FTMO vs MasterFunders: Head-to-Head Comparison (2026)
Verdict: Who Wins?
FTMO
6 wins
Decisive Win
Best For:
FTMO
FTMO
Visual Comparison
Head-to-Head Comparison
| FTMO | Metric | MasterFunders |
|---|---|---|
| 8.3/10 | PFM Score | - |
| 4.8/5 (42,594) ★ | TrustPilot | 4.3/5 (32) |
| A+ ★ | Safety Grade | - |
| 79 B+ ★ | Trust Score | 39 F |
| Up to 90% | Profit Split | 80/20 ★ |
| Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step) | Daily Drawdown | 5% static, balance/equity-based on the previous day's balance or equity, whichever is higher (Core and Lite). Direct Access Pro uses a 3% daily drawdown on the same basis. |
| Bi-weekly (every 14 days) | Payout Frequency | On demand |
| $79 | Starting Price | $5 ★ |
| Proprietary | Technology | White-Label |
| cTrader, MT5, MT4 | Platforms | Match Trader |
| No | Direct Path to Funded | No |
| Czech Republic | Country | Cyprus |
| Jan 2015 | Established | - |
| 10 options | Challenge Options | 19 options |
Price Comparison by Account Size
Cheapest challenge price at each account size (where both firms offer the same size)
| Account Size | FTMO | MasterFunders | Savings |
|---|---|---|---|
| $10K | $79 | $10 ★ | Save $69 |
| $25K | $199 | $170 ★ | Save $29 |
| $50K | $319 | $319 | Same price |
| $100K | $439 ★ | $549 | Save $110 |
FTMO vs MasterFunders: Detailed Analysis
FTMO and MasterFunders are both CFD firms.
Pricing
In terms of pricing, MasterFunders is more affordable with challenges starting at $5, which is $74 less than FTMO's starting price of $79. FTMO offers 10 challenge options, while MasterFunders offers 19.
Account Sizes
On account sizing, FTMO offers account sizes from $10 to $200 across 5 funding tiers, while MasterFunders offers account sizes from $5 to $100 across 6 funding tiers. Picking the right tier matters because both the entry cost and the maximum capital you can scale to are tied to the account size you start with.
Trading Platforms
For trading platforms, FTMO supports cTrader, MT5 and MT4, while MasterFunders runs on Match Trader. If you already trade on a specific platform, this can be the deciding factor between the two.
Profit Split & Payouts
FTMO offers Up to 90% profit split, while MasterFunders offers 80/20. FTMO pays out Bi-weekly (every 14 days), and MasterFunders pays out On demand.
Risk & Drawdown Rules
Risk rules are a key difference for funded traders: FTMO lists its daily drawdown as "Maximum Daily Loss Amount, which is 5% of the Initial Simulated Capital (2-Step) or 3% (1-Step)", while MasterFunders lists "5% static, balance/equity-based on the previous day's balance or equity, whichever is higher (Core and Lite). Direct Access Pro uses a 3% daily drawdown on the same basis.". Always confirm the drawdown type before buying, since a trailing rule behaves very differently from a static end-of-day one.
Trust & Safety
For trust and reputation, FTMO has a 4.8/5 TrustPilot rating with 42,594 reviews, while MasterFunders has 4.3/5 with 32 reviews.
Who Should Choose Which
So who should pick which? FTMO is the stronger choice for maximum profit potential and trust & reputation, while MasterFunders is the better fit for budget-conscious traders and fast payouts.
Overall, FTMO edges ahead winning 6 out of 8 categories we compared. However, the best choice depends on your specific needs - both firms have their strengths.
Pros & Cons
FTMO
Pros
Cons
Pros
Cons
Frequently Asked Questions
Which is better, FTMO or MasterFunders?
FTMO scores higher overall, winning 6 out of 8 comparison categories including Overall Rating, TrustPilot, Profit Split. However, the best choice depends on your trading goals and priorities.
Which is cheaper, FTMO or MasterFunders?
MasterFunders has the lower starting price at $5. FTMO offers 10 challenge options starting from $79, while MasterFunders offers 19 options starting from $5.
Which has better reviews, FTMO or MasterFunders?
FTMO has a higher TrustPilot rating of 4.8/5. FTMO has 42,594 reviews while MasterFunders has 32.
Which offers a higher profit split, FTMO or MasterFunders?
FTMO offers a higher maximum profit split. FTMO offers Up to 90% while MasterFunders offers 80/20.
How fast do FTMO and MasterFunders pay out?
FTMO has Bi-weekly (every 14 days) payouts while MasterFunders offers On demand payouts. Payout speed can be an important factor when choosing a prop firm.
Are FTMO and MasterFunders legit?
Both firms have been independently verified by PropFirmMap. FTMO holds a A+ safety grade and a 4.8/5 TrustPilot rating. MasterFunders holds a unrated safety grade and a 4.3/5 TrustPilot rating. Safety grades are based on payout history, community trust signals, and regulatory transparency.
Which is better for beginners, FTMO or MasterFunders?
MasterFunders may be more accessible for beginners due to its lower entry price. When starting out, consider challenge cost, drawdown rules, and profit split. Use the comparison table above to find which firm fits your experience level and risk tolerance.
More Comparisons
Not sold on either? Explore alternatives
See the closest-matched prop firms ranked head-to-head against each contender, with live 2026 prices and safety grades.