100X Club vs AI Prop: Head-to-Head Comparison (2026)
Verdict: Who Wins?
100X Club
3 wins
Decisive Win
Best For:
100X Club
100X Club
Visual Comparison
Head-to-Head Comparison
| 100X Club | Metric | AI Prop |
|---|---|---|
| 4.9/10 | PFM Score | 5.1/10 ★ |
| 4/5 (9) | TrustPilot | - |
| C | Safety Grade | C |
| 41.8 D ★ | Trust Score | 4.9 F |
| 80% (95% with Add-On) | Profit Split | 80% (upgradable to 95% via add-on) |
| 3% on the 1-Step and 2-Step programs, 4% on Instant Funding; fixed once every 24 hours at the 5:00 PM EST rollover from the higher of closed balance or floating equity | Daily Drawdown | 5% of your initial account balance, calculated daily at 00:00 GMT |
| 14 Days (5 Days with Add-On) | Payout Frequency | bi-weekly |
| $55 ★ | Starting Price | $198 |
| White-Label | Technology | Proprietary |
| cTrader | Platforms | cTrader |
| No | Direct Path to Funded | No |
| Israel | Country | United Arab Emirates |
| - | Established | Jan 2024 |
| 18 options | Challenge Options | 8 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | 100X Club | AI Prop | Savings |
|---|---|---|---|
| $10K | $85 ★ | $198 | Save $113 |
| $25K | $169 ★ | $388 | Save $219 |
| $50K | $299 ★ | $688 | Save $389 |
| $100K | $499 ★ | $988 | Save $489 |
100X Club vs AI Prop: Detailed Analysis
100X Club and AI Prop are both CFD firms.
Pricing
In terms of pricing, 100X Club is more affordable with challenges starting at $55, which is $143 less than AI Prop's starting price of $198. 100X Club offers 18 challenge options, while AI Prop offers 8.
Account Sizes
On account sizing, 100X Club offers account sizes from $5 to $250 across 6 funding tiers, while AI Prop offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, 100X Club supports cTrader, while AI Prop runs on cTrader. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
100X Club offers 80% (95% with Add-On) profit split, while AI Prop offers 80% (upgradable to 95% via add-on). 100X Club pays out 14 Days (5 Days with Add-On), and AI Prop pays out bi-weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: 100X Club lists its daily drawdown as "3% on the 1-Step and 2-Step programs, 4% on Instant Funding; fixed once every 24 hours at the 5:00 PM EST rollover from the higher of closed balance or floating equity", while AI Prop lists "5% of your initial account balance, calculated daily at 00:00 GMT". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, 100X Club supports withdrawals via Rise and Crypto, while AI Prop pays out through Crypto.
Trust & Safety
For trust and reputation, 100X Club has a 4/5 TrustPilot rating with 9 reviews. Safety grades: 100X Club C, AI Prop C.
Who Should Choose Which
So who should pick which? 100X Club is the stronger choice for budget-conscious traders and trust & reputation, while AI Prop is the better fit for fast payouts.
Overall, 100X Club edges ahead winning 3 out of 4 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
100X Club
Pros
Cons
Pros
Cons
Frequently Asked Questions
Which is better, 100X Club or AI Prop?
100X Club scores higher overall, winning 3 out of 4 comparison categories including Starting Price, Trust Score, Challenge Variety. However, the best choice depends on your trading goals and priorities.
Which is cheaper, 100X Club or AI Prop?
100X Club has the lower starting price at $55. 100X Club offers 18 challenge options starting from $55, while AI Prop offers 8 options starting from $198.
Which offers a higher profit split, 100X Club or AI Prop?
100X Club offers a higher maximum profit split. 100X Club offers 80% (95% with Add-On) while AI Prop offers 80% (upgradable to 95% via add-on).
How fast do 100X Club and AI Prop pay out?
100X Club has 14 Days (5 Days with Add-On) payouts while AI Prop offers bi-weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are 100X Club and AI Prop legit?
Both firms have been independently verified by PropFirmMap. 100X Club holds a C safety grade and a 4/5 TrustPilot rating. AI Prop holds a C safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, 100X Club or AI Prop?
100X Club may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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