ACH Payout Prop Firms
9 verified firms that pay via ACH · Updated August 2026
ACH payouts deliver profits directly to a US bank account through the Automated Clearing House network - the low-cost, everyday rail most Americans already use for direct deposit. It suits US-based traders who want a free or near-free withdrawal straight to their checking account. The firms below all support an ACH payout, ranked by PropFirmMap Score.
9
Firms
93%
Avg Max Split
$47
Challenge From
4.3
Avg TrustPilot
| # | Firm | Profit Split | From | Payout | TrustPilot | PFM Score | |
|---|---|---|---|---|---|---|---|
| 1 |
Topstep
|
90% | $49 | On-demand | 3.6 | 7.9 | View |
| 2 |
|
$79 | Up to 4 times a month | 4.9 | 7.7 | View | |
| 3 |
|
100% first $10K, then 90% | $125 | Weekly (on Wednesdays) | 4.7 | 7.5 | View |
| 4 |
|
$79 | Bi-weekly (14-day) | 4.8 | 7.0 | View | |
| 5 |
|
$135 | Same Day | 4.7 | 6.7 | View | |
| 6 |
|
$149 | Every 7 trading days | 4.8 | 6.3 | View | |
| 7 |
|
90% | $75 | On demand | 3.2 | 5.4 | View |
| 8 |
|
90% | $48 | 4.2 | 5.2 | View | |
| 9 |
|
90/10 | $47 | Per cycle, on request | 3.5 | 5.2 | View |
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Frequently Asked Questions
Who is an ACH payout best for?
ACH is best for US-based traders, since it settles into a domestic bank account at little or no cost. Traders outside the US typically use crypto, Wise, or an international wire instead.
How long does an ACH payout take?
ACH transfers usually settle within one to three business days. The exact timing depends on your bank and the ACH batch window, separate from the prop firm processing time.
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