Atmos Funded vs FundedCobra: Head-to-Head Comparison (2026)
Verdict: Who Wins?
Best For:
Visual Comparison
Head-to-Head Comparison
| Atmos Funded | Metric | FundedCobra |
|---|---|---|
| 5.9/10 ★ | PFM Score | 5.8/10 |
| 3.7/5 (356) ★ | TrustPilot | 3.5/5 (39) |
| C | Safety Grade | C |
| 63.3 B ★ | Trust Score | 42.5 D |
| 80%, optional 90% | Profit Split | 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations ★ |
| 3%-5% depending on plan | Daily Drawdown | 4% static daily loss on Instant and 1-Step accounts; 8% static daily loss on 2-Step accounts (equity-based, fixed at 00:00 UTC) |
| Bi-weekly (Standard/Plus), On-demand (Instant) | Payout Frequency | Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step) |
| $5 ★ | Starting Price | $14 |
| White-Label | Technology | Proprietary |
| MT5 | Platforms | Cobra Terminal |
| No | Direct Path to Funded | No |
| Cyprus | Country | Jurisdiction not disclosed |
| Jan 2025 | Established | - |
| 37 options | Challenge Options | 20 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | Atmos Funded | FundedCobra | Savings |
|---|---|---|---|
| $5K | $24 ★ | $32 | Save $8 |
| $10K | $5 ★ | $59 | Save $54 |
| $25K | $5 ★ | $116 | Save $111 |
| $50K | $5 ★ | $176 | Save $171 |
| $100K | $5 ★ | $293 | Save $288 |
| $200K | $5 ★ | $535 | Save $530 |
Atmos Funded vs FundedCobra: Detailed Analysis
Atmos Funded and FundedCobra are both CFD firms.
Pricing
In terms of pricing, Atmos Funded is more affordable with challenges starting at $5, which is $9 less than FundedCobra's starting price of $14. Atmos Funded offers 37 challenge options, while FundedCobra offers 20.
Account Sizes
On account sizing, Atmos Funded offers account sizes from $5 to $200 across 7 funding tiers, while FundedCobra offers account sizes from $5 to $200 across 9 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, Atmos Funded supports MT5, while FundedCobra runs on Cobra Terminal. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
Atmos Funded offers 80%, optional 90% profit split, while FundedCobra offers 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations. Atmos Funded pays out Bi-weekly (Standard/Plus), On-demand (Instant), and FundedCobra pays out Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step).
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: Atmos Funded lists its daily drawdown as "3%-5% depending on plan", while FundedCobra lists "4% static daily loss on Instant and 1-Step accounts; 8% static daily loss on 2-Step accounts (equity-based, fixed at 00:00 UTC)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Atmos Funded supports withdrawals via Crypto and Bank Wire.
Trust & Safety
For trust and reputation, Atmos Funded has a 3.7/5 TrustPilot rating with 356 reviews, while FundedCobra has 3.5/5 with 39 reviews. Safety grades: Atmos Funded C, FundedCobra C.
Who Should Choose Which
Across the use cases we scored, Atmos Funded is the stronger choice for budget-conscious traders and trust & reputation.
Overall, Atmos Funded edges ahead winning 5 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Frequently Asked Questions
Which is better, Atmos Funded or FundedCobra?
Atmos Funded scores higher overall, winning 5 out of 5 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.
Which is cheaper, Atmos Funded or FundedCobra?
Atmos Funded has the lower starting price at $5. Atmos Funded offers 37 challenge options starting from $5, while FundedCobra offers 20 options starting from $14.
Which has better reviews, Atmos Funded or FundedCobra?
Atmos Funded has a higher TrustPilot rating of 3.7/5. Atmos Funded has 356 reviews while FundedCobra has 39.
Which offers a higher profit split, Atmos Funded or FundedCobra?
Atmos Funded offers a higher maximum profit split. Atmos Funded offers 80%, optional 90% while FundedCobra offers 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations.
How fast do Atmos Funded and FundedCobra pay out?
Atmos Funded has Bi-weekly (Standard/Plus), On-demand (Instant) payouts while FundedCobra offers Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step) payouts. Payout speed can be an important factor when choosing a prop firm.
Are Atmos Funded and FundedCobra legit?
Both firms have been independently verified by PropFirmMap. Atmos Funded holds a C safety grade and a 3.7/5 TrustPilot rating. FundedCobra holds a C safety grade and a 3.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, Atmos Funded or FundedCobra?
Atmos Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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