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Bullwaves Prime vs Top One Trader: Head-to-Head Comparison (2026)

Bullwaves Prime

4.2 C
Seychelles CFD
VS

Top One Trader

7.5 B+
United States CFD
Key Differences
Safety C vs B+ Price $59 vs $28

Verdict: Who Wins?

Bullwaves Prime 0 wins
0 - 5
Top One Trader 5 wins Decisive Win
Overall Rating 7.5 vs 4.2 Decisive
Starting Price $28 vs $59 Decisive
Profit Split Both Up to 100% (base + 20% add-on) Tie
Safety Grade B+ vs C Decisive
Trust Score 62.6/100 vs 6.8/100 Decisive
Platform Choice 4 vs 1 platforms Clear

Best For:

Budget-conscious traders Top One Trader
Trust & reputation Top One Trader
Fast payouts Top One Trader

Visual Comparison

Bullwaves Prime Top One Trader

Save 50% on Top One Trader today

CODE SUMMER from $28
Save 50% Now Verified deal

Head-to-Head Comparison

Bullwaves Prime Metric Top One Trader
4.2/10 PFM Score 7.5/10
- TrustPilot 4.5/5 (3,141)
C Safety Grade B+
6.8 F Trust Score 62.6 B
Up to 100% (base + 20% add-on) Profit Split 80% standard, up to 90% (up to 100% on Instant PRIME)
4% (1-Step) / 5% (2-Step) Daily Drawdown 4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)
Every 15 calendar days Payout Frequency Bi-weekly (14 days), 7-day upgrade add-on available
$59 Starting Price $28
White-Label Technology White-Label
MT5 Platforms cTrader, Match Trader, MT5, TradeLocker
No Direct Path to Funded No
Seychelles Country United States
Sep 2024 Established Sep 2023
13 options Challenge Options 13 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Bullwaves Prime Top One Trader Savings
$5K $59 $28 Save $31
$10K $99 $63 Save $36
$25K $199 $118 Save $81
$50K $299 $164 Save $135
$100K $549 $399 Save $150
$200K $999 $888 Save $111

Bullwaves Prime vs Top One Trader: Detailed Analysis

Bullwaves Prime and Top One Trader are both CFD firms. Top One Trader has been in business longer, established in 2023, while Bullwaves Prime was founded in 2024.

Pricing

In terms of pricing, Top One Trader is more affordable with challenges starting at $28, which is $31 less than Bullwaves Prime's starting price of $59. Bullwaves Prime offers 13 challenge options, while Top One Trader offers 13.

Account Sizes

On account sizing, Bullwaves Prime offers account sizes from $5 to $400 across 7 funding tiers, while Top One Trader offers account sizes from $5 to $200 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Bullwaves Prime supports MT5, while Top One Trader runs on cTrader, Match Trader, MT5 and TradeLocker. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Bullwaves Prime offers Up to 100% (base + 20% add-on) profit split, while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME). Bullwaves Prime pays out Every 15 calendar days, and Top One Trader pays out Bi-weekly (14 days), 7-day upgrade add-on available.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Bullwaves Prime lists its daily drawdown as "4% (1-Step) / 5% (2-Step)", while Top One Trader lists "4-5% (4% on 2-Step Plus, 5% on 1-Step Flash; EquityShield 2%/2.5% on Instant)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Bullwaves Prime supports withdrawals via Crypto and Bank Wire.

Trust & Safety

For trust and reputation, Top One Trader has 4.5/5 with 3,141 reviews. Safety grades: Bullwaves Prime C, Top One Trader B+.

Who Should Choose Which

Across the use cases we scored, Top One Trader is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.

Overall, Top One Trader edges ahead winning 5 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Bullwaves Prime
Pros
Up to $400K funding, MT5 platform, raw spreads from 0.0 pips, accounts from $59 (2-Step 5K), all assets allowed, 1:50 leverage, regulated broker backing (Equitex Capital SD185), 100% profit split with add-on
Cons
TrustPilot rating suspended due to fake-review breach of guidelines, multiple user complaints about payout denials and account confiscation, offshore-only (Moonance LLC SVG + Equitex Seychelles), restricted in many jurisdictions including US/EU sanctions lists, no daily drawdown override available
Top One Trader
Pros
Fast payouts (1-2 hours average per firm marketing and TrustPilot reviews); No time limits on evaluations; Challenge fee refunded on first funded payout; Up to 100% profit split via Instant PRIME upgrade; Scaling plan up to $5 million; Four trading platforms (MT5, cTrader, Match-Trader, TradeLocker); Public, US-registered leadership team
Cons
2% processing fee on all payouts; Weekend holding not permitted; EAs/algo trading restricted on funded accounts; Consistency rule tightens to 30% on funded stage; Stop-loss mandatory on every trade (paid add-on to remove); EquityShield risk caps on Instant Funding and Instant PRIME

Active Deals & Promo Codes

Bullwaves Prime

No active deals

Top One Trader
50% OFF SUMMER: 40-60% off all challenge accounts (varies by size). Active promo as of 2026-06-08.

Frequently Asked Questions

Which is better, Bullwaves Prime or Top One Trader?

Top One Trader scores higher overall, winning 5 out of 5 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Bullwaves Prime or Top One Trader?

Top One Trader has the lower starting price at $28. Bullwaves Prime offers 13 challenge options starting from $59, while Top One Trader offers 13 options starting from $28.

Which offers a higher profit split, Bullwaves Prime or Top One Trader?

Bullwaves Prime offers a higher maximum profit split. Bullwaves Prime offers Up to 100% (base + 20% add-on) while Top One Trader offers 80% standard, up to 90% (up to 100% on Instant PRIME).

How fast do Bullwaves Prime and Top One Trader pay out?

Bullwaves Prime has Every 15 calendar days payouts while Top One Trader offers Bi-weekly (14 days), 7-day upgrade add-on available payouts. Payout speed can be an important factor when choosing a prop firm.

Are Bullwaves Prime and Top One Trader legit?

Both firms have been independently verified by PropFirmMap. Bullwaves Prime holds a C safety grade. Top One Trader holds a B+ safety grade and a 4.5/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Bullwaves Prime or Top One Trader?

Top One Trader may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.