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MasterFunders vs The5ers: Head-to-Head Comparison (2026)

VS

The5ers

8.7 A+
United Kingdom CFD
Key Differences
Payouts On-Demand vs Bi-Weekly Split 80% vs 100% Price $5 vs $22

Verdict: Who Wins?

MasterFunders 2 wins
2 - 5
The5ers 5 wins Decisive Win
Overall Rating 8.7 vs 0.0 Decisive
TrustPilot 4.7 vs 4.3 Clear
Starting Price $5 vs $22 Decisive
Profit Split Up to 100% vs 80/20 Decisive
Safety Grade A+ vs Decisive
Trust Score 88.5/100 vs 39/100 Decisive
Challenge Variety 19 vs 10 options Decisive

Best For:

Budget-conscious traders MasterFunders
Maximum profit potential The5ers
Trust & reputation The5ers
Fast payouts MasterFunders

Visual Comparison

MasterFunders The5ers

Head-to-Head Comparison

MasterFunders Metric The5ers
- PFM Score 8.7/10
4.3/5 (32) TrustPilot 4.7/5 (28,714)
- Safety Grade A+
39 F Trust Score 88.5 A
80/20 Profit Split Up to 100%
5% static, balance/equity-based on the previous day's balance or equity, whichever is higher (Core and Lite). Direct Access Pro uses a 3% daily drawdown on the same basis. Daily Drawdown Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.
On demand Payout Frequency Biweekly (every 14 days)
$5 Starting Price $22
White-Label Technology Proprietary
Match Trader Platforms Trading View, MT5
No Direct Path to Funded No
Cyprus Country United Kingdom
- Established Jan 2016
19 options Challenge Options 10 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size MasterFunders The5ers Savings
$5K $5 $39 Save $34
$10K $10 $78 Save $68
$25K $170 $39 Save $131
$2.5K $25 $22 Save $3
$50K $319 $309 Save $10
$100K $549 $545 Save $4

MasterFunders vs The5ers: Detailed Analysis

MasterFunders and The5ers are both CFD firms.

Pricing

In terms of pricing, MasterFunders is more affordable with challenges starting at $5, which is $17 less than The5ers's starting price of $22. MasterFunders offers 19 challenge options, while The5ers offers 10.

Account Sizes

On account sizing, MasterFunders offers account sizes from $5 to $100 across 6 funding tiers, while The5ers offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.

Trading Platforms

For trading platforms, MasterFunders supports Match Trader, while The5ers runs on Trading View and MT5. If you already trade on a specific platform, this can be the deciding factor between the two.

Profit Split & Payouts

MasterFunders offers 80/20 profit split, while The5ers offers Up to 100%. MasterFunders pays out On demand, and The5ers pays out Biweekly (every 14 days).

Risk & Drawdown Rules

Risk rules are a key difference for funded traders: MasterFunders lists its daily drawdown as "5% static, balance/equity-based on the previous day's balance or equity, whichever is higher (Core and Lite). Direct Access Pro uses a 3% daily drawdown on the same basis.", while The5ers lists "Hyper Growth: 3% daily pause / 6% stop-out. High Stakes: 5% Maximum Daily Loss / 10% Maximum Total Drawdown.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.

Trust & Safety

For trust and reputation, MasterFunders has a 4.3/5 TrustPilot rating with 32 reviews, while The5ers has 4.7/5 with 28,714 reviews.

Who Should Choose Which

So who should pick which? MasterFunders is the stronger choice for budget-conscious traders and fast payouts, while The5ers is the better fit for maximum profit potential and trust & reputation.

Overall, The5ers edges ahead winning 5 out of 7 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.

Pros & Cons

MasterFunders
Pros
Static (non-trailing) drawdowns on every program; no consistency rules and no minimum trading days on Core and Lite; unlimited time limit on Core and Lite; news trading, overnight and weekend holding allowed on the evaluation path; evaluation fee refunded with the first compensation request; entry fees start at $5 for the 24-hour Speed Challenge and $25 for a $2.5K Core Challenge; compensation available 72 hours after qualifying, then on demand.
Cons
Residents of the United States, Russia, North Korea, Cuba, Iran, Belarus and Syria are not accepted. Scalping is listed among the prohibited strategies despite the site marketing 'full trading freedom'. A margin-concentration rule that can fail a passing account is not stated on the public program pages; the firm confirmed the rule and said it would make it more visible after a trader raised it publicly. Direct Access Pro forbids weekend holding and costs $478 to $4,780. Total simulated allocation is capped at $100,000 across all accounts. The company is not regulated by any financial authority and describes all compensation as contractual, not market profit.
The5ers
Pros
Up to 100% profit split, Hyper Growth 1-Step evaluation with 10% target and unlimited time, High Stakes 2-Step with Step-1 cash/HUB rewards from $2 to $40 by account size, London-based (Five Percent Online LTD) since 2016.
Cons
Hyper Growth stop-out at 6% below initial balance; High Stakes requires two steps plus verification refund to pass; minimum 3 profitable days required on Pro Growth/High Stakes.

Frequently Asked Questions

Which is better, MasterFunders or The5ers?

The5ers scores higher overall, winning 5 out of 7 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.

Which is cheaper, MasterFunders or The5ers?

MasterFunders has the lower starting price at $5. MasterFunders offers 19 challenge options starting from $5, while The5ers offers 10 options starting from $22.

Which has better reviews, MasterFunders or The5ers?

The5ers has a higher TrustPilot rating of 4.7/5. MasterFunders has 32 reviews while The5ers has 28,714.

Which offers a higher profit split, MasterFunders or The5ers?

The5ers offers a higher maximum profit split. MasterFunders offers 80/20 while The5ers offers Up to 100%.

How fast do MasterFunders and The5ers pay out?

MasterFunders has On demand payouts while The5ers offers Biweekly (every 14 days) payouts. Payout speed can be an important factor when choosing a prop firm.

Are MasterFunders and The5ers legit?

Both firms have been independently verified by PropFirmMap. MasterFunders holds a unrated safety grade and a 4.3/5 TrustPilot rating. The5ers holds a A+ safety grade and a 4.7/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.

Which is better for beginners, MasterFunders or The5ers?

MasterFunders may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.

Not sold on either? Explore alternatives

See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.