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FundedCobra vs FXIFY: Head-to-Head Comparison (2026)

VS

FXIFY

8.2 A+
United Kingdom CFD
Key Differences
Price $14 vs $19

Verdict: Who Wins?

FundedCobra 1 wins
1 - 6
FXIFY 6 wins Decisive Win
Overall Rating 8.2 vs 0.0 Decisive
TrustPilot 4.4 vs 3.9 Clear
Starting Price $14 vs $19 Decisive
Profit Split Both 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations Tie
Safety Grade A+ vs Decisive
Trust Score 81.6/100 vs 36.5/100 Decisive
Challenge Variety 47 vs 20 options Decisive
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders FundedCobra
Trust & reputation FXIFY
Fast payouts FundedCobra

Visual Comparison

FundedCobra FXIFY
FXIFY
Grade A+ 4.4

Save 40% on FXIFY today

from $19
Save 40% Now Verified deal

Head-to-Head Comparison

FundedCobra Metric FXIFY
- PFM Score 8.2/10
3.9/5 (25) TrustPilot 4.4/5 (6,003)
- Safety Grade A+
36.5 F Trust Score 81.6 A
80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations Profit Split Up to 90%
4% static daily loss on Instant and 1-Step accounts; 8% static daily loss on 2-Step accounts (equity-based, fixed at 00:00 UTC) Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding
Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step) Payout Frequency On-demand
$14 Starting Price $19
Proprietary Technology White-Label
Cobra Terminal Platforms Trading View, DXTrade, MT5, MT4
No Direct Path to Funded No
Jurisdiction not disclosed Country United Kingdom
- Established Jan 2023
20 options Challenge Options 47 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FundedCobra FXIFY Savings
$5K $32 $39 Save $7
$10K $59 $59 Same price
$25K $116 $149 Save $33
$50K $176 $249 Save $73
$100K $293 $399 Save $106
$200K $535 $799 Save $264

FundedCobra vs FXIFY: Detailed Analysis

FundedCobra and FXIFY are both CFD firms.

Pricing

In terms of pricing, FundedCobra is more affordable with challenges starting at $14, which is $5 less than FXIFY's starting price of $19. FundedCobra offers 20 challenge options, while FXIFY offers 47.

Account Sizes

On account sizing, FundedCobra offers account sizes from $5 to $200 across 9 funding tiers, while FXIFY offers account sizes from $1 to $400 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FundedCobra supports Cobra Terminal, while FXIFY runs on Trading View, DXTrade, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FundedCobra offers 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations profit split, while FXIFY offers Up to 90%. FundedCobra pays out Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step), and FXIFY pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FundedCobra lists its daily drawdown as "4% static daily loss on Instant and 1-Step accounts; 8% static daily loss on 2-Step accounts (equity-based, fixed at 00:00 UTC)", while FXIFY lists "3-5% daily across Standard programs, 8% on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, FundedCobra has a 3.9/5 TrustPilot rating with 25 reviews, while FXIFY has 4.4/5 with 6,003 reviews.

Who Should Choose Which

So who should pick which? FundedCobra is the stronger choice for budget-conscious traders and fast payouts, while FXIFY is the better fit for trust & reputation.

Overall, FXIFY edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FundedCobra
Pros
No consistency rule on any account path. Static (non-trailing) drawdown measured from the starting balance. Daily payout requests on Cobra Venom accounts. Martingale, grid, news trading, weekend holding and partial closes are all explicitly permitted. Entry from a $14 one-time fee. Every rule that can breach an account is published on a single rules page.
Cons
Expert Advisors and automated trading are prohibited; trading must be placed manually and copy trading is reviewed before payout. On accounts opened from 20 August 2026 hedging the same instrument is prohibited and open trades losing more than 1.5% of the account at once breach it. A single trade counts toward at most 60% of the withdrawal target, so profit above that cap is removed at close. The firm publishes no legal entity, registered address or jurisdiction anywhere on its site. The TrustPilot profile is unclaimed and carries payout-denial complaints alongside its positive reviews.
FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.

Active Deals & Promo Codes

FundedCobra

No active deals

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.

Frequently Asked Questions

Which is better, FundedCobra or FXIFY?

FXIFY scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FundedCobra or FXIFY?

FundedCobra has the lower starting price at $14. FundedCobra offers 20 challenge options starting from $14, while FXIFY offers 47 options starting from $19.

Which has better reviews, FundedCobra or FXIFY?

FXIFY has a higher TrustPilot rating of 4.4/5. FundedCobra has 25 reviews while FXIFY has 6,003.

Which offers a higher profit split, FundedCobra or FXIFY?

FundedCobra offers a higher maximum profit split. FundedCobra offers 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations while FXIFY offers Up to 90%.

How fast do FundedCobra and FXIFY pay out?

FundedCobra has Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step) payouts while FXIFY offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are FundedCobra and FXIFY legit?

Both firms have been independently verified by PropFirmMap. FundedCobra holds a unrated safety grade and a 3.9/5 TrustPilot rating. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FundedCobra or FXIFY?

FundedCobra may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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