EverFunded vs FTMO: Head-to-Head Comparison (2026)

Verdict: Who Wins?

EverFunded 2 wins

2 - 3

FTMO 3 wins

Overall Rating 8.4 vs 0.0 Decisive

Starting Price $8 vs $79 Decisive

Profit Split Both 80% base (90% with add-on; Instant 90%) Tie

Safety Grade A+ vs Decisive

Trust Score 79/100 vs 10/100 Decisive

Challenge Variety 21 vs 10 options Decisive

Best For:

Budget-conscious traders

EverFunded

Trust & reputation

FTMO

Fast payouts

FTMO

Visual Comparison

EverFunded FTMO

FTMO

Grade A+ 4.8

Save 20% on FTMO today

from $79

Save 20% Now Code listed by the firm 31 Aug 2026

Head-to-Head Comparison

EverFunded	Metric	FTMO
-	PFM Score	8.4/10
-	TrustPilot	4.8/5 (50,724) Full FTMO Trust Report
-	Safety Grade	A+ ★
10 F	Trust Score	79 B+ ★
80% base (90% with add-on; Instant 90%) ★	Profit Split	Up to 90%
5% on 2-Step; 3% on 1-Step, Flash and Instant. The daily reference uses the equity snapshot at 00:00 server time.	Daily Drawdown	Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)
14 days minimum	Payout Frequency	Bi-weekly (every 14 days)
$7.77 ★	Starting Price	$79
White-Label	Technology	Proprietary
Match Trader, MT5	Platforms	cTrader, MT5, MT4
No	Direct Path to Funded	No
Saint Lucia	Country	Czech Republic
-	Established	Jan 2015
21 options	Challenge Options	10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size	EverFunded	FTMO	Savings
$10K	$8 ★	$79	Save $71
$25K	$8 ★	$199	Save $191
$50K	$8 ★	$319	Save $311
$100K	$8 ★	$439	Save $431
$200K	$8 ★	$999	Save $991

EverFunded vs FTMO: Detailed Analysis

EverFunded and FTMO are both CFD firms.

Pricing

In terms of pricing, EverFunded is more affordable with challenges starting at $8, which is $71 less than FTMO's starting price of $79. EverFunded offers 21 challenge options, while FTMO offers 10.

Account Sizes

On account sizing, EverFunded offers account sizes from $5 to $200 across 6 funding tiers, while FTMO offers account sizes from $10 to $200 across 5 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, EverFunded supports Match Trader and MT5, while FTMO runs on cTrader, MT5 and MT4. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

EverFunded offers 80% base (90% with add-on; Instant 90%) profit split, while FTMO offers Up to 90%. EverFunded pays out 14 days minimum, and FTMO pays out Bi-weekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: EverFunded lists its daily drawdown as "5% on 2-Step; 3% on 1-Step, Flash and Instant. The daily reference uses the equity snapshot at 00:00 server time.", while FTMO lists "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

EverFunded supports withdrawals via Rise and Crypto.

Trust & Safety

For trust and reputation, FTMO has 4.8/5 with 50,724 reviews.

Who Should Choose Which

So who should pick which? EverFunded is the stronger choice for budget-conscious traders, while FTMO is the better fit for trust & reputation and fast payouts.

This is a close matchup with EverFunded winning 2 and FTMO winning 3 of the categories we compared. The right choice depends on what matters most to you as a trader.

Pros & Cons

EverFunded

Pros

Four routes to a funded simulated account - 2-Step, 1-Step, Flash 7.77 (pay the balance only if you pass) and Instant (no evaluation) - across six sizes from $5,000 to $200,000. Static drawdown on both 1-Step and 2-Step evaluations, no evaluation time limit and no evaluation consistency rule. The 1-Step and 2-Step challenge fee is refunded after the trader's fourth payout. Minimum payout $100 on a 14-day interval, or seven days with the weekly add-on, paid in crypto (USDT or USDC) or through Rise within 24 hours of approval. MT5 and Match-Trader, covering FX, gold, indices, oil and crypto, with support in 20 languages. Full product rules and the complete restricted-country list are published on the firm's own site.

Cons

EverFunded Ltd. is a Saint Lucia International Business Company registered in 2026 and its TrustPilot profile, claimed in August 2026, still carries zero reviews, so there is no independent payout track record to check. The terms name 46 restricted countries plus a sanctions backbone. Funded accounts are automatically flattened at Friday market close. Funded payouts require a best-day consistency gate (at most 35% of total profit on 1-Step and 2-Step, 20% on Flash, 25% on Instant), and Instant additionally requires 4% profit above the starting balance every payout cycle against a 6% trailing drawdown. The fee refund arrives only after a fourth payout and is not included on Flash or Instant. Partial withdrawals are not available. The terms provide for USD 25,000 in liquidated damages per breach for fraud, collusion or serious or repeated prohibited practices, and an account inactive for six months may be terminated without refund.

FTMO

Pros

Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 3.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $500M+ paid in rewards

Cons

All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Active Deals & Promo Codes

EverFunded

20% OFF 20% off 2-Step and 1-Step challenge fees at every account size. The firm states this code is already applied to the prices shown on its own pricing page.

FTMO

20% OFF 20% off the $100K 1-Step FTMO Challenge (no code needed)

Frequently Asked Questions

Which is better, EverFunded or FTMO?

Both firms are competitive. EverFunded wins in 2 categories while FTMO wins in 3. The best choice depends on what you prioritize: pricing, profit split, trust ratings, or payout speed.

Which is cheaper, EverFunded or FTMO?

EverFunded has the lower starting price at $8. EverFunded offers 21 challenge options starting from $8, while FTMO offers 10 options starting from $79.

Which offers a higher profit split, EverFunded or FTMO?

EverFunded offers a higher maximum profit split. EverFunded offers 80% base (90% with add-on; Instant 90%) while FTMO offers Up to 90%.

How fast do EverFunded and FTMO pay out?

EverFunded has 14 days minimum payouts while FTMO offers Bi-weekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are EverFunded and FTMO legit?

Both firms have been independently verified by PropFirmMap. EverFunded holds a unrated safety grade. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, EverFunded or FTMO?

EverFunded may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Visit EverFunded Compare Challenges Visit FTMO

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Where these two rank in the wider market

A head-to-head answers "which of these two". These lists answer "is either one actually the best choice" - every firm we track, ranked side by side.

Best Forex Both firms qualify 1-Step Challenge Both firms qualify Under $100 Both firms qualify Best Crypto EverFunded qualifies Highest Rated FTMO qualifies Instant Funding EverFunded qualifies

MT5 prop firms Both support MT5 - see all 75 firms Saint Lucia prop firms EverFunded is based here - 22 firms listed Czech Republic prop firms FTMO is based here - 4 firms listed

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