FundedCobra vs Funding Pips: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Head-to-Head Comparison
| FundedCobra | Metric | Funding Pips |
|---|---|---|
| 5.8/10 | PFM Score | 8.9/10 ★ |
| 3.5/5 (39) | TrustPilot | 4.5/5 (67,684) ★ |
| C | Safety Grade | A+ ★ |
| 42.5 D | Trust Score | 94.3 A+ ★ |
| 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations ★ | Profit Split | 60-100% |
| 4% static daily loss on Instant and 1-Step accounts; 8% static daily loss on 2-Step accounts (equity-based, fixed at 00:00 UTC) | Daily Drawdown | 3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard) |
| Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step) | Payout Frequency | Weekly |
| $14 ★ | Starting Price | $29 |
| Proprietary | Technology | Proprietary |
| Cobra Terminal | Platforms | cTrader, Match Trader, MT5 |
| No | Direct Path to Funded | No |
| Jurisdiction not disclosed | Country | United Arab Emirates |
| - | Established | Oct 2022 |
| 20 options | Challenge Options | 27 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FundedCobra | Funding Pips | Savings |
|---|---|---|---|
| $5K | $32 | $29 ★ | Save $3 |
| $10K | $59 | $55 ★ | Save $4 |
| $25K | $116 ★ | $134 | Save $18 |
| $50K | $176 ★ | $224 | Save $48 |
| $100K | $293 ★ | $422 | Save $129 |
| $200K | $535 ★ | $844 | Save $309 |
FundedCobra vs Funding Pips: Detailed Analysis
FundedCobra and Funding Pips are both CFD firms.
Pricing
In terms of pricing, FundedCobra is more affordable with challenges starting at $14, which is $15 less than Funding Pips's starting price of $29. FundedCobra offers 20 challenge options, while Funding Pips offers 27.
Account Sizes
On account sizing, FundedCobra offers account sizes from $5 to $200 across 9 funding tiers, while Funding Pips offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FundedCobra supports Cobra Terminal, while Funding Pips runs on cTrader, Match Trader and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FundedCobra offers 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations profit split, while Funding Pips offers 60-100%. FundedCobra pays out Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step), and Funding Pips pays out Weekly.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FundedCobra lists its daily drawdown as "4% static daily loss on Instant and 1-Step accounts; 8% static daily loss on 2-Step accounts (equity-based, fixed at 00:00 UTC)", while Funding Pips lists "3% (Zero/1-Step Flex/2-Step Pro), 4% (2-Step Flex), 5% (2-Step Standard)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Payout Methods
Funding Pips supports withdrawals via Rise, Crypto and Wire Transfer.
Trust & Safety
For trust and reputation, FundedCobra has a 3.5/5 TrustPilot rating with 39 reviews, while Funding Pips has 4.5/5 with 67,684 reviews. Safety grades: FundedCobra C, Funding Pips A+.
Who Should Choose Which
So who should pick which? FundedCobra is the stronger choice for budget-conscious traders and fast payouts, while Funding Pips is the better fit for maximum profit potential and trust & reputation.
Overall, Funding Pips edges ahead winning 7 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Frequently Asked Questions
Which is better, FundedCobra or Funding Pips?
Funding Pips scores higher overall, winning 7 out of 8 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FundedCobra or Funding Pips?
FundedCobra has the lower starting price at $14. FundedCobra offers 20 challenge options starting from $14, while Funding Pips offers 27 options starting from $29.
Which has better reviews, FundedCobra or Funding Pips?
Funding Pips has a higher TrustPilot rating of 4.5/5. FundedCobra has 39 reviews while Funding Pips has 67,684.
Which offers a higher profit split, FundedCobra or Funding Pips?
Funding Pips offers a higher maximum profit split. FundedCobra offers 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations while Funding Pips offers 60-100%.
How fast do FundedCobra and Funding Pips pay out?
FundedCobra has Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step) payouts while Funding Pips offers Weekly payouts. Payout speed can be an important factor when choosing a prop firm.
Are FundedCobra and Funding Pips legit?
Both firms have been independently verified by PropFirmMap. FundedCobra holds a C safety grade and a 3.5/5 TrustPilot rating. Funding Pips holds a A+ safety grade and a 4.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FundedCobra or Funding Pips?
FundedCobra may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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