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Fill88 vs MasterFunders: Head-to-Head Comparison (2026)

Fill88

Jersey CFD
VS

MasterFunders

5.6 C
Cyprus CFD
Key Differences
Price $39 vs $5

Verdict: Who Wins?

Fill88 2 wins
2 - 5
MasterFunders 5 wins Decisive Win
Overall Rating 5.6 vs 0.0 Decisive
TrustPilot 4.3 vs 3.7 Clear
Starting Price $5 vs $39 Decisive
Profit Split Both 80% Tie
Safety Grade C vs Decisive
Trust Score 46/100 vs 28.5/100 Decisive
Challenge Variety 22 vs 19 options Narrow
Platform Choice 3 vs 1 platforms Narrow

Best For:

Budget-conscious traders MasterFunders
Trust & reputation MasterFunders
Fast payouts MasterFunders

Visual Comparison

Fill88 MasterFunders

Head-to-Head Comparison

Fill88 Metric MasterFunders
- PFM Score 5.6/10
3.7/5 (1) TrustPilot 4.3/5 (32)
- Safety Grade C
28.5 F Trust Score 46 D
80% Profit Split 80/20
4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity. Daily Drawdown 5% static, balance/equity-based on the previous day's balance or equity, whichever is higher (Core and Lite). Direct Access Pro uses a 3% daily drawdown on the same basis.
On-demand Payout Frequency On demand
$39 Starting Price $5
White-Label Technology White-Label
cTrader, Match Trader, MT5 Platforms Match Trader
No Direct Path to Funded No
Jersey Country Cyprus
- Established -
22 options Challenge Options 19 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Fill88 MasterFunders Savings
$5K $40 $5 Save $35
$10K $39 $10 Save $29
$25K $64 $170 Save $106
$2.5K $129 $25 Save $104
$50K $114 $319 Save $205
$100K $219 $549 Save $330

Fill88 vs MasterFunders: Detailed Analysis

Fill88 and MasterFunders are both CFD firms.

Pricing

In terms of pricing, MasterFunders is more affordable with challenges starting at $5, which is $34 less than Fill88's starting price of $39. Fill88 offers 22 challenge options, while MasterFunders offers 19.

Account Sizes

On account sizing, Fill88 offers account sizes from $5 to $125 across 6 funding tiers, while MasterFunders offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, Fill88 supports cTrader, Match Trader and MT5, while MasterFunders runs on Match Trader. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

Fill88 offers 80% profit split, while MasterFunders offers 80/20. Fill88 pays out On-demand, and MasterFunders pays out On demand.

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: Fill88 lists its daily drawdown as "4% of account value per day on Launch (1-Step), Ascend (1-Step Advanced) and Summit (2-Step); none at all on Spark (Instant Funding), which has no separate daily limit. On the three evaluation programs the daily loss limit is recalculated at 17:00 EST on the higher of balance or equity.", while MasterFunders lists "5% static, balance/equity-based on the previous day's balance or equity, whichever is higher (Core and Lite). Direct Access Pro uses a 3% daily drawdown on the same basis.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Payout Methods

Fill88 supports withdrawals via Crypto and Wire Transfer.

Trust & Safety

For trust and reputation, Fill88 has a 3.7/5 TrustPilot rating with 1 reviews, while MasterFunders has 4.3/5 with 32 reviews.

Who Should Choose Which

Across the use cases we scored, MasterFunders is the stronger choice for budget-conscious traders, trust & reputation and fast payouts.

Overall, MasterFunders edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

Fill88
Pros
Four distinct programs on one price list: Spark (Instant Funding) with no evaluation, no profit target and no daily drawdown, plus 1-step (Launch), 1-step advanced (Ascend) and 2-step (Summit) evaluations. Entry pricing is genuinely low, from $39 for a $10,000 Launch account and $40 for a $5,000 Summit account, with no activation fee and no recurring charge (one-time fee only). Commission-free and RAW Spreads variants cost exactly the same up front. None of the four programs has a time limit. On-Demand Payouts on the three evaluation programs let a funded trader withdraw whenever the consistency and minimum-profit rules are met, with a low $25 minimum withdrawal and a stated 48-business-hour processing target. Spark scales by doubling on each 10% gain up to $1,280,000; the evaluation programs scale 25% of the original balance every 90 days up to double. Profit split starts at 80% and rises to 90% on Ascend and Summit. Overnight holding is permitted across all products, and the published rule set is unusually detailed for a new brand, including per-size lot tables, an explicit risk-per-trade-idea cap and a documented news restriction window.
Cons
Fill88's own Terms state it is NOT the prop firm: Apex Forge Limited acts as the trader's disclosed AGENT and the simulated products, the payouts and the KYC decisions are delivered by unnamed Third-Party Providers whose terms take precedence, so the counterparty a buyer actually contracts with is never named on the site. The homepage advertises $2B in virtual funding, $18M+ in verified payouts, 80,000 traders and an 'Excellent' Trustpilot rating backed by over 6,000 five-star reviews; the company page attributes those same figures to an unnamed London-based partner brand, and Fill88's own Trustpilot profile carries a single review. The site contradicts itself repeatedly: $18M against $118M in payouts on one page, 80,000 against 50,000 users on different pages, payout processing within 24 hours on the trading-rules page against 48 business hours everywhere else, crypto-only payouts on the trading-rules page against crypto and bank transfer in the withdrawal FAQ, and a Launch consistency rule stated as 15% in two places and 40% in another. The pricing widget offers cTrader and Match-Trader buttons and 15 account sizes, but only MetaTrader 5 and 8 sizes are actually purchasable. Fees are non-refundable, no reset product is published, weekend holding is barred on Spark and on every funded account, news trading is barred on Spark and at the funded stage, publicly distributed third-party EAs are prohibited, trades held 60 seconds or less count as prohibited high-frequency trading, and accounts are closed after 60 days of inactivity. The brand is new, with legal documents effective 30 June 2026 and a Trustpilot profile claimed in June 2026, so it has almost no independent track record.
MasterFunders
Pros
Static (non-trailing) drawdowns on every program; no consistency rules and no minimum trading days on Core and Lite; unlimited time limit on Core and Lite; news trading, overnight and weekend holding allowed on the evaluation path; evaluation fee refunded with the first compensation request; entry fees start at $5 for the 24-hour Speed Challenge and $25 for a $2.5K Core Challenge; compensation available 72 hours after qualifying, then on demand.
Cons
Residents of the United States, Russia, North Korea, Cuba, Iran, Belarus and Syria are not accepted. Scalping is listed among the prohibited strategies despite the site marketing 'full trading freedom'. A margin-concentration rule that can fail a passing account is not stated on the public program pages; the firm confirmed the rule and said it would make it more visible after a trader raised it publicly. Direct Access Pro forbids weekend holding and costs $478 to $4,780. Total simulated allocation is capped at $100,000 across all accounts. The company is not regulated by any financial authority and describes all compensation as contractual, not market profit.

Frequently Asked Questions

Which is better, Fill88 or MasterFunders?

MasterFunders scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Starting Price. However, the best choice depends on your trading goals and priorities.

Which is cheaper, Fill88 or MasterFunders?

MasterFunders has the lower starting price at $5. Fill88 offers 22 challenge options starting from $39, while MasterFunders offers 19 options starting from $5.

Which has better reviews, Fill88 or MasterFunders?

MasterFunders has a higher TrustPilot rating of 4.3/5. Fill88 has 1 reviews while MasterFunders has 32.

Which offers a higher profit split, Fill88 or MasterFunders?

Fill88 offers a higher maximum profit split. Fill88 offers 80% while MasterFunders offers 80/20.

How fast do Fill88 and MasterFunders pay out?

Fill88 has On-demand payouts while MasterFunders offers On demand payouts. Payout speed can be an important factor when choosing a prop firm.

Are Fill88 and MasterFunders legit?

Both firms have been independently verified by PropFirmMap. Fill88 holds a unrated safety grade and a 3.7/5 TrustPilot rating. MasterFunders holds a C safety grade and a 4.3/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, Fill88 or MasterFunders?

MasterFunders may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.