000 |
On Instant Funding the split moves from 70/30 to 80/20 once the account is up 10%, and to 90/10 at 20%. A paid add-on lifts any program by a further 10%, which is how the site reaches its 100% figure. The Instant Funding maximum drawdown of 6% tightens to 5% once the account passes 5% profit, and the firm states that drawdown is measured against the starting balance once it locks rather than trailing equity indefinitely.
Several defaults are switched off until paid for. News trading and weekend holding are each prohibited unless the matching add-on is bought, at 15% of the plan price apiece, and the profit-split upgrade costs 17.5%. The Instant Funding rulebook also prohibits martingale and grid strategies, arbitrage and high-frequency trading, hedging between accounts, and trades where 70% of activity or profit comes from positions held under ten minutes. Accounts must place at least one trade every 30 days to stay active. Payouts require KYC through SumSub, and a hard breach forfeits any accumulated profit share.
MFC operates a discretionary final risk review before a live account is issued. In its own TrustPilot replies the firm states that reaching the Phase 1 and Phase 2 targets "does not by itself override the risk standards accepted with the program". Several one-star reviewers describe being refused a funded account at exactly that stage. Budget for it as a real gate, not a formality.
Pros
- A $19 entry point. The $2,000 Scale Up account is the lowest advertised price in the lineup and one of the lowest in the CFD segment, which makes the model cheap to test before committing to a larger size.
- No time limit and low minimum activity. No evaluation carries a deadline, minimum trading days are 3 per phase on the challenges, and Instant Funding has none at all.
- Documented payout mechanics. First-payout timing, payout frequency and the $5,000 cycle cap are published per program, and the firm replies to every negative TrustPilot review, including with specific rule citations.
Cons
- The site contradicts itself on price and on risk limits. Beyond the store-versus-marketing price gap above, the comparison page's plan card states a 5% maximum drawdown for the 1-Step while its own table states 10% trailing, and the Instant Funding daily loss limit reads 3% on the pricing calculator but 5% in the Live Accounts FAQ.
- A TrustPilot rating of 3.5 with a substantive negative cluster. 82 reviews, 18 of them in the last 12 months. The recurring one-star themes are refusal of funding after passing both phases, and repeated cold calls from rotating numbers, which the firm attributes to impersonators rather than its own staff.
- Common permissions are paywalled. News trading, weekend holding and any split above the starting tier are add-ons rather than defaults, so the advertised entry price is not the price of an unrestricted account.
How MyFundedCapital compares
Measured against three established CFD firms in an overlapping price band, MFC competes on entry cost and on breadth of routes rather than on track record. Funding Pips is also UAE-based and is the closest geographic peer.
| Firm | Base | Price range | Profit split | TrustPilot | PropFirmMap score |
|---|---|---|---|---|---|
| MyFundedCapital | UAE | $19 to $999 | 70/30 to 100% | 3.5 (82) | 5.3, grade C |
 Funding Pips | UAE | $29 to $798 | 80% to 100% | 4.5 (62,062) | 8.9, grade A+ |
 The5ers | UK | $22 to $850 | Up to 100% | 4.7 (28,714) | 8.7, grade A+ |
 FundedNext | US | $24.74 to $1,049.99 | Up to 95% | 4.5 (73,570) | 8.5, grade A+ |
The pattern is consistent. Entry prices cluster tightly at the smallest size, from $19 at MFC to $22, $24.74 and $29 at the other three, so entry cost is not what separates them. What separates them is review volume and rating: MFC has 82 TrustPilot reviews against 28,714 to 73,570 for the other three, and sits a full point or more below each of them on rating. A firm founded in January 2024 has had less time to accumulate either, which is a reason for the gap rather than a defence of it. MFC does offer routes the others do not package the same way, including a no-evaluation Instant Funding tier and a prediction-market product, and its $500,000 scaling ladder on the Scale Up program is a genuine differentiator at this price.
Entry cost is not what separates these four firms. Review history is.PropFirmMap
Verdict
MyFundedCapital carries a PropFirmMap score of 5.3 and a safety grade of C. The programs themselves are coherently designed and unusually well documented for a firm of this age: per-program payout timing, a published scaling ladder, and a rulebook specific enough to argue with are all more than many competitors publish. The issues are consistency and track record. A prospective buyer has to reconcile three separate places where the firm's own pages disagree with each other on price or on risk limits, and a discretionary risk review stands between hitting a target and being funded.
MFC suits traders who want a low-cost way to test a two-step model, who value an unlimited evaluation window and a no-evaluation Instant tier, and who are willing to verify the price at checkout rather than trust the marketing table. Traders who weight rating history and review volume heavily, or who want news trading and weekend holding included by default rather than as paid add-ons, will find the established firms in the comparison above a closer fit. Whichever route you take, confirm the checkout price and read the program's own rulebook before paying, because on this site the two do not always agree.
All figures in this review were verified against MyFundedCapital's own website, store catalogue and TrustPilot profile on 21 August 2026. Sources: compare-plans, Instant Funding rules, Live Accounts FAQ and the firm's TrustPilot profile. Prop trading involves risk of losing the evaluation fee.
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