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FTMO US vs FXIFY: Head-to-Head Comparison (2026)

FTMO US

5.0 D
United States CFD
VS

FXIFY

8.2 A+
United Kingdom CFD
Key Differences
Safety D vs A+ Price $89 vs $19

Verdict: Who Wins?

FTMO US 0 wins
0 - 6
FXIFY 6 wins Decisive Win
Overall Rating 8.2 vs 5.0 Decisive
Starting Price $19 vs $89 Decisive
Profit Split Both Up to 90% Tie
Safety Grade A+ vs D Decisive
Trust Score 81.4/100 vs 16.2/100 Decisive
Challenge Variety 47 vs 10 options Decisive
Platform Choice 4 vs 2 platforms Narrow

Best For:

Budget-conscious traders FXIFY
Trust & reputation FXIFY
Fast payouts FTMO US

Visual Comparison

FTMO US FXIFY
FXIFY
Grade A+ 4.3

Save 40% on FXIFY today

from $19
Save 40% Now Code re-checked 22 Aug 2026

Head-to-Head Comparison

FTMO US Metric FXIFY
5.0/10 PFM Score 8.2/10
- TrustPilot 4.3/5 (6,205)
D Safety Grade A+
16.2 F Trust Score 81.4 A
Up to 90% Profit Split Up to 90%
3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step) Daily Drawdown 3-5% daily across Standard programs, 8% on Instant Funding
On demand Payout Frequency On-demand
$89 Starting Price $19
White-Label Technology White-Label
Trading View, MT5 Platforms Trading View, DXTrade, MT5, MT4
No Direct Path to Funded No
United States Country United Kingdom
Aug 2025 Established Jan 2023
10 options Challenge Options 47 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO US FXIFY Savings
$10K $89 $59 Save $30
$25K $229 $149 Save $80
$50K $359 $249 Save $110
$100K $463 $399 Save $64
$200K $1,149 $799 Save $350

FTMO US vs FXIFY: Detailed Analysis

FTMO US and FXIFY are both CFD firms. FXIFY has been in business longer, established in 2023, while FTMO US was founded in 2025.

Pricing

In terms of pricing, FXIFY is more affordable with challenges starting at $19, which is $70 less than FTMO US's starting price of $89. FTMO US offers 10 challenge options, while FXIFY offers 47.

Account Sizes

On account sizing, FTMO US offers account sizes from $10 to $200 across 5 funding tiers, while FXIFY offers account sizes from $1 to $400 across 10 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO US supports Trading View and MT5, while FXIFY runs on Trading View, DXTrade, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO US offers Up to 90% profit split, while FXIFY offers Up to 90%. FTMO US pays out On demand, and FXIFY pays out On-demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO US lists its daily drawdown as "3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step)", while FXIFY lists "3-5% daily across Standard programs, 8% on Instant Funding". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

FTMO US supports withdrawals via Bank Wire and Revolut.

Trust & Safety

For trust and reputation, FXIFY has 4.3/5 with 6,205 reviews. Safety grades: FTMO US D, FXIFY A+.

Who Should Choose Which

So who should pick which? FTMO US is the stronger choice for fast payouts, while FXIFY is the better fit for budget-conscious traders and trust & reputation.

Overall, FXIFY edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO US
Pros
Unlimited trading period on both the 1-Step and 2-Step FTMO Challenge. Rewards up to 90% of simulated profits, and the 1-Step pays 90% from the very beginning. Open to US residents across five simulated sizes from $10,000 to $200,000. MetaTrader 5 and TradingView both supported. One-time fee with no recurring charges, reimbursed on the 2-Step with the first reward. Scaling Plan grows the account 25% every 4 months up to $2,000,000.
Cons
No TrustPilot profile exists for the US entity, so the 4.8/5 badge on site is the global FTMO profile. The 1-Step entry fee is non-refundable, unlike the 2-Step. The 1-Step carries a tighter 3% maximum daily loss plus a 50% Best Day Rule. Rewards require an IRS Form W-9 and proof of ownership of a US bank account. Capital allocation is capped at $400,000 in simulated funds per trader. Rewards are paid only via Revolut bank wires.
FXIFY
Pros
Up to 90% profit split. On-demand first payout with no minimum or maximum amount. Five programs (One/Two/Three Phase, Lightning, Instant Funding) with 1K-400K account sizes. 100% refundable assessment fee on Standard phases. MT4, MT5, DXtrade and TradingView platforms supported.
Cons
Two Phase 25% consistency rule on funded. Instant Funding 8% trailing drawdown is tighter than multi-phase programs. No on-demand payout until first payout cycle on Bi-weekly programs.

Active Deals & Promo Codes

FTMO US

No active deals

FXIFY
40% OFF 40% off One Phase Evals for new users. Verified live on fxify.com 2026-06-06.
26% OFF 26% off all FXIFY programs (excludes Instant Funding Lite). Verified via fxify.com 2026-06-02.
35% OFF Father's Day Sale: 35% off all programs (Instant Funding Lite excluded). Code PAPA35. Verified live on fxify.com 2026-06-20.

Frequently Asked Questions

Which is better, FTMO US or FXIFY?

FXIFY scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO US or FXIFY?

FXIFY has the lower starting price at $19. FTMO US offers 10 challenge options starting from $89, while FXIFY offers 47 options starting from $19.

Which offers a higher profit split, FTMO US or FXIFY?

FTMO US offers a higher maximum profit split. FTMO US offers Up to 90% while FXIFY offers Up to 90%.

How fast do FTMO US and FXIFY pay out?

FTMO US has On demand payouts while FXIFY offers On-demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO US and FXIFY legit?

Both firms have been independently verified by PropFirmMap. FTMO US holds a D safety grade. FXIFY holds a A+ safety grade and a 4.3/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO US or FXIFY?

FXIFY may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.