AI Prop vs FTMO: Head-to-Head Comparison (2026)
AI Prop
5.2 B
CFD
FTMO
8.3 A+
CFD
Verdict: Who Wins?
AI Prop
1 wins
FTMO
6 wins
Decisive Win
Best For:
FTMO
AI Prop
FTMO
Visual Comparison
Head-to-Head Comparison
| AI Prop | Metric | FTMO |
|---|---|---|
| 5.2/10 | PFM Score | 8.3/10 ★ |
| 4.4/5 | TrustPilot | 4.8/5 (42,594) ★ |
| B | Safety Grade | A+ ★ |
| 45.5 D | Trust Score | 84 A ★ |
| 80% (upgradable to 95% via add-on) ★ | Profit Split | Up to 90% |
| 5% of your initial account balance, calculated daily at 00:00 GMT | Daily Drawdown | Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) |
| bi-weekly | Payout Frequency | Bi-weekly (every 14 days) |
| $198 | Starting Price | $79 ★ |
| Proprietary | Technology | Proprietary |
| cTrader | Platforms | cTrader, MT5, MT4 |
| No | Direct Path to Funded | No |
| United Arab Emirates | Country | Czech Republic |
| Jan 2024 | Established | Jan 2015 |
| 8 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | AI Prop | FTMO | Savings |
|---|---|---|---|
| $10K | $198 | $79 ★ | Save $119 |
| $25K | $388 | $199 ★ | Save $189 |
| $50K | $688 | $319 ★ | Save $369 |
| $100K | $988 | $439 ★ | Save $549 |
| $200K | $1,988 | $999 ★ | Save $989 |
AI Prop vs FTMO: Detailed Analysis
AI Prop and FTMO are both CFD firms. FTMO has been in business longer, established in 2015, while AI Prop was founded in 2024.
Pricing
In terms of pricing, FTMO is more affordable with challenges starting at $79, which is $119 less than AI Prop's starting price of $198. AI Prop offers 8 challenge options, while FTMO offers 10.
Account Sizes
On account sizing, AI Prop offers account sizes from $10 to $200 across 5 funding tiers, while FTMO offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, AI Prop supports cTrader, while FTMO runs on cTrader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
AI Prop offers 80% (upgradable to 95% via add-on) profit split, while FTMO offers Up to 90%. AI Prop pays out bi-weekly, and FTMO pays out Bi-weekly (every 14 days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: AI Prop lists its daily drawdown as "5% of your initial account balance, calculated daily at 00:00 GMT", while FTMO lists "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
AI Prop supports withdrawals via Crypto.
Trust & Safety
For trust and reputation, AI Prop has a 4.4/5 TrustPilot rating, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: AI Prop B, FTMO A+.
Who Should Choose Which
So who should pick which? AI Prop is the stronger choice for maximum profit potential, while FTMO is the better fit for budget-conscious traders and trust & reputation.
Overall, FTMO edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
AI Prop
Pros
Cons
FTMO
Pros
Cons
Frequently Asked Questions
Which is better, AI Prop or FTMO?
FTMO scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, AI Prop or FTMO?
FTMO has the lower starting price at $79. AI Prop offers 8 challenge options starting from $198, while FTMO offers 10 options starting from $79.
Which has better reviews, AI Prop or FTMO?
FTMO has a higher TrustPilot rating of 4.8/5.
Which offers a higher profit split, AI Prop or FTMO?
AI Prop offers a higher maximum profit split. AI Prop offers 80% (upgradable to 95% via add-on) while FTMO offers Up to 90%.
How fast do AI Prop and FTMO pay out?
AI Prop has bi-weekly payouts while FTMO offers Bi-weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are AI Prop and FTMO legit?
Both firms have been independently verified by PropFirmMap. AI Prop holds a B safety grade and a 4.4/5 TrustPilot rating. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, AI Prop or FTMO?
FTMO may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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