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Fintokei

7.7 A
Czech Republic CFD
VS

TX3 Funding

5.4 C
United Arab Emirates CFD
Key Differences
Safety A vs C

Verdict: Who Wins?

Fintokei 2 wins Our Pick
2 0
TX3 Funding 0 wins
Overall Rating 7.7 vs 5.4
Profit Split Both 50-100% (varies by program)
Safety Grade A vs C

Best For:

Trust & reputation Fintokei

Visual Comparison

Fintokei TX3 Funding

Head-to-Head Comparison

Fintokei Metric TX3 Funding
7.7/10 PFM Score 5.4/10
4.4/5 (1,099) TrustPilot
A Safety Grade C
50-100% (varies by program) Profit Split Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10)
3-5% daily, 6-10% total (varies by program) Daily Drawdown 3% (Instant Standard, 1 Phase), 2% (Instant Pro), 5% (Flex, Pro). Futures: Starter $1,200 / $2,400 / $3,600 by 50K/100K/150K size; Pro has no daily loss limit.
Instant approval, funds within 1 business day Payout Frequency Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days)
$44 Starting Price $
Proprietary Technology White-Label
Trading View, cTrader, MT5 Platforms Match Trader, MT5, ProjectX
No Direct Path to Funded No
Czech Republic Country United Arab Emirates
Jan 2023 Established Jan 2021
16 options Challenge Options 14 options

Price Comparison by Account Size

Cheapest challenge price at each account size (where both firms offer the same size)

Account Size Fintokei TX3 Funding Savings
$50K $244 $70 Save $174
$100K $419 $135 Save $284

Fintokei vs TX3 Funding: Detailed Analysis

Fintokei and TX3 Funding are both CFD firms. TX3 Funding has been in business longer, established in 2021, while Fintokei was founded in 2023.

Fintokei offers 50-100% (varies by program) profit split, while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10). Fintokei pays out Instant approval, funds within 1 business day, and TX3 Funding pays out Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days).

For trust and reputation, Fintokei has a 4.4/5 TrustPilot rating with 1,099 reviews. Safety grades: Fintokei A, TX3 Funding C.

Overall, Fintokei edges ahead winning 2 out of 2 categories we compared. However, the best choice depends on your specific needs — both firms have their strengths.

Pros & Cons

Fintokei
Pros
Instant payouts (avg 3 hours). Up to 100% profit split (SwiftTrader). 3 platforms (TradingView, MT5, cTrader). Free trial accounts available. Parent company Purple established 2011.
Cons
Not available to US, India, Russia residents. ProTrader uses equity-based daily drawdown (5%). StartTrader starts at 50% profit split.
TX3 Funding
Pros
Multi-asset firm offering Forex (MT5, Match-Trader, A-Trader), Futures (Project X — currently suspended pending NinjaTrader/Tradevate/TradingView migration), and Crypto trading from one account. Five distinct Forex programs: Instant Standard (no eval, 80% split), Instant Pro (no eval, faster payouts), 1 Phase, 2 Phase Flex, 2 Phase Pro. Account sizes from $5K to $300K (Forex) / $50K-$150K (Futures Starter & Pro). 24h payout guarantee with $1,000 bonus if late. Futures Starter pays 100% of first $10,000 in profits, then 90/10 split. Up to 90% profit split with add-ons. Wise integration with 15 payment options + crypto USDT (ERC-20). 24/7 support. Founded by Cue Banks (Quillan Roberto Black) and Anthony Williams — both established Forex trader-educators with large public followings. TrustPilot 3.6/5 across 4,299 reviews; claimed profile with paid Trustpilot subscription; company replies to 100% of negative reviews.
Cons
Futures product line currently disabled — homepage states 'Purchasing Futures Challenges is temporarily disabled as Project X is no longer working with Propfirms' (May 2026); migration to NinjaTrader, Tradovate, and TradingView is in progress. Pricing widget is JS state-driven with up to 25 Forex combinations (5 sizes x 5 challenge types) plus platform selection (MT5 / Match-Trader / A-Trader) — only the default-selected combination ($100K Instant Standard A-Trader at $475) is reliably captured by static scrapers. TrustPilot rating 3.6 with 'mixed' summary: positive payout/customer-service mentions balanced against multiple reports of denied payouts and rules not being explained well. Strict consistency rules (40-50% best-day cap on funded accounts, 15% on Instant Standard, 10% on Instant Pro). Long restricted-countries list (33 countries on Futures, 18 on Forex including Afghanistan, Belarus, Cuba, Iran, Iraq, North Korea, Russia, Syria, Venezuela; Vietnam restricted effective March 2026). TX3 Funding FZCO is not registered with SEC, CFTC, FINRA, NFA, ESMA, DFSA or any regulator — operates solely as a simulated-trading provider. Dispute resolution by Dubai International Arbitration Centre or AAA Miami (US users).

Active Deals & Promo Codes

Fintokei
7% OFF 7% Off for all challenges
20% OFF 20% off your first Fintokei challenge
TX3 Funding

No active deals

Frequently Asked Questions

Which is better, Fintokei or TX3 Funding?

Fintokei scores higher overall, winning 2 out of 2 comparison categories including Overall Rating, Safety Grade. However, the best choice depends on your trading goals and priorities.

Which offers a higher profit split, Fintokei or TX3 Funding?

Fintokei offers a higher maximum profit split. Fintokei offers 50-100% (varies by program) while TX3 Funding offers Up to 90% (Forex 1 Phase 85% base / 90% w/add-on; Pro 80% base / 90% w/add-on; Flex/Instant Standard 80%; Futures 100% on first $10K then 90/10).

How fast do Fintokei and TX3 Funding pay out?

Fintokei has Instant approval, funds within 1 business day payouts while TX3 Funding offers Varies (Pro on-demand; 1 Phase 3-day; Flex 7-day; Instant Std 14-day; Instant Pro 10-day; Futures Pro bi-weekly; Futures Starter 5 winning days) payouts. Payout speed can be an important factor when choosing a prop firm.