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Fintokei

2.8 A
Czech Republic CFD
VS

The Upside Funding

2.4 A
Hong Kong CFD

Verdict: Who Wins?

Fintokei 5 wins Our Pick
5 1
The Upside Funding 1 wins
Overall Rating 2.8 vs 2.4
TrustPilot 4.8 vs 4.4
Starting Price $99 vs $999,999
Profit Split 50-100% (varies by program) vs Up to 90%
Safety Grade Both A
Challenge Variety 16 vs 10 options
Platform Choice 3 vs 1 platforms

Best For:

Budget-conscious traders Fintokei
Maximum profit potential Fintokei
Trust & reputation The Upside Funding
Fast payouts Fintokei

Visual Comparison

Fintokei The Upside Funding

Head-to-Head Comparison

Fintokei Metric The Upside Funding
2.8/10 PFM Score 2.4/10
4.4/5 (1,086) TrustPilot 4.8/5 (42)
A Safety Grade A
50-100% (varies by program) Profit Split Up to 90%
3-5% daily, 6-10% total (varies by program) Daily Drawdown 1-Step: no daily, 4% trailing / 2-Step: 4% daily static, 8% total static
Instant approval, funds within 1 business day Payout Frequency Fast payouts (on-demand)
$99 Starting Price $
Proprietary Technology Proprietary
Trading View, cTrader, MT5 Platforms cTrader
No Direct Path to Funded No
Czech Republic Country Hong Kong
Jan 2023 Established Jan 2020
16 options Challenge Options 10 options

Fintokei vs The Upside Funding: Detailed Analysis

Fintokei and The Upside Funding are both CFD firms. The Upside Funding has been in business longer, established in 2020, while Fintokei was founded in 2023.

Fintokei offers 50-100% (varies by program) profit split, while The Upside Funding offers Up to 90%. Fintokei pays out Instant approval, funds within 1 business day, and The Upside Funding pays out Fast payouts (on-demand).

For trust and reputation, Fintokei has a 4.4/5 TrustPilot rating with 1,086 reviews, while The Upside Funding has 4.8/5 with 42 reviews. Safety grades: Fintokei A, The Upside Funding A.

Overall, Fintokei edges ahead winning 5 out of 6 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Fintokei
Pros
Instant payouts (avg 3 hours). Up to 100% profit split (SwiftTrader). 3 platforms (TradingView, MT5, cTrader). Free trial accounts available. Parent company Purple established 2011.
Cons
Not available to US, India, Russia residents. ProTrader uses equity-based daily drawdown (5%). StartTrader starts at 50% profit split.
The Upside Funding
Pros
Founded by ex-Citibank MDs (60+ years combined), 1:1 mentorship from CEO, path to 50K/yr full-time position, 24hr payout guarantee (K penalty if missed), 100% fee refund on 3rd payout, news trading + weekend holding allowed, cTrader via regulated Purple Trading, EAs allowed
Cons
Very new (launched 2024/2025), only 39 TrustPilot reviews (100% 5-star is unusual), only cTrader platform, challenge pricing not transparent on website, simulated environment, co-founder James last name not disclosed

Active Deals & Promo Codes

Fintokei
7% Off for all challenges
20% OFF 20% off your first Fintokei challenge
The Upside Funding
25% OFF 25% off all challenges

Frequently Asked Questions

Which is better, Fintokei or The Upside Funding?

Fintokei scores higher overall, winning 5 out of 6 comparison categories including Overall Rating, Starting Price, Profit Split. However, the best choice depends on your trading goals and priorities.

Which has better reviews, Fintokei or The Upside Funding?

The Upside Funding has a higher TrustPilot rating of 4.8/5. Fintokei has 1,086 reviews while The Upside Funding has 42.

Which offers a higher profit split, Fintokei or The Upside Funding?

Fintokei offers a higher maximum profit split. Fintokei offers 50-100% (varies by program) while The Upside Funding offers Up to 90%.

How fast do Fintokei and The Upside Funding pay out?

Fintokei has Instant approval, funds within 1 business day payouts while The Upside Funding offers Fast payouts (on-demand) payouts. Payout speed can be an important factor when choosing a prop firm.