ATFunded vs FTMO: Head-to-Head Comparison (2026)
ATFunded
5.0 B
CFD
FTMO
8.3 A+
CFD
Verdict: Who Wins?
ATFunded
1 wins
FTMO
7 wins
Decisive Win
Best For:
ATFunded
FTMO
FTMO
Visual Comparison
Head-to-Head Comparison
| ATFunded | Metric | FTMO |
|---|---|---|
| 5.0/10 | PFM Score | 8.3/10 ★ |
| 4.5/5 (81) | TrustPilot | 4.8/5 (42,594) ★ |
| B | Safety Grade | A+ ★ |
| 47.5 D | Trust Score | 84 A ★ |
| Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) ★ | Profit Split | Up to 90% |
| Pro: None (trailing max loss). Legacy: 4% daily (equity-based) across all phases. | Daily Drawdown | Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) |
| Bi-weekly | Payout Frequency | Bi-weekly (every 14 days) |
| $25 ★ | Starting Price | $79 |
| White-Label | Technology | Proprietary |
| - | Platforms | cTrader, MT5, MT4 |
| No | Direct Path to Funded | No |
| Saint Vincent and the Grenadines | Country | Czech Republic |
| Jan 2025 | Established | Jan 2015 |
| 5 options | Challenge Options | 10 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | ATFunded | FTMO | Savings |
|---|---|---|---|
| $10K | $25 ★ | $79 | Save $54 |
| $50K | $49 ★ | $319 | Save $270 |
| $100K | $99 ★ | $439 | Save $340 |
ATFunded vs FTMO: Detailed Analysis
ATFunded and FTMO are both CFD firms. FTMO has been in business longer, established in 2015, while ATFunded was founded in 2025.
Pricing
In terms of pricing, ATFunded is more affordable with challenges starting at $25, which is $54 less than FTMO's starting price of $79. ATFunded offers 5 challenge options, while FTMO offers 10.
Account Sizes
On account sizing, ATFunded offers account sizes from $5 to $100 across 4 funding tiers, while FTMO offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4.
Profit Split & Payouts
ATFunded offers Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) profit split, while FTMO offers Up to 90%. ATFunded pays out Bi-weekly, and FTMO pays out Bi-weekly (every 14 days).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: ATFunded lists its daily drawdown as "Pro: None (trailing max loss). Legacy: 4% daily (equity-based) across all phases.", while FTMO lists "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
ATFunded supports withdrawals via Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, ATFunded has a 4.5/5 TrustPilot rating with 81 reviews, while FTMO has 4.8/5 with 42,594 reviews. Safety grades: ATFunded B, FTMO A+.
Who Should Choose Which
So who should pick which? ATFunded is the stronger choice for budget-conscious traders, while FTMO is the better fit for maximum profit potential and trust & reputation.
Overall, FTMO edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
ATFunded
Pros
Cons
FTMO
Pros
Cons
Frequently Asked Questions
Which is better, ATFunded or FTMO?
FTMO scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, ATFunded or FTMO?
ATFunded has the lower starting price at $25. ATFunded offers 5 challenge options starting from $25, while FTMO offers 10 options starting from $79.
Which has better reviews, ATFunded or FTMO?
FTMO has a higher TrustPilot rating of 4.8/5. ATFunded has 81 reviews while FTMO has 42,594.
Which offers a higher profit split, ATFunded or FTMO?
FTMO offers a higher maximum profit split. ATFunded offers Pro: 50% (payouts 1-2) -> 80% (3+); Legacy: 75% (payouts 1-2) -> 80% (3+) while FTMO offers Up to 90%.
How fast do ATFunded and FTMO pay out?
ATFunded has Bi-weekly payouts while FTMO offers Bi-weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.
Are ATFunded and FTMO legit?
Both firms have been independently verified by PropFirmMap. ATFunded holds a B safety grade and a 4.5/5 TrustPilot rating. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, ATFunded or FTMO?
ATFunded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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