FundedCobra vs FXIFY: Head-to-Head Comparison (2026)
Verdict: Who Wins?
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Visual Comparison
Head-to-Head Comparison
| FundedCobra | Metric | FXIFY |
|---|---|---|
| - | PFM Score | 8.2/10 |
| 3.9/5 (25) | TrustPilot | 4.4/5 (6,003) ★ |
| - | Safety Grade | A+ ★ |
| 36.5 F | Trust Score | 81.6 A ★ |
| 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations ★ | Profit Split | Up to 90% |
| 4% static daily loss on Instant and 1-Step accounts; 8% static daily loss on 2-Step accounts (equity-based, fixed at 00:00 UTC) | Daily Drawdown | 3-5% daily across Standard programs, 8% on Instant Funding |
| Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step) | Payout Frequency | On-demand |
| $14 ★ | Starting Price | $19 |
| Proprietary | Technology | White-Label |
| Cobra Terminal | Platforms | Trading View, DXTrade, MT5, MT4 |
| No | Direct Path to Funded | No |
| Jurisdiction not disclosed | Country | United Kingdom |
| - | Established | Jan 2023 |
| 20 options | Challenge Options | 47 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FundedCobra | FXIFY | Savings |
|---|---|---|---|
| $5K | $32 ★ | $39 | Save $7 |
| $10K | $59 | $59 | Same price |
| $25K | $116 ★ | $149 | Save $33 |
| $50K | $176 ★ | $249 | Save $73 |
| $100K | $293 ★ | $399 | Save $106 |
| $200K | $535 ★ | $799 | Save $264 |
FundedCobra vs FXIFY: Detailed Analysis
FundedCobra and FXIFY are both CFD firms.
Pricing
In terms of pricing, FundedCobra is more affordable with challenges starting at $14, which is $5 less than FXIFY's starting price of $19. FundedCobra offers 20 challenge options, while FXIFY offers 47.
Account Sizes
On account sizing, FundedCobra offers account sizes from $5 to $200 across 9 funding tiers, while FXIFY offers account sizes from $1 to $400 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FundedCobra supports Cobra Terminal, while FXIFY runs on Trading View, DXTrade, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FundedCobra offers 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations profit split, while FXIFY offers Up to 90%. FundedCobra pays out Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step), and FXIFY pays out On-demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FundedCobra lists its daily drawdown as "4% static daily loss on Instant and 1-Step accounts; 8% static daily loss on 2-Step accounts (equity-based, fixed at 00:00 UTC)", while FXIFY lists "3-5% daily across Standard programs, 8% on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, FundedCobra has a 3.9/5 TrustPilot rating with 25 reviews, while FXIFY has 4.4/5 with 6,003 reviews.
Who Should Choose Which
So who should pick which? FundedCobra is the stronger choice for budget-conscious traders and fast payouts, while FXIFY is the better fit for trust & reputation.
Overall, FXIFY edges ahead winning 6 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
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Frequently Asked Questions
Which is better, FundedCobra or FXIFY?
FXIFY scores higher overall, winning 6 out of 7 comparison categories including Overall Rating, TrustPilot, Safety Grade. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FundedCobra or FXIFY?
FundedCobra has the lower starting price at $14. FundedCobra offers 20 challenge options starting from $14, while FXIFY offers 47 options starting from $19.
Which has better reviews, FundedCobra or FXIFY?
FXIFY has a higher TrustPilot rating of 4.4/5. FundedCobra has 25 reviews while FXIFY has 6,003.
Which offers a higher profit split, FundedCobra or FXIFY?
FundedCobra offers a higher maximum profit split. FundedCobra offers 80% on Instant accounts (Cobra Venom and Premium Instant) from payout 1; up to 90% on 1-Step and 2-Step evaluations while FXIFY offers Up to 90%.
How fast do FundedCobra and FXIFY pay out?
FundedCobra has Daily (Cobra Venom), Weekly (Premium Instant and 1-Step), Bi-weekly (2-Step) payouts while FXIFY offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FundedCobra and FXIFY legit?
Both firms have been independently verified by PropFirmMap. FundedCobra holds a unrated safety grade and a 3.9/5 TrustPilot rating. FXIFY holds a A+ safety grade and a 4.4/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FundedCobra or FXIFY?
FundedCobra may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
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