100X Club vs Funding Pips: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Head-to-Head Comparison
| 100X Club | Metric | Funding Pips |
|---|---|---|
| - | PFM Score | 8.9/10 |
| 4/5 (9) | TrustPilot | 4.5/5 (62,592) ★ |
| - | Safety Grade | A+ ★ |
| 34.8 F | Trust Score | 84.2 A ★ |
| 80% (95% with Add-On) | Profit Split | 80-100% ★ |
| 3% on the 1-Step and 2-Step programs, 4% on Instant Funding; fixed once every 24 hours at the 5:00 PM EST rollover from the higher of closed balance or floating equity | Daily Drawdown | 3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard) |
| 14 Days (5 Days with Add-On) | Payout Frequency | Weekly |
| $55 | Starting Price | $29 ★ |
| White-Label | Technology | Proprietary |
| cTrader | Platforms | cTrader, Match Trader, MT5 |
| No | Direct Path to Funded | No |
| Israel | Country | United Arab Emirates |
| - | Established | Oct 2022 |
| 18 options | Challenge Options | 21 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | 100X Club | Funding Pips | Savings |
|---|---|---|---|
| $5K | $55 | $29 ★ | Save $26 |
| $10K | $85 | $55 ★ | Save $30 |
| $25K | $169 | $109 ★ | Save $60 |
| $50K | $299 | $219 ★ | Save $80 |
| $100K | $499 | $399 ★ | Save $100 |
100X Club vs Funding Pips: Detailed Analysis
100X Club and Funding Pips are both CFD firms.
Pricing
In terms of pricing, Funding Pips is more affordable with challenges starting at $29, which is $26 less than 100X Club's starting price of $55. 100X Club offers 18 challenge options, while Funding Pips offers 21.
Account Sizes
On account sizing, 100X Club offers account sizes from $5 to $250 across 6 funding tiers, while Funding Pips offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, 100X Club supports cTrader, while Funding Pips runs on cTrader, Match Trader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
100X Club offers 80% (95% with Add-On) profit split, while Funding Pips offers 80-100%. 100X Club pays out 14 Days (5 Days with Add-On), and Funding Pips pays out Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: 100X Club lists its daily drawdown as "3% on the 1-Step and 2-Step programs, 4% on Instant Funding; fixed once every 24 hours at the 5:00 PM EST rollover from the higher of closed balance or floating equity", while Funding Pips lists "3% (Zero/2-Step Pro), 4% (1-Step), 5% (2-Step Standard)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
When it comes to getting paid, 100X Club supports withdrawals via Rise and Crypto, while Funding Pips pays out through Rise, Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, 100X Club has a 4/5 TrustPilot rating with 9 reviews, while Funding Pips has 4.5/5 with 62,592 reviews.
Who Should Choose Which
Across the use cases we scored, Funding Pips is the stronger choice for budget-conscious traders, maximum profit potential, trust & reputation and fast payouts.
Overall, Funding Pips edges ahead winning 8 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Frequently Asked Questions
Which is better, 100X Club or Funding Pips?
Funding Pips scores higher overall, winning 8 out of 8 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, 100X Club or Funding Pips?
Funding Pips has the lower starting price at $29. 100X Club offers 18 challenge options starting from $55, while Funding Pips offers 21 options starting from $29.
Which has better reviews, 100X Club or Funding Pips?
Funding Pips has a higher TrustPilot rating of 4.5/5. 100X Club has 9 reviews while Funding Pips has 62,592.
Which offers a higher profit split, 100X Club or Funding Pips?
Funding Pips offers a higher maximum profit split. 100X Club offers 80% (95% with Add-On) while Funding Pips offers 80-100%.
How fast do 100X Club and Funding Pips pay out?
100X Club has 14 Days (5 Days with Add-On) payouts while Funding Pips offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are 100X Club and Funding Pips legit?
Both firms have been independently verified by PropFirmMap. 100X Club holds a unrated safety grade and a 4/5 TrustPilot rating. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, 100X Club or Funding Pips?
Funding Pips may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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