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FTMO US vs The5ers: Head-to-Head Comparison (2026)

FTMO US

5.0 D
United States CFD
VS

The5ers

8.6 A+
Israel CFD
Key Differences
Safety D vs A+ Payouts On-Demand vs Bi-Weekly Split 90% vs 100% Price $89 vs $19

Verdict: Who Wins?

FTMO US 0 wins
0 - 6
The5ers 6 wins Decisive Win
Overall Rating 8.6 vs 5.0 Decisive
Starting Price $19 vs $89 Decisive
Profit Split Up to 100% vs Up to 90% Decisive
Safety Grade A+ vs D Decisive
Trust Score 98.5/100 vs 16.2/100 Decisive
Challenge Variety 16 vs 10 options Clear

Best For:

Budget-conscious traders The5ers
Maximum profit potential The5ers
Trust & reputation The5ers
Fast payouts FTMO US

Visual Comparison

FTMO US The5ers

Head-to-Head Comparison

FTMO US Metric The5ers
5.0/10 PFM Score 8.6/10
- TrustPilot 4.7/5 (36,877)
D Safety Grade A+
16.2 F Trust Score 98.5 A+
Up to 90% Profit Split Up to 100%
3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step) Daily Drawdown Summer Plan 1-Step: 6% Max Loss / 3% Max Daily Loss. Summer Plan 2-Step (10/5 and 8/5): 10% Max Loss / 3% Max Daily Loss.
On demand Payout Frequency Biweekly (every 14 days)
$89 Starting Price $19
White-Label Technology Proprietary
Trading View, MT5 Platforms Trading View, MT5
No Direct Path to Funded No
United States Country Israel
Aug 2025 Established Jan 2016
10 options Challenge Options 16 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO US The5ers Savings
$10K $89 $69 Save $20
$25K $229 $176 Save $53
$50K $359 $278 Save $81
$100K $463 $95 Save $368

FTMO US vs The5ers: Detailed Analysis

FTMO US and The5ers are both CFD firms. The5ers has been in business longer, established in 2016, while FTMO US was founded in 2025.

Pricing

In terms of pricing, The5ers is more affordable with challenges starting at $19, which is $70 less than FTMO US's starting price of $89. FTMO US offers 10 challenge options, while The5ers offers 16.

Account Sizes

On account sizing, FTMO US offers account sizes from $10 to $200 across 5 funding tiers, while The5ers offers account sizes from $5 to $250 across 7 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO US supports Trading View and MT5, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO US offers Up to 90% profit split, while The5ers offers Up to 100%. FTMO US pays out On demand, and The5ers pays out Biweekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO US lists its daily drawdown as "3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step)", while The5ers lists "Summer Plan 1-Step: 6% Max Loss / 3% Max Daily Loss. Summer Plan 2-Step (10/5 and 8/5): 10% Max Loss / 3% Max Daily Loss.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

FTMO US supports withdrawals via Bank Wire and Revolut.

Trust & Safety

For trust and reputation, The5ers has 4.7/5 with 36,877 reviews. Safety grades: FTMO US D, The5ers A+.

Who Should Choose Which

So who should pick which? FTMO US is the stronger choice for fast payouts, while The5ers is the better fit for budget-conscious traders, maximum profit potential and trust & reputation.

Overall, The5ers edges ahead winning 6 out of 6 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO US
Pros
Unlimited trading period on both the 1-Step and 2-Step FTMO Challenge. Rewards up to 90% of simulated profits, and the 1-Step pays 90% from the very beginning. Open to US residents across five simulated sizes from $10,000 to $200,000. MetaTrader 5 and TradingView both supported. One-time fee with no recurring charges, reimbursed on the 2-Step with the first reward. Scaling Plan grows the account 25% every 4 months up to $2,000,000.
Cons
No TrustPilot profile exists for the US entity, so the 4.8/5 badge on site is the global FTMO profile. The 1-Step entry fee is non-refundable, unlike the 2-Step. The 1-Step carries a tighter 3% maximum daily loss plus a 50% Best Day Rule. Rewards require an IRS Form W-9 and proof of ownership of a US bank account. Capital allocation is capped at $400,000 in simulated funds per trader. Rewards are paid only via Revolut bank wires.
The5ers
Pros
Summer Plan: industry-low $100K account from $149 (2-Step 10/5), two ways to get funded (1-Step or 2-Step), up to 2 accounts at once, overnight holding allowed.
Cons
1-Step carries a tighter 6% max loss vs 10% on the 2-Step tiers; 2-Step's 50% consistency rule switches on once funded; biweekly payouts require at least $250 in profit.

Frequently Asked Questions

Which is better, FTMO US or The5ers?

The5ers scores higher overall, winning 6 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO US or The5ers?

The5ers has the lower starting price at $19. FTMO US offers 10 challenge options starting from $89, while The5ers offers 16 options starting from $19.

Which offers a higher profit split, FTMO US or The5ers?

The5ers offers a higher maximum profit split. FTMO US offers Up to 90% while The5ers offers Up to 100%.

How fast do FTMO US and The5ers pay out?

FTMO US has On demand payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO US and The5ers legit?

Both firms have been independently verified by PropFirmMap. FTMO US holds a D safety grade. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO US or The5ers?

The5ers may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.