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FTMO vs FTMO US: Head-to-Head Comparison (2026)

FTMO

8.4 A+
Czech Republic CFD
VS

FTMO US

5.0 D
United States CFD
Key Differences
Safety A+ vs D Payouts Bi-Weekly vs On-Demand Price $79 vs $89

Verdict: Who Wins?

FTMO 5 wins Decisive Win
5 - 0
FTMO US 0 wins
Overall Rating 8.4 vs 5.0 Decisive
Starting Price $79 vs $89 Clear
Profit Split Both Up to 90% Tie
Safety Grade A+ vs D Decisive
Trust Score 79/100 vs 16.2/100 Decisive
Challenge Variety 13 vs 10 options Narrow

Best For:

Budget-conscious traders FTMO
Trust & reputation FTMO
Fast payouts FTMO US

Visual Comparison

FTMO FTMO US
FTMO
Grade A+ 4.8

Save 20% on FTMO today

from $79
Save 20% Now Code listed by the firm 31 Aug 2026

Head-to-Head Comparison

FTMO Metric FTMO US
8.4/10 PFM Score 5.0/10
4.8/5 (52,065) TrustPilot -
A+ Safety Grade D
79 B+ Trust Score 16.2 F
Up to 90% Profit Split Up to 90%
Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) Daily Drawdown 3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step)
Bi-weekly (every 14 days) Payout Frequency On demand
$79 Starting Price $89
Proprietary Technology White-Label
cTrader, MT5, MT4 Platforms Trading View, MT5
No Direct Path to Funded No
Czech Republic Country United States
Jan 2015 Established Aug 2025
13 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size FTMO FTMO US Savings
$10K $79 $89 Save $10
$25K $199 $229 Save $30
$50K $119 $359 Save $240
$100K $169 $463 Save $294
$200K $999 $1,149 Save $150

FTMO vs FTMO US: Detailed Analysis

FTMO and FTMO US are both CFD firms. FTMO has been in business longer, established in 2015, while FTMO US was founded in 2025.

Pricing

In terms of pricing, FTMO is more affordable with challenges starting at $79, which is $10 less than FTMO US's starting price of $89. FTMO offers 13 challenge options, while FTMO US offers 10.

Account Sizes

On account sizing, FTMO offers account sizes from $10 to $200 across 6 funding tiers, while FTMO US offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, FTMO supports cTrader, MT5 and MT4, while FTMO US runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

FTMO offers Up to 90% profit split, while FTMO US offers Up to 90%. FTMO pays out Bi-weekly (every 14 days), and FTMO US pays out On demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while FTMO US lists "3% (FTMO Challenge: 1-Step) / 5% (FTMO Challenge: 2-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

FTMO US supports withdrawals via Bank Wire and Revolut.

Trust & Safety

For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 52,065 reviews. Safety grades: FTMO A+, FTMO US D.

Who Should Choose Which

So who should pick which? FTMO is the stronger choice for budget-conscious traders and trust & reputation, while FTMO US is the better fit for fast payouts.

Overall, FTMO edges ahead winning 5 out of 5 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

FTMO
Pros
Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards
Cons
All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account
FTMO US
Pros
Unlimited trading period on both the 1-Step and 2-Step FTMO Challenge. Rewards up to 90% of simulated profits, and the 1-Step pays 90% from the very beginning. Open to US residents across five simulated sizes from $10,000 to $200,000. MetaTrader 5 and TradingView both supported. One-time fee with no recurring charges, reimbursed on the 2-Step with the first reward. Scaling Plan grows the account 25% every 4 months up to $2,000,000.
Cons
No TrustPilot profile exists for the US entity, so the 4.8/5 badge on site is the global FTMO profile. The 1-Step entry fee is non-refundable, unlike the 2-Step. The 1-Step carries a tighter 3% maximum daily loss plus a 50% Best Day Rule. Rewards require an IRS Form W-9 and proof of ownership of a US bank account. Capital allocation is capped at $400,000 in simulated funds per trader. Rewards are paid only via Revolut bank wires.

Active Deals & Promo Codes

FTMO
20% OFF 20% off the $100K 1-Step FTMO Challenge (no code needed)
FTMO US

No active deals

Frequently Asked Questions

Which is better, FTMO or FTMO US?

FTMO scores higher overall, winning 5 out of 5 comparison categories including Overall Rating, Starting Price, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which is cheaper, FTMO or FTMO US?

FTMO has the lower starting price at $79. FTMO offers 13 challenge options starting from $79, while FTMO US offers 10 options starting from $89.

Which offers a higher profit split, FTMO or FTMO US?

FTMO offers a higher maximum profit split. FTMO offers Up to 90% while FTMO US offers Up to 90%.

How fast do FTMO and FTMO US pay out?

FTMO has Bi-weekly (every 14 days) payouts while FTMO US offers On demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are FTMO and FTMO US legit?

Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. FTMO US holds a D safety grade. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, FTMO or FTMO US?

FTMO may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

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