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DNA Funded vs FTMO US: Head-to-Head Comparison (2026)

DNA Funded

5.0 C
Saint Lucia CFD
VS

FTMO US

5.0 D
United States CFD
Key Differences
Safety C vs D Price $49 vs $89

Verdict: Who Wins?

DNA Funded 4 wins Decisive Win
4 - 0
FTMO US 0 wins
Overall Rating Both 5.0 Tie
Starting Price $49 vs $89 Decisive
Profit Split Both Up to 90% Tie
Safety Grade C vs D Clear
Trust Score 43.1/100 vs 16.2/100 Decisive
Challenge Variety 23 vs 10 options Decisive

Best For:

Budget-conscious traders DNA Funded
Trust & reputation DNA Funded
Fast payouts FTMO US

Visual Comparison

DNA Funded FTMO US

Head-to-Head Comparison

DNA Funded Metric FTMO US
5.0/10 PFM Score 5.0/10
3.3/5 (85) TrustPilot -
C Safety Grade D
43.1 D Trust Score 16.2 F
Up to 90% Profit Split Up to 90%
4% max daily loss (1-Phase, 2-Phase); 3% (Rapid); None (Instant Funding — trailing only) Daily Drawdown 3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step)
7 days Payout Frequency On demand
$49 Starting Price $89
Proprietary Technology White-Label
MT5, TradeLocker Platforms Trading View, MT5
No Direct Path to Funded No
Saint Lucia Country United States
- Established Aug 2025
23 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size DNA Funded FTMO US Savings
$10K $79 $89 Save $10
$25K $159 $229 Save $70
$50K $289 $359 Save $70
$100K $549 $463 Save $86
$200K $1,079 $1,149 Save $70

DNA Funded vs FTMO US: Detailed Analysis

DNA Funded and FTMO US are both CFD firms.

Pricing

In terms of pricing, DNA Funded is more affordable with challenges starting at $49, which is $40 less than FTMO US's starting price of $89. DNA Funded offers 23 challenge options, while FTMO US offers 10.

Account Sizes

On account sizing, DNA Funded offers account sizes from $5 to $200 across 7 funding tiers, while FTMO US offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, DNA Funded supports MT5 and TradeLocker, while FTMO US runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

DNA Funded offers Up to 90% profit split, while FTMO US offers Up to 90%. DNA Funded pays out 7 days, and FTMO US pays out On demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: DNA Funded lists its daily drawdown as "4% max daily loss (1-Phase, 2-Phase); 3% (Rapid); None (Instant Funding — trailing only)", while FTMO US lists "3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

When it comes to getting paid, DNA Funded supports withdrawals via Crypto and International Wire / SWIFT, while FTMO US pays out through Bank Wire and Revolut.

Trust & Safety

For trust and reputation, DNA Funded has a 3.3/5 TrustPilot rating with 85 reviews. Safety grades: DNA Funded C, FTMO US D.

Who Should Choose Which

So who should pick which? DNA Funded is the stronger choice for budget-conscious traders and trust & reputation, while FTMO US is the better fit for fast payouts.

Overall, DNA Funded edges ahead winning 4 out of 4 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

DNA Funded
Pros
5 challenge types (1-Phase, 2-Phase, Rapid 10-Day, Instant Funding, 24hr Challenge), competitive pricing from $49, platforms MT5 and TradeLocker, up to $200K accounts, up to $600K scaling
Cons
TP 3.5 (87 reviews, some payout complaints), profit distribution cap applies, 80% base split (90% requires booster add-on)
FTMO US
Pros
Unlimited trading period on both the 1-Step and 2-Step FTMO Challenge. Rewards up to 90% of simulated profits, and the 1-Step pays 90% from the very beginning. Open to US residents across five simulated sizes from $10,000 to $200,000. MetaTrader 5 and TradingView both supported. One-time fee with no recurring charges, reimbursed on the 2-Step with the first reward. Scaling Plan grows the account 25% every 4 months up to $2,000,000.
Cons
No TrustPilot profile exists for the US entity, so the 4.8/5 badge on site is the global FTMO profile. The 1-Step entry fee is non-refundable, unlike the 2-Step. The 1-Step carries a tighter 3% maximum daily loss plus a 50% Best Day Rule. Rewards require an IRS Form W-9 and proof of ownership of a US bank account. Capital allocation is capped at $400,000 in simulated funds per trader. Rewards are paid only via Revolut bank wires.

Frequently Asked Questions

Which is better, DNA Funded or FTMO US?

DNA Funded scores higher overall, winning 4 out of 4 comparison categories including Starting Price, Safety Grade, Trust Score. However, the best choice depends on your trading goals and priorities.

Which is cheaper, DNA Funded or FTMO US?

DNA Funded has the lower starting price at $49. DNA Funded offers 23 challenge options starting from $49, while FTMO US offers 10 options starting from $89.

Which offers a higher profit split, DNA Funded or FTMO US?

DNA Funded offers a higher maximum profit split. DNA Funded offers Up to 90% while FTMO US offers Up to 90%.

How fast do DNA Funded and FTMO US pay out?

DNA Funded has 7 days payouts while FTMO US offers On demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are DNA Funded and FTMO US legit?

Both firms have been independently verified by PropFirmMap. DNA Funded holds a C safety grade and a 3.3/5 TrustPilot rating. FTMO US holds a D safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, DNA Funded or FTMO US?

DNA Funded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.